Total Assets
$241M
Total balance-sheet footings
FDIC Cert #35388 · Oaks, Pennsylvania · Est. 2001
SEI Private Trust Company - FDIC Bank Health Profile
A community-scale look at SEI Private Trust Company's own numbers, pulled straight from its quarterly FDIC Call Report.
- $241M
- Total assets
- A
- Health grade · Excellent
- 41.90%
- Return on assets
- 353.6%
- Tier 1 capital
Data updated July 2026
The verdict
SEI Private Trust Company earns a PlainBankData health grade of A (97/100), with well-capitalized at 353.59% Tier 1, profitable at 41.90% ROA, efficient (59% cost ratio).
- #2,786
- largest of 4,313 FDIC banks by assets
- 35th
- percentile by asset size, nationally
- 353.59%
- Tier 1 ratio - above the 10% well-capitalized line
- 100th
- percentile for profitability (ROA), nationally
PlainBankData assigns this grade from public Call Report data; it isn't an official FDIC rating, and your deposits remain insured to $250,000 per depositor, per ownership category no matter the score.
FDIC Call Report plate
Cert 35388 · PA A · 97/100
GRADE-A · TOP-DECILE · PHOTO-FINISH · TIER1-WELL · TEXAS-CLEAN · ROA-STRONG · SIZE-MID · BOOK-RICH
- GRADE-A A (97/100)
- TOP-DECILE #220/4307
- PHOTO-FINISH Charlevoix State Bank · MI
- TIER1-WELL 353.6% Tier 1
- TEXAS-CLEAN 0.0% Texas
- ROA-STRONG 41.90% ROA
- SIZE-MID $100M–1B
- BOOK-RICH 8/9 fields
Nearest health peer outside Pennsylvania: Charlevoix State Bank, MI (±0 health pts)
Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.
Health-score neighbourhood around SEI Private Trust Company
Lowest and highest poles plus nearest scored peers outside Pennsylvania, not a full FDIC corpus board reprint.
Call Report read for SEI Private Trust Company in a high-failure state
SEI Private Trust Company (FDIC Cert #35388) carries a PlainBankData health grade of A at 97/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #220 of 4,307. Tier 1 capital prints at 353.59%, clearing the 10% well-capitalized line. The Texas Ratio is 0.00%, inside the sub-50% band analysts treat as healthy. Return on assets is 41.90%. Balance-sheet scale is $241M, 2,786th of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is Charlevoix State Bank (MI), tied on the composite. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.
State failure history around SEI Private Trust Company
11 FAILURE resolutions in Pennsylvania since 2000, heavy vs the state corpus
SEI Private Trust Company sits in one of the heavier post-2000 FAILURE states (11 resolutions; latest year 2024). The list below is state history from the Failed Bank List, not a claim about SEI Private Trust Company's current Call Report.
- REPUBLIC BANK PHILADELPHIA, PA 2024 → FULTON BANK, NATIONAL ASSOCIATION
- FIRST CORNERSTONE BANK KING OF PRUSSIA, PA 2016 → FIRST-CITIZENS BANK & TRUST COMPANY
- VANTAGE POINT BANK HORSHAM, PA 2014 → FIRST CHOICE BANK
Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Pennsylvania banks.
How SEI Private Trust Company's 97/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
Tier 1 Capital Ratio (353.59%) 40/40
Return on Assets (ROA) (41.90%) 25/25
Texas Ratio (0.00%) 20/20
Efficiency Ratio (59.24%) 12/15
97 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$500K
Customer-funded liabilities
Net Loans
-
Outstanding loan book
Net Income
$112M
Bottom-line earnings
Capital adequacy vs federal thresholds
Where SEI Private Trust Company ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. SEI Private Trust Company's score of 97/100 falls in the highlighted band.
SEI Private Trust Company: health score vs. every FDIC-insured bank
0-100 composite health score, FDIC Call Reports
97 Top 5% higher than 95% of 4,307 FDIC-insured banks
Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FDIC Call Reports · July 2026
SEI Private Trust Company's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). SEI Private Trust Company's $241M falls in the highlighted band.
Capital & credit buffers at SEI Private Trust Company
Tier 1 capital ratio
Well-capitalized 10%
353.59% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
353.59%
Texas Ratio
0.00%
Equity Capital
$220M
Earnings posture at SEI Private Trust Company
Return on Assets (ROA)
100th percentile nationally
41.90%
Return on Equity (ROE)
45.11%
Efficiency Ratio
59.24%
Income & expense at SEI Private Trust Company
$9M
Interest Income
$360M
Non-Interest Income
$218M
Non-Interest Expense
Asset quality, Texas Ratio detail
The Texas Ratio compares troubled assets to the capital available to absorb losses. SEI Private Trust Company reports a Texas Ratio of 0.00% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.
Texas Ratio
Caution 50%
0.00% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.
Top banks in Pennsylvania by total assets
Nationwide banks with similar total assets
Nearest other-state banks with ≥$10M assets ($241M here), outside Pennsylvania so the neighborhood is not state containment.
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) SEI Private Trust Company (FDIC Cert #35388) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
SEI Private Trust Company Call Report profile · FDIC Failed Bank List · Pennsylvania FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.
Other banks in Pennsylvania
All Pennsylvania banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| First National Bank of PennsylvaniaGreenville | $50.0B | A | 1.29% |
| Fulton Bank, National AssociationLancaster | $32.0B | A | 1.33% |
| BNY Mellon, National AssociationPittsburgh | $31.3B | B | 0.94% |
| Customers BankMalvern | $24.9B | A | 1.01% |
| TriState Capital BankPittsburgh | $23.3B | A | 0.78% |
| Northwest BankWarren | $16.8B | B | 0.92% |
| Dollar Bank, Federal Savings BankPittsburgh | $12.5B | B | 0.53% |
| First Commonwealth BankIndiana | $12.3B | B | 1.33% |