State directory · PA

Pennsylvania Banks

Every FDIC-insured bank headquartered in Pennsylvania, with health grades, capital, and profitability from the quarterly FDIC Call Report.

Compiled from official source data by PlainBankData Editorial
112
FDIC banks
73/100
Avg health score
$338.5B
Total assets
11
Failures since 2000

Data updated July 2026

The state picture

Pennsylvania's 112 FDIC banks hold $338.5B in assets and average 73/100 on health - 78% earn an A or B grade.

112
FDIC-insured banks
78%
grade A or B (87 banks)
$50.0B
largest - First National Bank of Pennsylvania
11
failures since 2000

Figures from public FDIC Call Reports. A lower grade does not mean your money is at risk, deposits are FDIC-insured to $250,000 per depositor, per category, at every bank here.

For context: Pennsylvania's average health score of 73/100 is below the 77/100 national average across all FDIC-insured banks PlainBankData tracks.

Health grade distribution

A
43
38% of banks
B
44
39% of banks
C
19
17% of banks
D
4
4% of banks
F
2
2% of banks

Largest banks in Pennsylvania

Top 10 Pennsylvania banks by total assets
  1. 1
    First National Bank of Pennsylvania $50.0B

    Greenville, PA · Grade A

  2. 2
    Fulton Bank $32.0B

    Lancaster, PA · Grade A

  3. 3
    BNY Mellon $31.3B

    Pittsburgh, PA · Grade B

  4. 4
    Customers Bank $24.9B

    Malvern, PA · Grade A

  5. 5
    TriState Capital Bank $23.3B

    Pittsburgh, PA · Grade A

  6. 6
    Northwest Bank $16.8B

    Warren, PA · Grade B

  7. 7
    Dollar Bank, Federal Savings Bank $12.5B

    Pittsburgh, PA · Grade B

  8. 8
    First Commonwealth Bank $12.3B

    Indiana, PA · Grade B

  9. 9
    S&T Bank $9.9B

    Indiana, PA · Grade A

  10. 10
    Univest Bank and Trust Co. $8.4B

    Souderton, PA · Grade A

Top 10 of 112 Pennsylvania banks · FDIC Call Report Q4 2025.

Pennsylvania banks by health grade

0 10 20 30 40 50 A B C D F 43 44 19 4 2

How Pennsylvania compares nationally

Pennsylvania ranks #39 of 55 states and territories by average bank health score - better than 30% of them.

States grouped by average health score

All 112 Pennsylvania banks · Page 1 of 2

Bank Assets Grade
First National Bank of Pennsylvania $50.0B A
Fulton Bank, National Association $32.0B A
BNY Mellon, National Association $31.3B B
Customers Bank $24.9B A
TriState Capital Bank $23.3B A
Northwest Bank $16.8B B
Dollar Bank, Federal Savings Bank $12.5B B
First Commonwealth Bank $12.3B B
S&T Bank $9.9B A
Univest Bank and Trust Co. $8.4B A
CNB Bank $8.4B A
Mid Penn Bank $6.1B A
Firstrust Savings Bank $5.7B A
Orrstown Bank $5.5B A
Peoples Security Bank and Trust Company $5.3B A
ACNB Bank $3.2B A
Citizens & Northern Bank $3.1B B
LINKBANK $3.1B B
First Citizens Community Bank $3.1B B
Penn Community Bank $3.0B B
NEXTIER BANK, NATIONAL ASSOCIATION $2.9B B
The Fidelity Deposit and Discount Bank $2.7B A
Meridian Bank $2.6B C
Somerset Trust Company $2.4B B
Wayne Bank $2.4B A
The Ephrata National Bank $2.3B A
Farmers and Merchants Trust Company of Chambersburg $2.2B A
Kish Bank $2.0B B
QNB Bank $1.9B B
Embassy Bank for the Lehigh Valley $1.8B B
Bank of Bird-in-Hand $1.8B B
Journey Bank $1.7B A
Community Bank $1.5B B
First Keystone Community Bank $1.5B B
1st Summit Bank $1.5B C
Washington Financial Bank $1.5B B
Ameriserv Financial Bank $1.4B C
Marquette Savings Bank $1.4B C
Central Penn Bank & Trust $1.3B C
The Dime Bank $1.2B A
First National Bank and Trust Company of Newtown $1.1B A
The Honesdale National Bank $1.1B A
American Bank $1.1B A
Brentwood Bank $1.0B D
First Federal Savings and Loan Association of Greene Co $1.0B B
Jonestown Bank and Trust Company, of Jonestown, Pennsylvania $989M B
Harleysville Bank $940M A
Atlantic Community Bankers Bank $940M B
First Northern Bank and Trust Company $936M A
The Juniata Valley Bank $895M B
First Resource Bank $817M A
CFSBANK $746M B
Quaint Oak Bank $677M C
Reliance Savings Bank $674M B
InFirst Bank $664M B
New Tripoli Bank $664M B
Pennian Bank $662M C
Asian Bank $660M A
Mauch Chunk Trust Company $649M C
Phoenixville Federal Bank and Trust $641M B
PS Bank $641M A
Slovenian Savings and Loan Association of Canonsburg $619M A
Woodlands Bank $616M C
Mercer County State Bank $597M C
Hatboro Federal Savings, FA $586M A
Hyperion Bank $551M C
Ambler Savings Bank $516M B
Enterprise Bank $492M C
Hamlin Bank and Trust Company $482M A
The Neffs National Bank $470M B
The Victory Bank $464M B
Community State Bank of Orbisonia $459M B
United Savings Bank $448M A
Elderton State Bank $442M A
Hometown Bank of Pennsylvania $438M B
The Bank of Landisburg $418M A
Marion Center Bank $417M C
Fleetwood Bank $402M B
SSB Bank $368M B
First United National Bank $368M B
West View Savings Bank $363M A
Commercial Bank and Trust of PA $362M B
Citizens Savings Bank $355M B
Greenville Savings Bank $344M B
Altoona First Savings Bank $330M B
Sewickley Savings Bank $316M A
Clarion County Community Bank $266M C
Jim Thorpe Neighborhood Bank $260M A
SEI Private Trust Company $241M A
PennCrest Bank $239M C
The Turbotville National Bank $223M A
The National Bank of Malvern $222M A
MCS Bank $213M B
Iron Workers Savings Bank $212M D
Apollo Trust Company $208M A
Slovenian Savings and Loan Association of Franklin-Conemaugh $179M F
The Haverford Trust Company $174M A
UNB Bank $169M D
Westmoreland Federal Savings and Loan Association $167M B
Sharon Bank $160M D

How to read the Pennsylvania bank directory

This page lists every FDIC-insured bank with a primary regulatory address in Pennsylvania. Both state-chartered and nationally-chartered banks appear when the FDIC institution directory places their headquarters here. Branch locations, ATM networks, and credit unions are not in scope, this is a headquarters-anchored view. The 112 institutions shown reflect the most recent quarterly FDIC release.

Health grade interpretation

Each bank's letter grade (A–F) is computed from four FDIC-reported metrics: Tier 1 capital ratio, return on assets, the Texas Ratio (non-performing assets ÷ tangible capital), and the efficiency ratio. Across Pennsylvania, 87 institutions (78%) sit in the A or B band, while 6 (5%) fall in the D or F band. The C cluster, the broad middle, typically captures roughly half of any state's banks and is not a warning signal on its own.

When failures matter

Since 2000, 11 banks headquartered in Pennsylvania have failed. Every depositor was made whole up to the standard FDIC ceiling ($250,000 per depositor, per ownership category, per institution). Failures cluster around macro events (the 2008–2010 wave, the 2023 regional-bank stress) rather than steady attrition, so a clean recent record reflects the absence of a triggering shock more than guaranteed safety. The "Under Stress" ranking is more forward-looking, because it scores current capital and credit-loss capacity.

Sources, refresh cadence, and corrections

Every figure derives from the FDIC Quarterly Banking Profile and the FDIC Institution Directory, both public-domain. We re-pull on the FDIC's schedule (quarterly release plus monthly directory deltas for mergers and closures). Asset and capital figures are reported as of the most recent quarter-end and lag the calendar by ~90 days, the FDIC's reporting lag, not ours.

Using the Pennsylvania directory

Three ways to put this state view to work.

Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings.

Data compiled from the Federal Deposit Insurance Corporation (FDIC) (FDIC Quarterly Banking Profile, Institution Directory, Failed Bank List). See our methodology for the full pipeline and source vintage.

Retrieved and compiled by PlainBankData Editorial from FDIC Call Report (FFIEC 031/041) filings, Q4 2025.

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Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. This page draws directly on FDIC federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.

Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.