FDIC Cert #28663 · Brookville, Ohio · Est. 1903

The Brookville Building and Savings Association - FDIC Bank Health Profile

This profile flags real pressure points from the bank's own quarterly Call Report, read past the headline grade before drawing conclusions.

Compiled from official public sources by the publisher.
$44M
Total assets
C
Health grade · Fair
-0.12%
Return on assets
20.4%
Tier 1 capital

Data updated July 2026

The verdict

The Brookville Building and Savings Association earns a PlainBankData health grade of C (60/100), with well-capitalized at 20.40% Tier 1, -0.12% ROA, 115% efficiency ratio.

#4,163
largest of 4,313 FDIC banks by assets
3rd
percentile by asset size, nationally
20.40%
Tier 1 ratio - above the 10% well-capitalized line
4th
percentile for profitability (ROA), nationally

A weak grade is PlainBankData's own read of the Call Report data, not an official FDIC rating, and it does not change your insurance coverage: every dollar stays protected to $250,000 per depositor, per category.

FDIC Call Report plate

Cert 28663 · OH C · 60/100

GRADE-C · LOWER-Q · PHOTO-FINISH · TIER1-WELL · TEXAS-CLEAN · ROA-LOSS · SIZE-COMMUNITY · BOOK-FULL

  • GRADE-C C (60/100)
  • LOWER-Q #3841/4307
  • PHOTO-FINISH Milton Savings Bank · PA
  • TIER1-WELL 20.4% Tier 1
  • TEXAS-CLEAN 0.0% Texas
  • ROA-LOSS -0.12% ROA
  • SIZE-COMMUNITY <$100M
  • BOOK-FULL 9/9 fields

Nearest health peer outside Ohio: Milton Savings Bank, PA (±0 health pts)

Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.

Health-score neighbourhood around The Brookville Building and Savings A…

Lowest and highest poles plus nearest scored peers outside Ohio, not a full FDIC corpus board reprint.

Morgan Stanley Bank,… · UT ·…100/100Century Savings and… · CO · …60/100Dalhart Federal Savi… · TX ·…60/100Milton Savings Bank · PA · n…60/100Sunnyside Federal Sa… · NY ·…60/100The Brookville Build… · OH ·…60/100Tioga-Franklin Savin… · PA ·…0/100
PlainBankData health composite · neighbourhood around The Brookville Building and Savings A… · July 2026

Call Report read for The Brookville Building and Savings A… in a high-failure state

The Brookville Building and Savings Association (FDIC Cert #28663) carries a PlainBankData health grade of C at 60/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #3,841 of 4,307. Tier 1 capital prints at 20.40%, clearing the 10% well-capitalized line. The Texas Ratio is 0.00%, inside the sub-50% band analysts treat as healthy. Return on assets is -0.12%. Balance-sheet scale is $44M, 4,163rd of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is Milton Savings Bank (PA), tied on the composite. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.

State failure history around The Brookville Building and Savings A…

9 FAILURE resolutions in Ohio since 2000, heavy vs the state corpus

The Brookville Building and Savings Association sits in one of the heavier post-2000 FAILURE states (9 resolutions; latest year 2019). The list below is state history from the Failed Bank List, not a claim about The Brookville Building and Savings Association's current Call Report.

  • RESOLUTE BANK MAUMEE, OH 2019 → BUCKEYE STATE BANK
  • COLUMBIA SAVINGS BANK CINCINNATI, OH 2014 → UNITED FIDELITY BANK, FSB
  • BRAMBLE SAVINGS BANK MILFORD, OH 2010 → FOUNDATION BANK

Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Ohio banks.

How The Brookville Building and Savings Association's 60/100 score adds up

Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.

0/100100/100National avg77/10060/100
The Brookville Building and Savings Association's composite health score
Tier 1 Capital Ratio (20.40%) 40/40
Return on Assets (ROA) (-0.12%) 0/25
Texas Ratio (0.00%) 20/20
Efficiency Ratio (114.92%) 0/15

60 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.

Balance sheet at a glance

Total Assets

$44M

Total balance-sheet footings

Total Deposits

$35M

Customer-funded liabilities

Net Loans

$29M

Outstanding loan book

Net Income

$-54K

Bottom-line earnings

Capital adequacy vs federal thresholds

0% 5% 10% 15% 20% 25% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 19% 20.4% 21.8%
Basel III capital ratios - The Brookville Building and Savings Association

Where The Brookville Building and Savings Association ranks

Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. The Brookville Building and Savings Association's score of 60/100 falls in the highlighted band.

The Brookville Building and Savings Association: health score vs. every FDIC-insured bank

0-100 composite health score, FDIC Call Reports

60 11th percentile higher than 11% of 4,307 FDIC-insured banks

0–10: 3 FDIC-insured banks (0%). Below this entry. 10–20: 6 FDIC-insured banks (0%). Below this entry. 20–30: 26 FDIC-insured banks (1%). Below this entry. 30–40: 36 FDIC-insured banks (1%). Below this entry. 40–50: 98 FDIC-insured banks (2%). Below this entry. 50–60: 279 FDIC-insured banks (6%). Below this entry. 60–70: 777 FDIC-insured banks (18%). This entry sits in this band. 70–80: 1,030 FDIC-insured banks (24%). Above this entry. 80–90: 1,237 FDIC-insured banks (29%). Above this entry. 90–100: 815 FDIC-insured banks (19%). Above this entry. The Brookville Building and Savings A… 0 100 every FDIC-insured bank with a health score, bucketed by value

Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FDIC Call Reports · July 2026

The Brookville Building and Savings Association's size among FDIC-insured banks

Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). The Brookville Building and Savings Association's $44M falls in the highlighted band.

Capital & credit buffers at The Brookville Building and Savings A…

Tier 1 capital ratio
Well-capitalized 10%

20.40% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
20.40%
Texas Ratio
0.00%
Equity Capital
$9M

What these ratios mean →

Profitability metrics: The Brookville Building and Savings A…

Return on Assets (ROA)
4th percentile nationally
-0.12%
Return on Equity (ROE)
-0.63%
Efficiency Ratio
114.92%

What these mean →

Income & expense: loss period at The Brookville Building and Savings A…

$2M
Interest Income
$73K
Non-Interest Income
$2M
Non-Interest Expense

Asset quality, Texas Ratio detail

The Texas Ratio compares troubled assets to the capital available to absorb losses. The Brookville Building and Savings Association reports a Texas Ratio of 0.00% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.

Texas Ratio
Caution 50%

0.00% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.

What to watch at The Brookville Building and Savings Association

The Brookville Building and Savings Association's grade of C reflects specific pressure points in the FDIC Call Report. The bank reported negative net income of $-54K for the period, a loss that, if sustained, erodes the equity cushion.

Your deposits are still protected. Regardless of grade, FDIC insurance covers every dollar on deposit at The Brookville Building and Savings Association up to $250,000 per depositor, per ownership category. A weak grade signals institutional financial stress for analysts, it is not a prediction of failure, and it does not affect insured-deposit safety.

FDIC Failed Bank List → View The Brookville Building and Savings Association on FDIC BankFind →

Top banks in Ohio by total assets

Largest banks headquartered in Ohio
  1. 1
    JPMorgan Chase Bank $3.75T

    Columbus, OH · Grade A

  2. 2
    U.S. Bank $676.1B

    Cincinnati, OH · Grade A

  3. 3
    The Huntington National Bank $224.0B

    Columbus, OH · Grade A

  4. 4
    Fifth Third Bank $213.7B

    Cincinnati, OH · Grade A

  5. 5
    KeyBank $181.7B

    Cleveland, OH · Grade A

Top 5 banks in Ohio ranked by total assets · FDIC Call Report Q4 2025.

Nationwide banks with similar total assets

Nearest other-state banks with ≥$10M assets ($44M here), outside Ohio so the neighborhood is not state containment.

Second Federal Savings and Loan Assoc… $44M · PA The First National Bank of McIntosh $44M · MN The Trust Bank $44M · GA Marshall County State Bank $44M · MN

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) The Brookville Building and Savings Association (FDIC Cert #28663) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

The Brookville Building and Savings Association Call Report profile · FDIC Failed Bank List · Ohio FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.

Other banks in Ohio

All Ohio banks →
BankAssetsGradeROA
JPMorgan Chase Bank, National AssociationColumbus $3.75T A 1.34%
U.S. Bank National AssociationCincinnati $676.1B A 1.18%
The Huntington National BankColumbus $224.0B A 1.20%
Fifth Third Bank, National AssociationCincinnati $213.7B A 1.34%
KeyBank National AssociationCleveland $181.7B A 1.17%
First Financial BankCincinnati $21.0B A 1.53%
Third Federal Savings and Loan Association of ClevelandCleveland $17.5B A 0.51%
The Park National BankNewark $9.7B A 1.90%