FDIC Cert #59378 · Columbus, Ohio · Est. 2026

Erebor Bank, N.A. - FDIC Bank Health Profile

A community-scale look at Erebor Bank, N.A.'s own numbers, pulled straight from its quarterly FDIC Call Report.

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Total assets
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Health grade · Unrated
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Return on assets
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Tier 1 capital

Data updated July 2026

The verdict

Erebor Bank, N.A. earns a PlainBankData health grade of N/A from its FDIC Call Report.

PlainBankData assigns this grade from public Call Report data; it isn't an official FDIC rating, and your deposits remain insured to $250,000 per depositor, per ownership category no matter the score.

FDIC Call Report plate

Cert 59378 · OH ungraded

GRADE-UNK · RANK-UNK · SOLO-SHEET · TIER1-UNK · TEXAS-UNK · ROA-UNK · SIZE-UNK · BOOK-THIN

  • GRADE-UNK Ungraded
  • RANK-UNK Rank unknown
  • SOLO-SHEET No peer gap
  • TIER1-UNK Tier 1 blank
  • TEXAS-UNK Texas blank
  • ROA-UNK ROA blank
  • SIZE-UNK Assets blank
  • BOOK-THIN 0/9 fields

Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.

Call Report read for Erebor Bank in a high-failure state

Erebor Bank, N.A. (FDIC Cert #59378) does not yet have enough Call Report inputs for a PlainBankData health grade, so the plate below flags blank cells rather than inventing a score. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.

State failure history around Erebor Bank

9 FAILURE resolutions in Ohio since 2000, heavy vs the state corpus

Erebor Bank, N.A. sits in one of the heavier post-2000 FAILURE states (9 resolutions; latest year 2019). The list below is state history from the Failed Bank List, not a claim about Erebor Bank, N.A.'s current Call Report.

  • RESOLUTE BANK MAUMEE, OH 2019 → BUCKEYE STATE BANK
  • COLUMBIA SAVINGS BANK CINCINNATI, OH 2014 → UNITED FIDELITY BANK, FSB
  • BRAMBLE SAVINGS BANK MILFORD, OH 2010 → FOUNDATION BANK

Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Ohio banks.

Balance sheet at a glance

Total Assets

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Total balance-sheet footings

Total Deposits

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Customer-funded liabilities

Net Loans

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Outstanding loan book

Net Income

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Bottom-line earnings

Capital & credit buffers at Erebor Bank

Tier 1 Capital Ratio
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Texas Ratio
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Equity Capital
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What these ratios mean →

Profitability metrics: Erebor Bank

Return on Assets (ROA)
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Return on Equity (ROE)
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Efficiency Ratio
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What these mean →

FDIC Failed Bank List → View Erebor Bank, N.A. on FDIC BankFind →

Top banks in Ohio by total assets

Largest banks headquartered in Ohio
  1. 1

    Columbus, OH · Grade A

  2. 2
    U.S. Bank $676.1B

    Cincinnati, OH · Grade A

  3. 3

    Columbus, OH · Grade A

  4. 4

    Cincinnati, OH · Grade A

  5. 5
    KeyBank $181.7B

    Cleveland, OH · Grade A

Top 5 banks in Ohio ranked by total assets · FDIC Call Report Q4 2025.

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Erebor Bank, N.A. (FDIC Cert #59378) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

Erebor Bank, N.A. Call Report profile · FDIC Failed Bank List · Ohio FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.

Other banks in Ohio

All Ohio banks →
BankAssetsGradeROA
JPMorgan Chase Bank, National AssociationColumbus $3.75T A 1.34%
U.S. Bank National AssociationCincinnati $676.1B A 1.18%
The Huntington National BankColumbus $224.0B A 1.20%
Fifth Third Bank, National AssociationCincinnati $213.7B A 1.34%
KeyBank National AssociationCleveland $181.7B A 1.17%
First Financial BankCincinnati $21.0B A 1.53%
Third Federal Savings and Loan Association of ClevelandCleveland $17.5B A 0.51%
The Park National BankNewark $9.7B A 1.90%