State directory · OH

Ohio Banks

Every FDIC-insured bank headquartered in Ohio, with health grades, capital, and profitability from the quarterly FDIC Call Report.

Compiled from official source data by PlainBankData Editorial
158
FDIC banks
74/100
Avg health score
$5.19T
Total assets
9
Failures since 2000

Data updated July 2026

The state picture

Ohio's 158 FDIC banks hold $5.19T in assets and average 74/100 on health - 74% earn an A or B grade.

158
FDIC-insured banks
74%
grade A or B (117 banks)
$3.75T
largest - JPMorgan Chase Bank
9
failures since 2000

Figures from public FDIC Call Reports. A lower grade does not mean your money is at risk, deposits are FDIC-insured to $250,000 per depositor, per category, at every bank here.

For context: Ohio's average health score of 74/100 is below the 77/100 national average across all FDIC-insured banks PlainBankData tracks.

Health grade distribution

A
63
40% of banks
B
54
34% of banks
C
33
21% of banks
D
6
4% of banks
F
2
1% of banks

Largest banks in Ohio

Top 10 Ohio banks by total assets
  1. 1
    JPMorgan Chase Bank $3.75T

    Columbus, OH · Grade A

  2. 2
    U.S. Bank $676.1B

    Cincinnati, OH · Grade A

  3. 3
    The Huntington National Bank $224.0B

    Columbus, OH · Grade A

  4. 4
    Fifth Third Bank $213.7B

    Cincinnati, OH · Grade A

  5. 5
    KeyBank $181.7B

    Cleveland, OH · Grade A

  6. 6
    First Financial Bank $21.0B

    Cincinnati, OH · Grade A

  7. 7
    Third Federal Savings and Loan Associ… $17.5B

    Cleveland, OH · Grade A

  8. 8
    The Park National Bank $9.7B

    Newark, OH · Grade A

  9. 9
    Peoples Bank $9.6B

    Marietta, OH · Grade A

  10. 10
    The Farmers National Bank of Canfield $5.2B

    Canfield, OH · Grade A

Top 10 of 158 Ohio banks · FDIC Call Report Q4 2025.

Ohio banks by health grade

0 10 20 30 40 50 60 70 A B C D F 63 54 33 6 2

How Ohio compares nationally

Ohio ranks #38 of 55 states and territories by average bank health score - better than 31% of them.

States grouped by average health score

All 158 Ohio banks · Page 1 of 2

Bank Assets Grade
JPMorgan Chase Bank, National Association $3.75T A
U.S. Bank National Association $676.1B A
The Huntington National Bank $224.0B A
Fifth Third Bank, National Association $213.7B A
KeyBank National Association $181.7B A
First Financial Bank $21.0B A
Third Federal Savings and Loan Association of Cleveland $17.5B A
The Park National Bank $9.7B A
Peoples Bank $9.6B A
The Farmers National Bank of Canfield $5.2B A
Civista Bank $4.3B A
NATIONAL COOPERATIVE BANK, N.A. $4.1B B
Union Savings Bank $4.0B A
The Farmers & Merchants State Bank $3.4B A
First Federal Savings and Loan Association of Lakewood $2.9B C
LCNB National Bank $2.2B B
CFBank, National Association $2.1B A
Waterford Bank, N.A. $1.7B A
Sutton Bank $1.6B A
The Ohio Valley Bank Company $1.6B B
THE VINTON COUNTY NATIONAL BANK $1.5B B
The State Bank and Trust Company $1.5B B
Main Street Bank Corp. $1.5B A
Guardian Savings Bank $1.4B A
The Merchants National Bank $1.3B B
The Croghan Colonial Bank $1.3B A
Signature Bank, National Association $1.3B A
The Commercial and Savings Bank of Millersburg, Ohio $1.3B A
The Richwood Banking Company $1.2B A
Consumers National Bank $1.2B B
The Union Bank Company $1.2B A
The North Side Bank and Trust Company $1.2B A
First State Bank $1.2B A
Liberty Savings Bank, F.S.B. $1.1B C
The Citizens National Bank of Bluffton $1.1B A
The Killbuck Savings Bank Company $915M A
First Federal Community Bank, National Association $890M A
Mechanics Bank $873M B
Unified Bank $852M A
The Old Fort Banking Company $845M A
The Peoples Bank Co. $831M A
Minster Bank $802M A
The Genoa Banking Company $721M B
The Community Bank $691M A
Greenville National Bank $623M A
The Andover Bank $587M B
Belmont Savings Bank $583M C
Kingston National Bank $579M B
First Federal Savings and Loan Association of Lorain $573M C
Buckeye State Bank $555M C
The St. Henry Bank $544M A
Portage Community Bank $533M B
The Savings Bank $517M B
Osgood Bank $509M A
United Midwest Savings Bank, National Association $507M B
Ohio State Bank $483M B
The Farmers Bank and Savings Company $463M C
First National Bank in New Bremen $456M A
North Valley Bank $409M C
GreenWay Bank $385M C
The Fahey Banking Company $384M A
THE HOME LOAN SAVINGS BANK $376M A
The First Citizens National Bank of Upper Sandusky $368M B
The Hocking Valley Bank $356M B
Farmers & Merchants Bank $355M A
First Federal Community Bank of Bucyrus $351M B
RiverHills Bank $344M A
The Citizens Bank Company $331M A
The Farmers State Bank $329M B
New Carlisle Federal Savings Bank $314M C
The First National Bank of Bellevue $309M F
First Bank of Ohio $299M A
Community Savings $298M B
First Federal Savings and Loan Association $295M C
The First National Bank of Pandora $289M C
Somerville Bank $287M D
SSB Community Bank $283M B
Peoples State Bank $280M B
Fairfield Federal Savings and Loan Association of Lancaster $279M C
First Federal Bank of Ohio $278M B
The Harrison Building and Loan Association $277M A
The Fort Jennings State Bank $274M A
The First National Bank of Dennison $273M C
Greenville Federal $269M C
The Wilmington Savings Bank $267M B
1st National Bank $265M B
The Apple Creek Banking Company $260M B
Riverside Bank of Dublin $260M D
First Bank of Central Ohio $253M D
Buckeye Community Bank $248M B
Hometown Bank $247M D
First Federal Savings and Loan Association $242M A
The Home Savings and Loan Company of Kenton, Ohio, DBA HSLC $240M B
The First National Bank of Sycamore $233M A
The Hicksville Bank $217M C
Southern Hills Community Bank $205M B
The First National Bank of McConnelsville $203M A
The First National Bank of Waverly $196M C
First Federal Savings and Loan Association of Van Wert $191M C
Farmers State Bank $191M B

How to read the Ohio bank directory

This page lists every FDIC-insured bank with a primary regulatory address in Ohio. Both state-chartered and nationally-chartered banks appear when the FDIC institution directory places their headquarters here. Branch locations, ATM networks, and credit unions are not in scope, this is a headquarters-anchored view. The 158 institutions shown reflect the most recent quarterly FDIC release.

Health grade interpretation

Each bank's letter grade (A–F) is computed from four FDIC-reported metrics: Tier 1 capital ratio, return on assets, the Texas Ratio (non-performing assets ÷ tangible capital), and the efficiency ratio. Across Ohio, 117 institutions (74%) sit in the A or B band, while 8 (5%) fall in the D or F band. The C cluster, the broad middle, typically captures roughly half of any state's banks and is not a warning signal on its own.

When failures matter

Since 2000, 9 banks headquartered in Ohio have failed. Every depositor was made whole up to the standard FDIC ceiling ($250,000 per depositor, per ownership category, per institution). Failures cluster around macro events (the 2008–2010 wave, the 2023 regional-bank stress) rather than steady attrition, so a clean recent record reflects the absence of a triggering shock more than guaranteed safety. The "Under Stress" ranking is more forward-looking, because it scores current capital and credit-loss capacity.

Sources, refresh cadence, and corrections

Every figure derives from the FDIC Quarterly Banking Profile and the FDIC Institution Directory, both public-domain. We re-pull on the FDIC's schedule (quarterly release plus monthly directory deltas for mergers and closures). Asset and capital figures are reported as of the most recent quarter-end and lag the calendar by ~90 days, the FDIC's reporting lag, not ours.

Using the Ohio directory

Three ways to put this state view to work.

Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings.

Data compiled from the Federal Deposit Insurance Corporation (FDIC) (FDIC Quarterly Banking Profile, Institution Directory, Failed Bank List). See our methodology for the full pipeline and source vintage.

Retrieved and compiled by PlainBankData Editorial from FDIC Call Report (FFIEC 031/041) filings, Q4 2025.

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Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. This page draws directly on FDIC federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.

Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.