Bank Rankings
Ranking 4,300+ FDIC-insured banks across multiple financial health dimensions. Every list below is computed live from FDIC Call Reports, see methodology for source and computation detail.
Ranking categories
Safest Banks
Highest combined health scores based on capital, ROA, Texas Ratio, and efficiency.
Largest Banks
Top banks by total assets under management.
Most Profitable
Highest return on assets (ROA) among mid-to-large banks.
Best Capitalized
Highest Tier 1 capital ratios, the ultimate buffer against losses.
Most Efficient
Lowest efficiency ratios, banks that run lean operations.
Under Stress
Banks with lowest health scores. Your deposits remain FDIC-insured.
Top 15 safest banks (live)
Computed at request time from FDIC Call Reports, same query the /rankings/safest-banks page uses.
- Morgan Stanley Bank, National Association - grade A
- Deutsche Bank Trust Company Americas - grade A
- Ameriprise Bank, FSB - grade A
- Optum Bank, Inc. - grade A
- First Financial Bank - grade A
- Charles Schwab Trust Bank - grade A
- International Bank of Commerce - grade A
- First Security Bank - grade A
- RBC Bank, (Georgia) National Association - grade A
- First American Trust, FSB - grade A
- Westamerica Bank - grade A
- First National Bank Alaska - grade A
- The Fidelity Bank - grade A
- Banco do Brasil Americas - grade A
- Orange Bank & Trust Company - grade A
Top 15 largest banks (live)
Computed at request time, sorted by total assets.
- JPMorgan Chase Bank, National Association - grade A
- Bank of America, National Association - grade A
- Citibank, National Association - grade A
- Wells Fargo Bank, National Association - grade A
- U.S. Bank National Association - grade A
- Capital One, National Association - grade B
- Goldman Sachs Bank USA - grade A
- PNC Bank, National Association - grade A
- Truist Bank - grade A
- The Bank of New York Mellon - grade A
- State Street Bank and Trust Company - grade A
- TD Bank, National Association - grade A
- Morgan Stanley Private Bank, National Association - grade A
- Charles Schwab Bank, SSB - grade A
- Morgan Stanley Bank, National Association - grade A
How PlainBankData rankings are compiled
Our rankings are computed directly from the upstream FDIC Call Report dataset, not editorially curated and not influenced by advertisers. Each ranking surfaces a clear, reproducible metric (for example, total assets, Tier 1 capital ratio, return on assets, Texas Ratio, efficiency ratio, or our composite health grade), and the underlying numbers are visible on each bank's detail page so you can verify them. We recompute rankings whenever the upstream data refreshes, typically once per quarter when the FDIC publishes a new vintage of Call Reports.
What rankings mean (and what they do not)
A ranking is a useful lens, it tells you where to start looking, but it is not a judgment about quality, safety, or reputation. Being at the top of a size-based ranking simply reflects scale: more deposits, more assets. It does not mean "better" or "safer." Our composite health grade is closer to a quality signal but is still a numeric summary of four FDIC ratios, it cannot replace your own due diligence about the bank's loan book, management, regional concentration, or your specific deposit needs. Whenever a ranking could be misread as a quality claim, we include an explanatory note inline.
Why we publish these rankings
Rankings make large public datasets navigable. Most visitors arrive with a question ("Which banks are the safest?" or "How does my bank compare?") and benefit from seeing a ranked list with direct links to the full record. Publishing ranked views of public Call Report data is a long-established practice in financial journalism; we are careful to surface the raw numbers, link to the official FDIC source, and avoid editorial spin. If a ranking ever implies a value judgment not supported by the data, please email us at the address on the contact page and we will review the wording.
Methodology, sources, and corrections
Every ranking is derived from the FDIC BankFind Suite Call Report dataset linked on the methodology page. We do not blend proprietary signals; we do not substitute editor opinion for data. If you believe a ranking is miscomputed or that a bank is misclassified, please contact us with the specific FDIC certificate number and the expected correction, and we will investigate within the next quarterly refresh cycle. Corrections that affect the published ranking are rolled forward immediately; minor formatting fixes go out with the next scheduled refresh.