Total Assets
$159M
Total balance-sheet footings
FDIC Cert #14523 · Antwerp, Ohio · Est. 1893
The Antwerp Exchange Bank Company - FDIC Bank Health Profile
A community-scale look at The Antwerp Exchange Bank Company's own numbers, pulled straight from its quarterly FDIC Call Report.
- $159M
- Total assets
- B
- Health grade · Good
- 0.51%
- Return on assets
- 14.4%
- Tier 1 capital
Data updated July 2026
The verdict
The Antwerp Exchange Bank Company earns a PlainBankData health grade of B (65/100), with well-capitalized at 14.37% Tier 1, 0.51% ROA, 82% efficiency ratio.
- #3,280
- largest of 4,313 FDIC banks by assets
- 24th
- percentile by asset size, nationally
- 14.37%
- Tier 1 ratio - above the 10% well-capitalized line
- 16th
- percentile for profitability (ROA), nationally
PlainBankData assigns this grade from public Call Report data; it isn't an official FDIC rating, and your deposits remain insured to $250,000 per depositor, per ownership category no matter the score.
How The Antwerp Exchange Bank Company's 65/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
The Antwerp Exchange Bank Company's composite health score
Tier 1 Capital Ratio (14.37%) 35/40
Return on Assets (ROA) (0.51%) 14/25
Texas Ratio (7.88%) 16/20
Efficiency Ratio (81.71%) 0/15
65 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$145M
Customer-funded liabilities
Net Loans
$111M
Outstanding loan book
Net Income
$788K
Bottom-line earnings
Capital adequacy vs federal thresholds
Where The Antwerp Exchange Bank Company ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. The Antwerp Exchange Bank Company's score of 65/100 falls in the highlighted band.
The Antwerp Exchange Bank Company's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). The Antwerp Exchange Bank Company's $159M falls in the highlighted band.
Safety metrics
Tier 1 capital ratio
Well-capitalized 10%
14.37% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
14.37%
Texas Ratio
7.88%
Equity Capital
$13M
Profitability metrics
Return on Assets (ROA)
16th percentile nationally
0.51%
Return on Equity (ROE)
6.61%
Efficiency Ratio
81.71%
What the numbers say about The Antwerp Exchange Bank Company
The Antwerp Exchange Bank Company is an FDIC-insured institution (Certificate #14523) headquartered in Antwerp, Ohio, established in 1893. It holds $159M in total assets - 3,280th of 4,313 FDIC-insured banks, $145M in customer deposits, and $111M in net loans. On safety, its Tier 1 capital ratio of 14.37% is above the 10% well-capitalized threshold, and its Texas Ratio of 7.88% sits in the healthy range below 50%. It earns a PlainBankData health grade of B (65/100), a composite of Tier 1 capital, ROA, the Texas Ratio, and efficiency. All of it traces back to the bank's own quarterly FDIC Call Report filing.
By assets, The Antwerp Exchange Bank Company ranks 108th of 158 banks based in Ohio -- squarely in the community-bank tier. Size alone doesn't determine a bank's local importance; a bank this size often has deeper, longer-standing relationships with the specific businesses and depositors it serves than a much larger institution would.
Income & expense breakdown
$8M
Interest Income
$539K
Non-Interest Income
$5M
Non-Interest Expense
Asset quality, Texas Ratio detail
The Texas Ratio compares troubled assets to the capital available to absorb losses. The Antwerp Exchange Bank Company reports a Texas Ratio of 7.88% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.
Texas Ratio
Caution 50%
7.88% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.
Top banks in Ohio by total assets
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) The Antwerp Exchange Bank Company (FDIC Cert #14523) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other banks in Ohio
All Ohio banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| JPMorgan Chase Bank, National AssociationColumbus | $3.75T | A | 1.34% |
| U.S. Bank National AssociationCincinnati | $676.1B | A | 1.18% |
| The Huntington National BankColumbus | $224.0B | A | 1.20% |
| Fifth Third Bank, National AssociationCincinnati | $213.7B | A | 1.34% |
| KeyBank National AssociationCleveland | $181.7B | A | 1.17% |
| First Financial BankCincinnati | $21.0B | A | 1.53% |
| Third Federal Savings and Loan Association of ClevelandCleveland | $17.5B | A | 0.51% |
| The Park National BankNewark | $9.7B | A | 1.90% |
Frequently asked questions
What is The Antwerp Exchange Bank Company's health grade?▼
The Antwerp Exchange Bank Company receives a health grade of B (65/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank shows good financial health with solid capital levels above regulatory minimums.
How large is The Antwerp Exchange Bank Company?▼
The Antwerp Exchange Bank Company holds $159M in total assets and $145M in deposits, ranking 3,280th of 4,313 FDIC-insured banks by asset size. It is headquartered in Antwerp, Ohio.
Is my money safe at The Antwerp Exchange Bank Company?▼
Yes, deposits at The Antwerp Exchange Bank Company (Certificate #14523) are FDIC-insured up to $250,000 per depositor, per ownership category, regardless of health grade.
What is The Antwerp Exchange Bank Company's Tier 1 Capital Ratio?▼
The Antwerp Exchange Bank Company has a Tier 1 Capital Ratio of 14.37%. This exceeds the 10% threshold for "well-capitalized" status under federal banking regulations.
What is the Texas Ratio for The Antwerp Exchange Bank Company?▼
The Antwerp Exchange Bank Company has a Texas Ratio of 7.88%. A ratio below 50% is generally considered healthy. The Texas Ratio measures non-performing loans against equity and reserves, a higher ratio signals greater exposure to loan losses.
How efficient is The Antwerp Exchange Bank Company?▼
The Antwerp Exchange Bank Company has an Efficiency Ratio of 81.71%. Above 60% means a larger share of revenue goes to operating costs. This metric compares non-interest expenses to total revenue.
What to do with this
How to read The Antwerp Exchange Bank Company's profile as a depositor or analyst.
- The Antwerp Exchange Bank Company's grade reflects capital, profitability, and asset quality, read the four pillars before drawing conclusions. How grades work
- Compare The Antwerp Exchange Bank Company against other Ohio banks before moving funds. Ohio banks
Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions. Verify the latest figures at the FDIC BankFind Suite.
Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. Informational only, not professional advice; consult a qualified professional before acting on it. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.
Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.