Total Assets
$939M
Total balance-sheet footings
2026 data FDIC sourced Public-data reference.
Atlantic Community Bankers Bank — FDIC Bank Health Profile
Camp Hill, Pennsylvania · Est. 1983. Free, sourced from the FDIC BankFind Suite — refreshed each quarter and cross-checked against the FDIC Call Report.
State chartered State member bank FDIC Cert #24829 New York Region
B
Health grade
Good
Score: 68/100
Basel III capital ratios — Atlantic Community Bankers Bank
Total Deposits
$571M
Customer-funded liabilities
Net Loans
$549M
Outstanding loan book
Net Income
$10M
Bottom-line earnings
Safety Metrics
Tier 1 capital ratio
Well-capitalized 10%
20.67% of risk-weighted assets — above the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
Core capital ÷ risk-weighted assets. Well-capitalized: ≥10%
20.67%
Texas Ratio
Non-performing loans ÷ equity. Danger zone: >100%
—
Equity Capital
Tangible book value as a capital buffer
$148M
Profitability Metrics
Return on Assets (ROA)
Net income ÷ assets. Healthy: ≥1%
1.04%
Return on Equity (ROE)
Net income ÷ equity. Industry avg: ~10%
6.86%
Efficiency Ratio
Operating costs ÷ revenue. Efficient: <60%
69.02%
Income & Expense Breakdown
$51M
Interest Income
$19M
Non-Interest Income
$32M
Non-Interest Expense
FDIC Deposit Insurance
Atlantic Community Bankers Bank is FDIC-insured (Certificate #24829). Your deposits are protected up to $250,000 per depositor, per account category regardless of this bank's health grade.
What the Numbers Say About Atlantic Community Bankers Bank
Atlantic Community Bankers Bank is an FDIC-insured institution (Certificate #24829) headquartered in Camp Hill, Pennsylvania, established in 1983. The bank currently holds $939M in total assets and $571M in customer deposits, with $549M deployed as loans. It operates as a State chartered (State member bank) within the FDIC New York region. These figures come directly from the bank's quarterly FDIC Call Report and reflect the balance sheet as of the latest regulatory filing.
On safety metrics, Atlantic Community Bankers Bank reports a Tier 1 Capital Ratio of 20.67% — above the 10% federal threshold for "well-capitalized" status and a Texas Ratio of —. Equity capital stands at $148M, serving as the tangible buffer against loan losses. On profitability, the bank posted a Return on Assets of 1.04% and a Return on Equity of 6.86%, with an Efficiency Ratio of 69.02% — above the 60% benchmark, meaning a larger share of revenue is consumed by operating costs. The combined picture yields a PlainBankData health grade of B (68/100), a composite score that blends all four dimensions.
Not financial advice. This page summarizes public FDIC Call Report data for informational purposes only. Health grades are our interpretation of regulatory filings and are not official FDIC ratings, endorsements, or predictions. Regardless of grade, every dollar on deposit at Atlantic Community Bankers Bank is protected by FDIC insurance up to $250,000 per depositor, per ownership category — even if the bank were to fail. For decisions about where to hold deposits, consult a qualified financial professional and verify the latest figures directly at the FDIC's BankFind Suite.
Top 5 banks in Pennsylvania by total assets
Source: FDIC BankFind Suite — Call Report (FFIEC 031/041) + CRA performance data Atlantic Community Bankers Bank (FDIC Cert #24829) — Tier 1 capital ratio, total assets, deposits, CRA rating · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other Banks in Pennsylvania
All Pennsylvania banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| First National Bank of Pennsylvania Greenville | $50.0B | C | 1.29% |
| Fulton Bank, National Association Lancaster | $32.0B | B | 1.33% |
| BNY Mellon, National Association Pittsburgh | $31.3B | C | 0.94% |
| Customers Bank Malvern | $24.9B | B | 1.01% |
| TriState Capital Bank Pittsburgh | $23.3B | B | 0.78% |
| Northwest Bank Warren | $16.8B | C | 0.92% |
| Dollar Bank, Federal Savings Bank Pittsburgh | $12.5B | C | 0.53% |
| First Commonwealth Bank Indiana | $12.3B | C | 1.33% |
Frequently Asked Questions
What is Atlantic Community Bankers Bank's health grade? ▼
Atlantic Community Bankers Bank receives a health grade of B (68/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank shows good financial health with solid capital levels above regulatory minimums.
How large is Atlantic Community Bankers Bank? ▼
Atlantic Community Bankers Bank holds $939M in total assets and $571M in deposits. It is headquartered in Camp Hill, Pennsylvania.
Is my money safe at Atlantic Community Bankers Bank? ▼
Yes. Atlantic Community Bankers Bank is FDIC-insured (Certificate #24829). Your deposits are protected up to $250,000 per depositor, per account category, regardless of the bank's health grade. If a bank fails, the FDIC typically makes insured deposits available within one business day.
What is Atlantic Community Bankers Bank's Tier 1 Capital Ratio? ▼
Atlantic Community Bankers Bank has a Tier 1 Capital Ratio of 20.67%. This exceeds the 10% threshold for "well-capitalized" status under federal banking regulations.
How efficient is Atlantic Community Bankers Bank? ▼
Atlantic Community Bankers Bank has an Efficiency Ratio of 69.02%. Above 60% means a larger share of revenue goes to operating costs. This metric compares non-interest expenses to total revenue.
Bank Safety Guides
Related Data Sources
Data from the FDIC BankFind Suite API. Financial data as of Q4 2025.
Related
Data sourced from official U.S. government datasets. See our methodology for details. Retrieved and formatted by PlainBankData Editorial
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the FDIC BankFind Suite. Consult a qualified professional before making decisions based on this data.
Read our methodology — how this data is sourced, computed, and verified.