Total Assets
$223M
Total balance-sheet footings
FDIC Cert #7789 · Turbotville, Pennsylvania · Est. 1910
The Turbotville National Bank - FDIC Bank Health Profile
A community-scale look at The Turbotville National Bank's own numbers, pulled straight from its quarterly FDIC Call Report.
- $223M
- Total assets
- A
- Health grade · Excellent
- 1.72%
- Return on assets
- 16.9%
- Tier 1 capital
Data updated July 2026
The verdict
The Turbotville National Bank earns a PlainBankData health grade of A (100/100), with well-capitalized at 16.87% Tier 1, profitable at 1.72% ROA, efficient (44% cost ratio).
- #2,881
- largest of 4,313 FDIC banks by assets
- 33rd
- percentile by asset size, nationally
- 16.87%
- Tier 1 ratio - above the 10% well-capitalized line
- 83rd
- percentile for profitability (ROA), nationally
PlainBankData assigns this grade from public Call Report data; it isn't an official FDIC rating, and your deposits remain insured to $250,000 per depositor, per ownership category no matter the score.
How The Turbotville National Bank's 100/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
The Turbotville National Bank's composite health score
Tier 1 Capital Ratio (16.87%) 40/40
Return on Assets (ROA) (1.72%) 25/25
Texas Ratio (4.97%) 20/20
Efficiency Ratio (44.21%) 15/15
100 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$184M
Customer-funded liabilities
Net Loans
$170M
Outstanding loan book
Net Income
$4M
Bottom-line earnings
Capital adequacy vs federal thresholds
Where The Turbotville National Bank ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. The Turbotville National Bank's score of 100/100 falls in the highlighted band.
The Turbotville National Bank's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). The Turbotville National Bank's $223M falls in the highlighted band.
Safety metrics
Tier 1 capital ratio
Well-capitalized 10%
16.87% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
16.87%
Texas Ratio
4.97%
Equity Capital
$36M
Profitability metrics
Return on Assets (ROA)
83rd percentile nationally
1.72%
Return on Equity (ROE)
10.59%
Efficiency Ratio
44.21%
What the numbers say about The Turbotville National Bank
The Turbotville National Bank is an FDIC-insured institution (Certificate #7789) headquartered in Turbotville, Pennsylvania, established in 1910. It holds $223M in total assets - 2,881st of 4,313 FDIC-insured banks, $184M in customer deposits, and $170M in net loans. Looking at capital strength, Tier 1 stands at 16.87%, over the 10% well-capitalized line regulators set, while the Texas Ratio comes in at 4.97%, comfortably below the 50% caution mark. It earns a PlainBankData health grade of A (100/100), a composite of Tier 1 capital, ROA, the Texas Ratio, and efficiency. All of it traces back to the bank's own quarterly FDIC Call Report filing.
Within Pennsylvania, The Turbotville National Bank ranks 91st of 112 FDIC-insured banks by asset size -- a mid-sized institution, neither among the state's largest nor its smallest.
Income & expense breakdown
$12M
Interest Income
$434K
Non-Interest Income
$4M
Non-Interest Expense
Asset quality, Texas Ratio detail
The Texas Ratio compares troubled assets to the capital available to absorb losses. The Turbotville National Bank reports a Texas Ratio of 4.97% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.
Texas Ratio
Caution 50%
4.97% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.
Top banks in Pennsylvania by total assets
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) The Turbotville National Bank (FDIC Cert #7789) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other banks in Pennsylvania
All Pennsylvania banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| First National Bank of PennsylvaniaGreenville | $50.0B | A | 1.29% |
| Fulton Bank, National AssociationLancaster | $32.0B | A | 1.33% |
| BNY Mellon, National AssociationPittsburgh | $31.3B | B | 0.94% |
| Customers BankMalvern | $24.9B | A | 1.01% |
| TriState Capital BankPittsburgh | $23.3B | A | 0.78% |
| Northwest BankWarren | $16.8B | B | 0.92% |
| Dollar Bank, Federal Savings BankPittsburgh | $12.5B | B | 0.53% |
| First Commonwealth BankIndiana | $12.3B | B | 1.33% |
Frequently asked questions
What is The Turbotville National Bank's health grade?▼
The Turbotville National Bank receives a health grade of A (100/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank demonstrates excellent financial health with strong capital ratios and profitability.
How large is The Turbotville National Bank?▼
The Turbotville National Bank holds $223M in total assets and $184M in deposits, ranking 2,881st of 4,313 FDIC-insured banks by asset size. It is headquartered in Turbotville, Pennsylvania.
Is my money safe at The Turbotville National Bank?▼
Yes, deposits at The Turbotville National Bank (Certificate #7789) are FDIC-insured up to $250,000 per depositor, per ownership category, regardless of health grade.
What is The Turbotville National Bank's Tier 1 Capital Ratio?▼
The Turbotville National Bank has a Tier 1 Capital Ratio of 16.87%. This exceeds the 10% threshold for "well-capitalized" status under federal banking regulations.
What is the Texas Ratio for The Turbotville National Bank?▼
The Turbotville National Bank has a Texas Ratio of 4.97%. A ratio below 50% is generally considered healthy. The Texas Ratio measures non-performing loans against equity and reserves, a higher ratio signals greater exposure to loan losses.
How efficient is The Turbotville National Bank?▼
The Turbotville National Bank has an Efficiency Ratio of 44.21%. Below 60% is considered efficient, the bank converts a strong share of revenue into profit. This metric compares non-interest expenses to total revenue.
What to do with this
How to read The Turbotville National Bank's profile as a depositor or analyst.
- The Turbotville National Bank's grade reflects capital, profitability, and asset quality, read the four pillars before drawing conclusions. How grades work
- Compare The Turbotville National Bank against other Pennsylvania banks before moving funds. Pennsylvania banks
Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions. Verify the latest figures at the FDIC BankFind Suite.
Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. Informational only, not professional advice; consult a qualified professional before acting on it. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.
Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.