FDIC Cert #6051 · Apollo, Pennsylvania · Est. 1871

Apollo Trust Company - FDIC Bank Health Profile

A community-scale look at Apollo Trust Company's own numbers, pulled straight from its quarterly FDIC Call Report.

Compiled from official public sources by the publisher.
$208M
Total assets
A
Health grade · Excellent
1.02%
Return on assets
17.4%
Tier 1 capital

Data updated July 2026

The verdict

Apollo Trust Company earns a PlainBankData health grade of A (84/100), with well-capitalized at 17.43% Tier 1, profitable at 1.02% ROA, 71% efficiency ratio.

#2,961
largest of 4,313 FDIC banks by assets
31st
percentile by asset size, nationally
17.43%
Tier 1 ratio - above the 10% well-capitalized line
45th
percentile for profitability (ROA), nationally

The grade above reflects PlainBankData's own read of the bank's regulatory filings, not an FDIC judgment, deposit coverage stays at $250,000 per depositor, per category, unaffected by it.

FDIC Call Report plate

Cert 6051 · PA A · 84/100

GRADE-A · MID-PACK · PHOTO-FINISH · TIER1-WELL · TEXAS-CLEAN · ROA-PAR · SIZE-MID · BOOK-FULL

  • GRADE-A A (84/100)
  • MID-PACK #1469/4307
  • PHOTO-FINISH The National Bank of… · OH
  • TIER1-WELL 17.4% Tier 1
  • TEXAS-CLEAN 0.2% Texas
  • ROA-PAR 1.02% ROA
  • SIZE-MID $100M–1B
  • BOOK-FULL 9/9 fields

Nearest health peer outside Pennsylvania: The National Bank of Adams County of West Union, OH (±0 health pts)

Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.

Health-score neighbourhood around Apollo Trust Company

Lowest and highest poles plus nearest scored peers outside Pennsylvania, not a full FDIC corpus board reprint.

Morgan Stanley Bank,… · UT ·…100/100Apollo Trust Company · PA · …84/100LNB Community Bank · IN · ne…84/100Superior National Bank · MI …84/100The Citizens Nationa… · MS ·…84/100The National Bank of… · OH ·…84/100Tioga-Franklin Savin… · PA ·…0/100
PlainBankData health composite · neighbourhood around Apollo Trust Company · July 2026

Call Report read for Apollo Trust Company in a high-failure state

Apollo Trust Company (FDIC Cert #6051) carries a PlainBankData health grade of A at 84/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #1,469 of 4,307. Tier 1 capital prints at 17.43%, clearing the 10% well-capitalized line. The Texas Ratio is 0.20%, inside the sub-50% band analysts treat as healthy. Return on assets is 1.02%. Balance-sheet scale is $208M, 2,961st of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is The National Bank of Adams County of West Union (OH), tied on the composite. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.

State failure history around Apollo Trust Company

11 FAILURE resolutions in Pennsylvania since 2000, heavy vs the state corpus

Apollo Trust Company sits in one of the heavier post-2000 FAILURE states (11 resolutions; latest year 2024). The list below is state history from the Failed Bank List, not a claim about Apollo Trust Company's current Call Report.

  • REPUBLIC BANK PHILADELPHIA, PA 2024 → FULTON BANK, NATIONAL ASSOCIATION
  • FIRST CORNERSTONE BANK KING OF PRUSSIA, PA 2016 → FIRST-CITIZENS BANK & TRUST COMPANY
  • VANTAGE POINT BANK HORSHAM, PA 2014 → FIRST CHOICE BANK

Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Pennsylvania banks.

How Apollo Trust Company's 84/100 score adds up

Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.

0/100100/100National avg77/10084/100
Apollo Trust Company's composite health score
Tier 1 Capital Ratio (17.43%) 40/40
Return on Assets (ROA) (1.02%) 20/25
Texas Ratio (0.20%) 20/20
Efficiency Ratio (70.62%) 4/15

84 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.

Balance sheet at a glance

Total Assets

$208M

Total balance-sheet footings

Total Deposits

$141M

Customer-funded liabilities

Net Loans

$181M

Outstanding loan book

Net Income

$2M

Bottom-line earnings

Capital adequacy vs federal thresholds

0% 3% 6% 9% 12% 15% 18% 21% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 16.03% 17.43% 18.83%
Basel III capital ratios - Apollo Trust Company

Where Apollo Trust Company ranks

Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Apollo Trust Company's score of 84/100 falls in the highlighted band.

Apollo Trust Company: health score vs. every FDIC-insured bank

0-100 composite health score, FDIC Call Reports

84 Top 34% higher than 66% of 4,307 FDIC-insured banks

0–10: 3 FDIC-insured banks (0%). Below this entry. 10–20: 6 FDIC-insured banks (0%). Below this entry. 20–30: 26 FDIC-insured banks (1%). Below this entry. 30–40: 36 FDIC-insured banks (1%). Below this entry. 40–50: 98 FDIC-insured banks (2%). Below this entry. 50–60: 279 FDIC-insured banks (6%). Below this entry. 60–70: 777 FDIC-insured banks (18%). Below this entry. 70–80: 1,030 FDIC-insured banks (24%). Below this entry. 80–90: 1,237 FDIC-insured banks (29%). This entry sits in this band. 90–100: 815 FDIC-insured banks (19%). Above this entry. Apollo Trust Company 0 100 every FDIC-insured bank with a health score, bucketed by value

Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FDIC Call Reports · July 2026

Apollo Trust Company's size among FDIC-insured banks

Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Apollo Trust Company's $208M falls in the highlighted band.

Capital & credit buffers at Apollo Trust Company

Tier 1 capital ratio
Well-capitalized 10%

17.43% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
17.43%
Texas Ratio
0.20%
Equity Capital
$21M

What these ratios mean →

Earnings posture at Apollo Trust Company

Return on Assets (ROA)
45th percentile nationally
1.02%
Return on Equity (ROE)
10.18%
Efficiency Ratio
70.62%

What these mean →

Income & expense at Apollo Trust Company

$10M
Interest Income
$1M
Non-Interest Income
$7M
Non-Interest Expense

Asset quality, Texas Ratio detail

The Texas Ratio compares troubled assets to the capital available to absorb losses. Apollo Trust Company reports a Texas Ratio of 0.20% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.

Texas Ratio
Caution 50%

0.20% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.

FDIC Failed Bank List → View Apollo Trust Company on FDIC BankFind →

Top banks in Pennsylvania by total assets

Largest banks headquartered in Pennsylvania
  1. 1
    First National Bank of Pennsylvania $50.0B

    Greenville, PA · Grade A

  2. 2
    Fulton Bank $32.0B

    Lancaster, PA · Grade A

  3. 3
    BNY Mellon $31.3B

    Pittsburgh, PA · Grade B

  4. 4
    Customers Bank $24.9B

    Malvern, PA · Grade A

  5. 5
    TriState Capital Bank $23.3B

    Pittsburgh, PA · Grade A

Top 5 banks in Pennsylvania ranked by total assets · FDIC Call Report Q4 2025.

Nationwide banks with similar total assets

Nearest other-state banks with ≥$10M assets ($208M here), outside Pennsylvania so the neighborhood is not state containment.

Buffalo Federal Bank $208M · WY Badger Bank $208M · WI FCNB Bank $208M · MO Home State Bank $209M · MN

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Apollo Trust Company (FDIC Cert #6051) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

Apollo Trust Company Call Report profile · FDIC Failed Bank List · Pennsylvania FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.

Other banks in Pennsylvania

All Pennsylvania banks →
BankAssetsGradeROA
First National Bank of PennsylvaniaGreenville $50.0B A 1.29%
Fulton Bank, National AssociationLancaster $32.0B A 1.33%
BNY Mellon, National AssociationPittsburgh $31.3B B 0.94%
Customers BankMalvern $24.9B A 1.01%
TriState Capital BankPittsburgh $23.3B A 0.78%
Northwest BankWarren $16.8B B 0.92%
Dollar Bank, Federal Savings BankPittsburgh $12.5B B 0.53%
First Commonwealth BankIndiana $12.3B B 1.33%