FDIC Cert #32245 · Pittsburgh, Pennsylvania · Est. 1984

Dollar Bank, Federal Savings Bank - FDIC Bank Health Profile

A community-scale look at Dollar Bank, Federal Savings Bank's own numbers, pulled straight from its quarterly FDIC Call Report.

Compiled from official public sources by the publisher.
$12.5B
Total assets
B
Health grade · Good
0.53%
Return on assets
15.2%
Tier 1 capital

Data updated July 2026

The verdict

Dollar Bank, Federal Savings Bank earns a PlainBankData health grade of B (74/100), with well-capitalized at 15.21% Tier 1, 0.53% ROA, 76% efficiency ratio.

#139
largest of 4,313 FDIC banks by assets
97th
percentile by asset size, nationally
15.21%
Tier 1 ratio - above the 10% well-capitalized line
17th
percentile for profitability (ROA), nationally

PlainBankData assigns this grade from public Call Report data; it isn't an official FDIC rating, and your deposits remain insured to $250,000 per depositor, per ownership category no matter the score.

FDIC Call Report plate

Cert 32245 · PA B · 74/100

GRADE-B · MID-PACK · PHOTO-FINISH · TIER1-WELL · TEXAS-CLEAN · ROA-THIN · SIZE-LARGE · BOOK-FULL

  • GRADE-B B (74/100)
  • MID-PACK #2593/4307
  • PHOTO-FINISH United Midwest Savin… · OH
  • TIER1-WELL 15.2% Tier 1
  • TEXAS-CLEAN 8.0% Texas
  • ROA-THIN 0.53% ROA
  • SIZE-LARGE $10–100B
  • BOOK-FULL 9/9 fields

Nearest health peer outside Pennsylvania: United Midwest Savings Bank, National Association, OH (±0 health pts)

Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.

Health-score neighbourhood around Dollar Bank, Federal Savings Bank

Lowest and highest poles plus nearest scored peers outside Pennsylvania, not a full FDIC corpus board reprint.

Morgan Stanley Bank,… · UT ·…100/100Dollar Bank, Federal… · PA ·…74/100Eastern Bank · MA · near74/100Helm Bank USA · FL · near74/100Tustin Community Bank · CA ·…74/100United Midwest Savin… · OH ·…74/100Tioga-Franklin Savin… · PA ·…0/100
PlainBankData health composite · neighbourhood around Dollar Bank, Federal Savings Bank · July 2026

Call Report read for Dollar Bank, Federal Savings Bank in a high-failure state

Dollar Bank, Federal Savings Bank (FDIC Cert #32245) carries a PlainBankData health grade of B at 74/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #2,593 of 4,307. Tier 1 capital prints at 15.21%, clearing the 10% well-capitalized line. The Texas Ratio is 8.03%, inside the sub-50% band analysts treat as healthy. Return on assets is 0.53%. Balance-sheet scale is $12.5B, 139th of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is United Midwest Savings Bank, National Association (OH), tied on the composite. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.

State failure history around Dollar Bank, Federal Savings Bank

11 FAILURE resolutions in Pennsylvania since 2000, heavy vs the state corpus

Dollar Bank, Federal Savings Bank sits in one of the heavier post-2000 FAILURE states (11 resolutions; latest year 2024). The list below is state history from the Failed Bank List, not a claim about Dollar Bank, Federal Savings Bank's current Call Report.

  • REPUBLIC BANK PHILADELPHIA, PA 2024 → FULTON BANK, NATIONAL ASSOCIATION
  • FIRST CORNERSTONE BANK KING OF PRUSSIA, PA 2016 → FIRST-CITIZENS BANK & TRUST COMPANY
  • VANTAGE POINT BANK HORSHAM, PA 2014 → FIRST CHOICE BANK

Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Pennsylvania banks.

How Dollar Bank, Federal Savings Bank's 74/100 score adds up

Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.

0/100100/100National avg77/10074/100
Dollar Bank, Federal Savings Bank's composite health score
Tier 1 Capital Ratio (15.21%) 40/40
Return on Assets (ROA) (0.53%) 14/25
Texas Ratio (8.03%) 16/20
Efficiency Ratio (75.71%) 4/15

74 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.

Balance sheet at a glance

Total Assets

$12.5B

Total balance-sheet footings

Total Deposits

$10.1B

Customer-funded liabilities

Net Loans

$9.6B

Outstanding loan book

Net Income

$63M

Bottom-line earnings

Capital adequacy vs federal thresholds

0% 3% 6% 9% 12% 15% 18% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 13.81% 15.21% 16.61%
Basel III capital ratios - Dollar Bank, Federal Savings Bank

Where Dollar Bank, Federal Savings Bank ranks

Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Dollar Bank, Federal Savings Bank's score of 74/100 falls in the highlighted band.

Dollar Bank, Federal Savings Bank: health score vs. every FDIC-insured bank

0-100 composite health score, FDIC Call Reports

74 40th percentile higher than 40% of 4,307 FDIC-insured banks

0–10: 3 FDIC-insured banks (0%). Below this entry. 10–20: 6 FDIC-insured banks (0%). Below this entry. 20–30: 26 FDIC-insured banks (1%). Below this entry. 30–40: 36 FDIC-insured banks (1%). Below this entry. 40–50: 98 FDIC-insured banks (2%). Below this entry. 50–60: 279 FDIC-insured banks (6%). Below this entry. 60–70: 777 FDIC-insured banks (18%). Below this entry. 70–80: 1,030 FDIC-insured banks (24%). This entry sits in this band. 80–90: 1,237 FDIC-insured banks (29%). Above this entry. 90–100: 815 FDIC-insured banks (19%). Above this entry. Dollar Bank, Federal Savings Bank 0 100 every FDIC-insured bank with a health score, bucketed by value

Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FDIC Call Reports · July 2026

Dollar Bank, Federal Savings Bank's size among FDIC-insured banks

Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Dollar Bank, Federal Savings Bank's $12.5B falls in the highlighted band.

Capital & credit buffers at Dollar Bank, Federal Savings Bank

Tier 1 capital ratio
Well-capitalized 10%

15.21% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
15.21%
Texas Ratio
8.03%
Equity Capital
$1.3B

What these ratios mean →

Profitability metrics: Dollar Bank, Federal Savings Bank

Return on Assets (ROA)
17th percentile nationally
0.53%
Return on Equity (ROE)
5.19%
Efficiency Ratio
75.71%

What these mean →

Income & expense at Dollar Bank, Federal Savings Bank

$576M
Interest Income
$45M
Non-Interest Income
$303M
Non-Interest Expense

Asset quality, Texas Ratio detail

The Texas Ratio compares troubled assets to the capital available to absorb losses. Dollar Bank, Federal Savings Bank reports a Texas Ratio of 8.03% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.

Texas Ratio
Caution 50%

8.03% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.

FDIC Failed Bank List → View Dollar Bank, Federal Savings Bank on FDIC BankFind →

Top banks in Pennsylvania by total assets

Largest banks headquartered in Pennsylvania
  1. 1
    First National Bank of Pennsylvania $50.0B

    Greenville, PA · Grade A

  2. 2
    Fulton Bank $32.0B

    Lancaster, PA · Grade A

  3. 3
    BNY Mellon $31.3B

    Pittsburgh, PA · Grade B

  4. 4
    Customers Bank $24.9B

    Malvern, PA · Grade A

  5. 5
    TriState Capital Bank $23.3B

    Pittsburgh, PA · Grade A

Top 5 banks in Pennsylvania ranked by total assets · FDIC Call Report Q4 2025.

National size peers: banks closest to Dollar Bank, Federal Savings Bank by assets

Measured strictly by total assets rather than geography, Dollar Bank, Federal Savings Bank's closest national peers include Safra National Bank of New York, Oriental Bank, First Bank, First Commonwealth Bank, spanning 6 different states -- a reminder that at this scale, competition and comparison happen nationally, not just within Pennsylvania. Averaged across this asset-matched cohort, return on assets runs 1.36% (Dollar Bank, Federal Savings Bank is below that at 0.53%), the efficiency ratio averages 52.26% (Dollar Bank, Federal Savings Bank runs higher at 75.71%), and Tier 1 capital averages 15.20% (Dollar Bank, Federal Savings Bank holds more at 15.21%). None of this cohort competes on branch count alone -- balance-sheet scale, funding mix, and regulatory capital posture are the metrics that actually separate similarly-sized institutions.

At $12.5B in assets, Dollar Bank, Federal Savings Bank has crossed the $10 billion threshold at which the CFPB takes over direct supervision for consumer-protection compliance under Dodd-Frank Act Section 1025, rather than leaving that oversight solely to the bank's primary prudential regulator.

Closest banks to Dollar Bank, Federal Savings Bank nationally by total assets
  1. 1
    Safra National Bank of New York $12.5B

    New York, NY · Grade A

  2. 2
    Oriental Bank $12.4B

    San Juan, PR · Grade A

  3. 3
    First Bank $12.7B

    Southern Pines, NC · Grade A

  4. 4
    First Commonwealth Bank $12.3B

    Indiana, PA · Grade B

  5. 5
    PlainsCapital Bank $12.7B

    University Park, TX · Grade B

  6. 6
    BMW Bank of North America $12.8B

    Salt Lake City, UT · Grade A

Six FDIC-insured banks nearest in total assets nationwide, regardless of state.

Head-to-head against the six closest national size peers, same FDIC Call Report vintage.
BankStateAssetsROAEfficiencyTier 1
Dollar Bank, Federal Savings Bank (this bank) PA $12.5B 0.53% 75.71% 15.21%
Safra National Bank of New York NY $12.5B 0.92% 64.01% 22.33%
Oriental Bank PR $12.4B 1.59% 52.92% 13.44%
First Bank NC $12.7B 0.94% 50.34% 14.69%
First Commonwealth Bank PA $12.3B 1.33% 54.10% 11.69%
PlainsCapital Bank TX $12.7B 1.05% 74.52% 14.49%
BMW Bank of North America UT $12.8B 2.31% 17.65% 14.53%

Nationwide banks with similar total assets

Nearest other-state banks with ≥$10M assets ($12.5B here), outside Pennsylvania so the neighborhood is not state containment.

Safra National Bank of New York $12.5B · NY Oriental Bank $12.4B · PR First Bank $12.7B · NC PlainsCapital Bank $12.7B · TX

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Dollar Bank, Federal Savings Bank (FDIC Cert #32245) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

Dollar Bank, Federal Savings Bank Call Report profile · FDIC Failed Bank List · Pennsylvania FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.

Other banks in Pennsylvania

All Pennsylvania banks →
BankAssetsGradeROA
First National Bank of PennsylvaniaGreenville $50.0B A 1.29%
Fulton Bank, National AssociationLancaster $32.0B A 1.33%
BNY Mellon, National AssociationPittsburgh $31.3B B 0.94%
Customers BankMalvern $24.9B A 1.01%
TriState Capital BankPittsburgh $23.3B A 0.78%
Northwest BankWarren $16.8B B 0.92%
First Commonwealth BankIndiana $12.3B B 1.33%
S&T BankIndiana $9.9B A 1.43%