Total Assets
$241M
Total balance-sheet footings
FDIC Cert #35388 · Oaks, Pennsylvania · Est. 2001
SEI Private Trust Company - FDIC Bank Health Profile
A community-scale look at SEI Private Trust Company's own numbers, pulled straight from its quarterly FDIC Call Report.
- $241M
- Total assets
- A
- Health grade · Excellent
- 41.90%
- Return on assets
- 353.6%
- Tier 1 capital
Data updated July 2026
The verdict
SEI Private Trust Company earns a PlainBankData health grade of A (97/100), with well-capitalized at 353.59% Tier 1, profitable at 41.90% ROA, efficient (59% cost ratio).
- #2,786
- largest of 4,313 FDIC banks by assets
- 35th
- percentile by asset size, nationally
- 353.59%
- Tier 1 ratio - above the 10% well-capitalized line
- 100th
- percentile for profitability (ROA), nationally
PlainBankData assigns this grade from public Call Report data; it isn't an official FDIC rating, and your deposits remain insured to $250,000 per depositor, per ownership category no matter the score.
How SEI Private Trust Company's 97/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
SEI Private Trust Company's composite health score
Tier 1 Capital Ratio (353.59%) 40/40
Return on Assets (ROA) (41.90%) 25/25
Texas Ratio (0.00%) 20/20
Efficiency Ratio (59.24%) 12/15
97 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$500K
Customer-funded liabilities
Net Loans
-
Outstanding loan book
Net Income
$112M
Bottom-line earnings
Capital adequacy vs federal thresholds
Where SEI Private Trust Company ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. SEI Private Trust Company's score of 97/100 falls in the highlighted band.
SEI Private Trust Company's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). SEI Private Trust Company's $241M falls in the highlighted band.
Safety metrics
Tier 1 capital ratio
Well-capitalized 10%
353.59% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
353.59%
Texas Ratio
0.00%
Equity Capital
$220M
Profitability metrics
Return on Assets (ROA)
100th percentile nationally
41.90%
Return on Equity (ROE)
45.11%
Efficiency Ratio
59.24%
What the numbers say about SEI Private Trust Company
SEI Private Trust Company is an FDIC-insured institution (Certificate #35388) headquartered in Oaks, Pennsylvania, established in 2001. It holds $241M in total assets - 2,786th of 4,313 FDIC-insured banks, $500K in customer deposits, and - in net loans. Looking at capital strength, Tier 1 stands at 353.59%, over the 10% well-capitalized line regulators set, while the Texas Ratio comes in at 0.00%, comfortably below the 50% caution mark. It earns a PlainBankData health grade of A (97/100), a composite of Tier 1 capital, ROA, the Texas Ratio, and efficiency. All of it traces back to the bank's own quarterly FDIC Call Report filing.
Within Pennsylvania, SEI Private Trust Company ranks 89th of 112 FDIC-insured banks by asset size -- a mid-sized institution, neither among the state's largest nor its smallest.
Income & expense breakdown
$9M
Interest Income
$360M
Non-Interest Income
$218M
Non-Interest Expense
Asset quality, Texas Ratio detail
The Texas Ratio compares troubled assets to the capital available to absorb losses. SEI Private Trust Company reports a Texas Ratio of 0.00% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.
Texas Ratio
Caution 50%
0.00% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.
Top banks in Pennsylvania by total assets
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) SEI Private Trust Company (FDIC Cert #35388) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other banks in Pennsylvania
All Pennsylvania banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| First National Bank of PennsylvaniaGreenville | $50.0B | A | 1.29% |
| Fulton Bank, National AssociationLancaster | $32.0B | A | 1.33% |
| BNY Mellon, National AssociationPittsburgh | $31.3B | B | 0.94% |
| Customers BankMalvern | $24.9B | A | 1.01% |
| TriState Capital BankPittsburgh | $23.3B | A | 0.78% |
| Northwest BankWarren | $16.8B | B | 0.92% |
| Dollar Bank, Federal Savings BankPittsburgh | $12.5B | B | 0.53% |
| First Commonwealth BankIndiana | $12.3B | B | 1.33% |
Frequently asked questions
What is SEI Private Trust Company's health grade?▼
SEI Private Trust Company receives a health grade of A (97/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank demonstrates excellent financial health with strong capital ratios and profitability.
How large is SEI Private Trust Company?▼
SEI Private Trust Company holds $241M in total assets and $500K in deposits, ranking 2,786th of 4,313 FDIC-insured banks by asset size. It is headquartered in Oaks, Pennsylvania.
Is my money safe at SEI Private Trust Company?▼
Yes, deposits at SEI Private Trust Company (Certificate #35388) are FDIC-insured up to $250,000 per depositor, per ownership category, regardless of health grade.
What is SEI Private Trust Company's Tier 1 Capital Ratio?▼
SEI Private Trust Company has a Tier 1 Capital Ratio of 353.59%. This exceeds the 10% threshold for "well-capitalized" status under federal banking regulations.
What is the Texas Ratio for SEI Private Trust Company?▼
SEI Private Trust Company has a Texas Ratio of 0.00%. A ratio below 50% is generally considered healthy. The Texas Ratio measures non-performing loans against equity and reserves, a higher ratio signals greater exposure to loan losses.
How efficient is SEI Private Trust Company?▼
SEI Private Trust Company has an Efficiency Ratio of 59.24%. Below 60% is considered efficient, the bank converts a strong share of revenue into profit. This metric compares non-interest expenses to total revenue.
What to do with this
How to read SEI Private Trust Company's profile as a depositor or analyst.
- SEI Private Trust Company's grade reflects capital, profitability, and asset quality, read the four pillars before drawing conclusions. How grades work
- Compare SEI Private Trust Company against other Pennsylvania banks before moving funds. Pennsylvania banks
Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions. Verify the latest figures at the FDIC BankFind Suite.
Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. Informational only, not professional advice; consult a qualified professional before acting on it. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.
Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.