FDIC Cert #58457 · Pittsburgh, Pennsylvania · Est. 2007

TriState Capital Bank - FDIC Bank Health Profile

One of the largest FDIC-insured institutions in the country, drawn straight from its quarterly Call Report to BankFind Suite.

Compiled from official public sources by the publisher.
$23.3B
Total assets
A
Health grade · Excellent
0.78%
Return on assets
17.9%
Tier 1 capital

Data updated July 2026

The verdict

TriState Capital Bank earns a PlainBankData health grade of A (85/100), with well-capitalized at 17.94% Tier 1, 0.78% ROA, efficient (47% cost ratio).

#93
largest of 4,313 FDIC banks by assets
98th
percentile by asset size, nationally
17.94%
Tier 1 ratio - above the 10% well-capitalized line
28th
percentile for profitability (ROA), nationally

The grade above reflects PlainBankData's own read of the bank's regulatory filings, not an FDIC judgment, deposit coverage stays at $250,000 per depositor, per category, unaffected by it.

FDIC Call Report plate

Cert 58457 · PA A · 85/100

GRADE-A · MID-PACK · PHOTO-FINISH · TIER1-WELL · TEXAS-CLEAN · ROA-PAR · SIZE-LARGE · BOOK-FULL

  • GRADE-A A (85/100)
  • MID-PACK #1319/4307
  • PHOTO-FINISH Austin County State… · TX
  • TIER1-WELL 17.9% Tier 1
  • TEXAS-CLEAN 5.1% Texas
  • ROA-PAR 0.78% ROA
  • SIZE-LARGE $10–100B
  • BOOK-FULL 9/9 fields

Nearest health peer outside Pennsylvania: Austin County State Bank, TX (±0 health pts)

Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.

Health-score neighbourhood around TriState Capital Bank

Lowest and highest poles plus nearest scored peers outside Pennsylvania, not a full FDIC corpus board reprint.

Morgan Stanley Bank,… · UT ·…100/100Austin County State… · TX · …85/100DR Bank · CT · near85/100Putnam 1st Mercantil… · TN ·…85/100TriState Capital Bank · PA ·…85/100Valliance Bank · OK · near85/100Tioga-Franklin Savin… · PA ·…0/100
PlainBankData health composite · neighbourhood around TriState Capital Bank · July 2026

Call Report read for TriState Capital Bank in a high-failure state

TriState Capital Bank (FDIC Cert #58457) carries a PlainBankData health grade of A at 85/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #1,319 of 4,307. Tier 1 capital prints at 17.94%, clearing the 10% well-capitalized line. The Texas Ratio is 5.12%, inside the sub-50% band analysts treat as healthy. Return on assets is 0.78%. Balance-sheet scale is $23.3B, 93rd of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is Austin County State Bank (TX), tied on the composite. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.

State failure history around TriState Capital Bank

11 FAILURE resolutions in Pennsylvania since 2000, heavy vs the state corpus

TriState Capital Bank sits in one of the heavier post-2000 FAILURE states (11 resolutions; latest year 2024). The list below is state history from the Failed Bank List, not a claim about TriState Capital Bank's current Call Report.

  • REPUBLIC BANK PHILADELPHIA, PA 2024 → FULTON BANK, NATIONAL ASSOCIATION
  • FIRST CORNERSTONE BANK KING OF PRUSSIA, PA 2016 → FIRST-CITIZENS BANK & TRUST COMPANY
  • VANTAGE POINT BANK HORSHAM, PA 2014 → FIRST CHOICE BANK

Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Pennsylvania banks.

How TriState Capital Bank's 85/100 score adds up

Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.

0/100100/100National avg77/10085/100
TriState Capital Bank's composite health score
Tier 1 Capital Ratio (17.94%) 40/40
Return on Assets (ROA) (0.78%) 14/25
Texas Ratio (5.12%) 16/20
Efficiency Ratio (47.15%) 15/15

85 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.

Balance sheet at a glance

Total Assets

$23.3B

Total balance-sheet footings

Total Deposits

$21.5B

Customer-funded liabilities

Net Loans

$17.8B

Outstanding loan book

Net Income

$168M

Bottom-line earnings

Capital adequacy vs federal thresholds

0% 3% 6% 9% 12% 15% 18% 21% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 16.54% 17.94% 19.34%
Basel III capital ratios - TriState Capital Bank

Where TriState Capital Bank ranks

Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. TriState Capital Bank's score of 85/100 falls in the highlighted band.

TriState Capital Bank: health score vs. every FDIC-insured bank

0-100 composite health score, FDIC Call Reports

85 Top 31% higher than 69% of 4,307 FDIC-insured banks

0–10: 3 FDIC-insured banks (0%). Below this entry. 10–20: 6 FDIC-insured banks (0%). Below this entry. 20–30: 26 FDIC-insured banks (1%). Below this entry. 30–40: 36 FDIC-insured banks (1%). Below this entry. 40–50: 98 FDIC-insured banks (2%). Below this entry. 50–60: 279 FDIC-insured banks (6%). Below this entry. 60–70: 777 FDIC-insured banks (18%). Below this entry. 70–80: 1,030 FDIC-insured banks (24%). Below this entry. 80–90: 1,237 FDIC-insured banks (29%). This entry sits in this band. 90–100: 815 FDIC-insured banks (19%). Above this entry. TriState Capital Bank 0 100 every FDIC-insured bank with a health score, bucketed by value

Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FDIC Call Reports · July 2026

TriState Capital Bank's size among FDIC-insured banks

Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). TriState Capital Bank's $23.3B falls in the highlighted band.

Capital & credit buffers at TriState Capital Bank

Tier 1 capital ratio
Well-capitalized 10%

17.94% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
17.94%
Texas Ratio
5.12%
Equity Capital
$1.6B

What these ratios mean →

Profitability metrics: TriState Capital Bank

Return on Assets (ROA)
28th percentile nationally
0.78%
Return on Equity (ROE)
11.19%
Efficiency Ratio
47.15%

What these mean →

Income & expense at TriState Capital Bank

$1.2B
Interest Income
$23M
Non-Interest Income
$217M
Non-Interest Expense

Asset quality, Texas Ratio detail

The Texas Ratio compares troubled assets to the capital available to absorb losses. TriState Capital Bank reports a Texas Ratio of 5.12% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.

Texas Ratio
Caution 50%

5.12% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.

FDIC Failed Bank List → View TriState Capital Bank on FDIC BankFind →

Top banks in Pennsylvania by total assets

Largest banks headquartered in Pennsylvania
  1. 1
    First National Bank of Pennsylvania $50.0B

    Greenville, PA · Grade A

  2. 2
    Fulton Bank $32.0B

    Lancaster, PA · Grade A

  3. 3
    BNY Mellon $31.3B

    Pittsburgh, PA · Grade B

  4. 4
    Customers Bank $24.9B

    Malvern, PA · Grade A

  5. 5
    TriState Capital Bank $23.3B

    Pittsburgh, PA · Grade A

Top 5 banks in Pennsylvania ranked by total assets · FDIC Call Report Q4 2025.

National size peers: banks closest to TriState Capital Bank by assets

TriState Capital Bank is closely matched in total assets by Beacon Bank and Trust, First Hawaiian Bank, Centennial Bank, State Bank of India across 5 states -- its real national peer set, not just banks sharing a home state. Within that asset-matched cohort, the average ROA is 1.03%, versus TriState Capital Bank's own 0.78%; the average efficiency ratio is 44.00%, versus 47.15% here; and average Tier 1 capital sits at 11.12%, versus 17.94% at TriState Capital Bank. At this asset scale, banks are best benchmarked against one another by balance-sheet composition and capital discipline, not by shared geography.

At $23.3B in assets, TriState Capital Bank has crossed the $10 billion threshold at which the CFPB takes over direct supervision for consumer-protection compliance under Dodd-Frank Act Section 1025, rather than leaving that oversight solely to the bank's primary prudential regulator.

Closest banks to TriState Capital Bank nationally by total assets
  1. 1
    Beacon Bank and Trust $23.2B

    Brookline, MA · Grade B

  2. 2
    First Hawaiian Bank $24.0B

    Honolulu, HI · Grade A

  3. 3
    Centennial Bank $22.7B

    Conway, AR · Grade A

  4. 4
    State Bank of India $22.6B

    New York, NY · Grade F

  5. 5
    Bank of Hawaii $24.1B

    Honolulu, HI · Grade B

  6. 6
    Cathay Bank $24.2B

    Los Angeles, CA · Grade A

Six FDIC-insured banks nearest in total assets nationwide, regardless of state.

Head-to-head against the six closest national size peers, same FDIC Call Report vintage.
BankStateAssetsROAEfficiencyTier 1
TriState Capital Bank (this bank) PA $23.3B 0.78% 47.15% 17.94%
Beacon Bank and Trust MA $23.2B 0.63% 65.46% 11.22%
First Hawaiian Bank HI $24.0B 1.19% 55.64% 13.10%
Centennial Bank AR $22.7B 2.14% 39.76% 14.82%
State Bank of India NY $22.6B 0.00% 0.00% 0.00%
Bank of Hawaii HI $24.1B 0.87% 60.14% 13.89%
Cathay Bank CA $24.2B 1.38% 43.01% 13.73%

Nationwide banks with similar total assets

Nearest other-state banks with ≥$10M assets ($23.3B here), outside Pennsylvania so the neighborhood is not state containment.

Beacon Bank and Trust $23.2B · MA First Hawaiian Bank $24.0B · HI Centennial Bank $22.7B · AR State Bank of India $22.6B · NY

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) TriState Capital Bank (FDIC Cert #58457) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

TriState Capital Bank Call Report profile · FDIC Failed Bank List · Pennsylvania FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.

Other banks in Pennsylvania

All Pennsylvania banks →
BankAssetsGradeROA
First National Bank of PennsylvaniaGreenville $50.0B A 1.29%
Fulton Bank, National AssociationLancaster $32.0B A 1.33%
BNY Mellon, National AssociationPittsburgh $31.3B B 0.94%
Customers BankMalvern $24.9B A 1.01%
Northwest BankWarren $16.8B B 0.92%
Dollar Bank, Federal Savings BankPittsburgh $12.5B B 0.53%
First Commonwealth BankIndiana $12.3B B 1.33%
S&T BankIndiana $9.9B A 1.43%