State directory · OH

Ohio Banks

Every FDIC-insured bank headquartered in Ohio, with health grades, capital, and profitability from the quarterly FDIC Call Report.

Compiled from official source data by PlainBankData Editorial
158
FDIC banks
74/100
Avg health score
$5.19T
Total assets
9
Failures since 2000

Data updated July 2026

The state picture

Ohio's 158 FDIC banks hold $5.19T in assets and average 74/100 on health - 74% earn an A or B grade.

158
FDIC-insured banks
74%
grade A or B (117 banks)
$3.75T
largest - JPMorgan Chase Bank
9
failures since 2000

Figures from public FDIC Call Reports. A lower grade does not mean your money is at risk, deposits are FDIC-insured to $250,000 per depositor, per category, at every bank here.

For context: Ohio's average health score of 74/100 is below the 77/100 national average across all FDIC-insured banks PlainBankData tracks.

Health grade distribution

A
63
40% of banks
B
54
34% of banks
C
33
21% of banks
D
6
4% of banks
F
2
1% of banks

Largest banks in Ohio

Top 10 Ohio banks by total assets
  1. 1
    JPMorgan Chase Bank $3.75T

    Columbus, OH · Grade A

  2. 2
    U.S. Bank $676.1B

    Cincinnati, OH · Grade A

  3. 3
    The Huntington National Bank $224.0B

    Columbus, OH · Grade A

  4. 4
    Fifth Third Bank $213.7B

    Cincinnati, OH · Grade A

  5. 5
    KeyBank $181.7B

    Cleveland, OH · Grade A

  6. 6
    First Financial Bank $21.0B

    Cincinnati, OH · Grade A

  7. 7
    Third Federal Savings and Loan Associ… $17.5B

    Cleveland, OH · Grade A

  8. 8
    The Park National Bank $9.7B

    Newark, OH · Grade A

  9. 9
    Peoples Bank $9.6B

    Marietta, OH · Grade A

  10. 10
    The Farmers National Bank of Canfield $5.2B

    Canfield, OH · Grade A

Top 10 of 158 Ohio banks · FDIC Call Report Q4 2025.

Ohio banks by health grade

0 10 20 30 40 50 60 70 A B C D F 63 54 33 6 2

How Ohio compares nationally

Ohio ranks #38 of 55 states and territories by average bank health score - better than 31% of them.

States grouped by average health score

All 158 Ohio banks · Page 2 of 2

Bank Assets Grade
Valley Central Bank $187M B
Citizens Federal Savings and Loan Association $185M B
The Cincinnatus Savings & Loan Co. $184M A
Independence Bank $181M A
The Peoples Savings Bank $180M C
Mercer Savings Bank $174M B
Nationwide Trust Company, FSB $167M A
The Antwerp Exchange Bank Company $159M B
Peoples Savings and Loan Company $156M B
Home Federal Savings and Loan Association of Niles $156M B
The Citizens National Bank of Woodsfield $155M A
Monroe Federal Savings and Loan Association $148M D
The Twin Valley Bank $146M B
The Settlers Bank $137M A
The Farmers and Merchants Bank $134M B
Miami Savings Bank $134M A
Fidelity Federal Savings and Loan Association of Delaware $131M C
The Baltic State Bank $122M B
The Hamler State Bank $121M A
Spring Valley Bank $118M A
Woodsfield Savings Bank $115M B
First Mutual Bank, FSB $112M C
Community Savings Bank $110M C
The Citizens National Bank of McConnelsville $109M B
The National Bank of Adams County of West Union $109M A
The Peoples Savings and Loan Company $108M C
Adelphi Bank $106M C
The Bank of Magnolia Company $105M A
Peoples First Savings Bank $105M C
The Sherwood State Bank $105M B
The Corn City State Bank $103M B
Bank419 $101M C
Warsaw Federal Savings and Loan Association $101M C
The First Central National Bank of St. Paris $98M B
The First National Bank of Germantown $94M B
The Ottoville Bank Company $92M A
Home National Bank $90M C
The Covington Savings and Loan Association $83M A
The First National Bank of Blanchester $79M A
Galion Building and Loan Bank $79M C
Conneaut Savings Bank $76M B
The Peoples Savings Bank $68M B
Versailles Savings and Loan Company $63M A
The Peoples Bank $58M B
Liberty Bank $58M B
The Waterford Commercial and Savings Bank $56M B
The Pioneer Savings Bank $56M D
Community First Bank, National Association $55M B
The Union Banking Company $52M B
The Brookville Building and Savings Association $44M C
Fortuna Bank $43M C
Home Savings Bank of Wapakoneta $41M C
Credit First National Association $39M A
First Federal Savings and Loan Association $22M C
The Mt. Victory State Bank $22M B
New Foundation Savings Bank $18M C
The Equitable Savings and Loan Company $9M B
Erebor Bank, N.A. -

How to read the Ohio bank directory

This page lists every FDIC-insured bank with a primary regulatory address in Ohio. Both state-chartered and nationally-chartered banks appear when the FDIC institution directory places their headquarters here. Branch locations, ATM networks, and credit unions are not in scope, this is a headquarters-anchored view. The 158 institutions shown reflect the most recent quarterly FDIC release.

Health grade interpretation

Each bank's letter grade (A–F) is computed from four FDIC-reported metrics: Tier 1 capital ratio, return on assets, the Texas Ratio (non-performing assets ÷ tangible capital), and the efficiency ratio. Across Ohio, 117 institutions (74%) sit in the A or B band, while 8 (5%) fall in the D or F band. The C cluster, the broad middle, typically captures roughly half of any state's banks and is not a warning signal on its own.

When failures matter

Since 2000, 9 banks headquartered in Ohio have failed. Every depositor was made whole up to the standard FDIC ceiling ($250,000 per depositor, per ownership category, per institution). Failures cluster around macro events (the 2008–2010 wave, the 2023 regional-bank stress) rather than steady attrition, so a clean recent record reflects the absence of a triggering shock more than guaranteed safety. The "Under Stress" ranking is more forward-looking, because it scores current capital and credit-loss capacity.

Sources, refresh cadence, and corrections

Every figure derives from the FDIC Quarterly Banking Profile and the FDIC Institution Directory, both public-domain. We re-pull on the FDIC's schedule (quarterly release plus monthly directory deltas for mergers and closures). Asset and capital figures are reported as of the most recent quarter-end and lag the calendar by ~90 days, the FDIC's reporting lag, not ours.

Using the Ohio directory

Three ways to put this state view to work.

Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings.

Data compiled from the Federal Deposit Insurance Corporation (FDIC) (FDIC Quarterly Banking Profile, Institution Directory, Failed Bank List). See our methodology for the full pipeline and source vintage.

Retrieved and compiled by PlainBankData Editorial from FDIC Call Report (FFIEC 031/041) filings, Q4 2025.

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Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. This page draws directly on FDIC federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.

Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.