FDIC Cert #628 · Columbus, Ohio · Est. 1824

JPMorgan Chase Bank, National Association - FDIC Bank Health Profile

One of the largest FDIC-insured institutions in the country, drawn straight from its quarterly Call Report to BankFind Suite.

Compiled from official public sources by the publisher.
$3.75T
Total assets
A
Health grade · Excellent
1.34%
Return on assets
15.3%
Tier 1 capital

Data updated July 2026

The verdict

JPMorgan Chase Bank, National Association earns a PlainBankData health grade of A (92/100), with well-capitalized at 15.29% Tier 1, profitable at 1.34% ROA, efficient (52% cost ratio).

#1
largest of 4,313 FDIC banks by assets
100th
percentile by asset size, nationally
15.29%
Tier 1 ratio - above the 10% well-capitalized line
66th
percentile for profitability (ROA), nationally

The grade above reflects PlainBankData's own read of the bank's regulatory filings, not an FDIC judgment, deposit coverage stays at $250,000 per depositor, per category, unaffected by it.

FDIC Call Report plate

Cert 628 · OH A · 92/100

GRADE-A · UPPER-Q · PHOTO-FINISH · TIER1-WELL · TEXAS-CLEAN · ROA-STRONG · SIZE-MEGA · BOOK-FULL

  • GRADE-A A (92/100)
  • UPPER-Q #519/4307
  • PHOTO-FINISH Orrstown Bank · PA
  • TIER1-WELL 15.3% Tier 1
  • TEXAS-CLEAN 3.6% Texas
  • ROA-STRONG 1.34% ROA
  • SIZE-MEGA ≥$100B assets
  • BOOK-FULL 9/9 fields

Nearest health peer outside Ohio: Orrstown Bank, PA (±0 health pts)

Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.

Health-score neighbourhood around JPMorgan Chase Bank

Lowest and highest poles plus nearest scored peers outside Ohio, not a full FDIC corpus board reprint.

Morgan Stanley Bank,… · UT ·…100/100Citizens Bank and Tr… · VA ·…92/100JPMorgan Chase Bank,… · OH ·…92/100Magnolia State Bank · GA · n…92/100Orrstown Bank · PA · near92/100The Stock Exchange B… · OK ·…92/100Tioga-Franklin Savin… · PA ·…0/100
PlainBankData health composite · neighbourhood around JPMorgan Chase Bank · July 2026

Call Report read for JPMorgan Chase Bank in a high-failure state

JPMorgan Chase Bank, National Association (FDIC Cert #628) carries a PlainBankData health grade of A at 92/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #519 of 4,307. Tier 1 capital prints at 15.29%, clearing the 10% well-capitalized line. The Texas Ratio is 3.55%, inside the sub-50% band analysts treat as healthy. Return on assets is 1.34%. Balance-sheet scale is $3.75T, 1st of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is Orrstown Bank (PA), tied on the composite. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.

State failure history around JPMorgan Chase Bank

9 FAILURE resolutions in Ohio since 2000, heavy vs the state corpus

JPMorgan Chase Bank, National Association sits in one of the heavier post-2000 FAILURE states (9 resolutions; latest year 2019). The list below is state history from the Failed Bank List, not a claim about JPMorgan Chase Bank, National Association's current Call Report.

  • RESOLUTE BANK MAUMEE, OH 2019 → BUCKEYE STATE BANK
  • COLUMBIA SAVINGS BANK CINCINNATI, OH 2014 → UNITED FIDELITY BANK, FSB
  • BRAMBLE SAVINGS BANK MILFORD, OH 2010 → FOUNDATION BANK

Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Ohio banks.

How JPMorgan Chase Bank, National Association's 92/100 score adds up

Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.

0/100100/100National avg77/10092/100
JPMorgan Chase Bank, National Association's composite health score
Tier 1 Capital Ratio (15.29%) 40/40
Return on Assets (ROA) (1.34%) 20/25
Texas Ratio (3.55%) 20/20
Efficiency Ratio (52.37%) 12/15

92 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.

Balance sheet at a glance

Total Assets

$3.75T

Total balance-sheet footings

Total Deposits

$2.70T

Customer-funded liabilities

Net Loans

$1.47T

Outstanding loan book

Net Income

$49.6B

Bottom-line earnings

Capital adequacy vs federal thresholds

0% 3% 6% 9% 12% 15% 18% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 13.89% 15.29% 16.69%
Basel III capital ratios - JPMorgan Chase Bank, National Association

Where JPMorgan Chase Bank, National Association ranks

Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. JPMorgan Chase Bank, National Association's score of 92/100 falls in the highlighted band.

JPMorgan Chase Bank, National Association: health score vs. every FDIC-insured bank

0-100 composite health score, FDIC Call Reports

92 Top 12% higher than 88% of 4,307 FDIC-insured banks

0–10: 3 FDIC-insured banks (0%). Below this entry. 10–20: 6 FDIC-insured banks (0%). Below this entry. 20–30: 26 FDIC-insured banks (1%). Below this entry. 30–40: 36 FDIC-insured banks (1%). Below this entry. 40–50: 98 FDIC-insured banks (2%). Below this entry. 50–60: 279 FDIC-insured banks (6%). Below this entry. 60–70: 777 FDIC-insured banks (18%). Below this entry. 70–80: 1,030 FDIC-insured banks (24%). Below this entry. 80–90: 1,237 FDIC-insured banks (29%). Below this entry. 90–100: 815 FDIC-insured banks (19%). This entry sits in this band. JPMorgan Chase Bank 0 100 every FDIC-insured bank with a health score, bucketed by value

Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FDIC Call Reports · July 2026

JPMorgan Chase Bank, National Association's size among FDIC-insured banks

Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). JPMorgan Chase Bank, National Association's $3.75T falls in the highlighted band.

Capital & credit buffers at JPMorgan Chase Bank

Tier 1 capital ratio
Well-capitalized 10%

15.29% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
15.29%
Texas Ratio
3.55%
Equity Capital
$335.9B

What these ratios mean →

Earnings posture at JPMorgan Chase Bank

Return on Assets (ROA)
66th percentile nationally
1.34%
Return on Equity (ROE)
15.32%
Efficiency Ratio
52.37%

What these mean →

Income & expense at JPMorgan Chase Bank

$166.7B
Interest Income
$66.2B
Non-Interest Income
$86.1B
Non-Interest Expense

Asset quality, Texas Ratio detail

The Texas Ratio compares troubled assets to the capital available to absorb losses. JPMorgan Chase Bank, National Association reports a Texas Ratio of 3.55% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.

Texas Ratio
Caution 50%

3.55% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.

FDIC Failed Bank List → View JPMorgan Chase Bank, National Association on FDIC BankFind →

Top banks in Ohio by total assets

Largest banks headquartered in Ohio
  1. 1
    JPMorgan Chase Bank $3.75T

    Columbus, OH · Grade A

  2. 2
    U.S. Bank $676.1B

    Cincinnati, OH · Grade A

  3. 3
    The Huntington National Bank $224.0B

    Columbus, OH · Grade A

  4. 4
    Fifth Third Bank $213.7B

    Cincinnati, OH · Grade A

  5. 5
    KeyBank $181.7B

    Cleveland, OH · Grade A

Top 5 banks in Ohio ranked by total assets · FDIC Call Report Q4 2025.

National size peers: banks closest to JPMorgan Chase Bank, National Association by assets

Measured strictly by total assets rather than geography, JPMorgan Chase Bank, National Association's closest national peers include Bank of America, Citibank, Wells Fargo Bank, U.S. Bank, spanning 5 different states -- a reminder that at this scale, competition and comparison happen nationally, not just within Ohio. Averaged across this asset-matched cohort, return on assets runs 1.09% (JPMorgan Chase Bank, National Association is above that at 1.34%), the efficiency ratio averages 51.82% (JPMorgan Chase Bank, National Association runs higher at 52.37%), and Tier 1 capital averages 13.62% (JPMorgan Chase Bank, National Association holds more at 15.29%). None of this cohort competes on branch count alone -- balance-sheet scale, funding mix, and regulatory capital posture are the metrics that actually separate similarly-sized institutions.

At $3.75T in assets, JPMorgan Chase Bank, National Association sits well above the $100 billion threshold at which the Dodd-Frank Act, as amended by the 2018 Economic Growth, Regulatory Relief, and Consumer Protection Act, applies enhanced prudential standards -- more frequent capital and liquidity stress testing and formal resolution ("living will") planning -- on top of the $10 billion threshold at which the CFPB, rather than the bank's primary prudential regulator, takes over direct supervision for consumer-protection compliance.

Closest banks to JPMorgan Chase Bank, National Association nationally by total assets
  1. 1
    Bank of America $2.64T

    Charlotte, NC · Grade A

  2. 2
    Citibank $1.84T

    Sioux Falls, SD · Grade A

  3. 3
    Wells Fargo Bank $1.82T

    Sioux Falls, SD · Grade A

  4. 4
    U.S. Bank $676.1B

    Cincinnati, OH · Grade A

  5. 5
    Capital One $658.5B

    Mclean, VA · Grade B

  6. 6
    Goldman Sachs Bank USA $645.0B

    New York, NY · Grade A

Six FDIC-insured banks nearest in total assets nationwide, regardless of state.

Head-to-head against the six closest national size peers, same FDIC Call Report vintage.
BankStateAssetsROAEfficiencyTier 1
JPMorgan Chase Bank, National Association (this bank) OH $3.75T 1.34% 52.37% 15.29%
Bank of America, National Association NC $2.64T 1.15% 52.27% 12.47%
Citibank, National Association SD $1.84T 0.85% 55.60% 14.33%
Wells Fargo Bank, National Association SD $1.82T 1.41% 55.41% 12.81%
U.S. Bank National Association OH $676.1B 1.18% 55.44% 13.02%
Capital One, National Association VA $658.5B 0.55% 52.98% 13.44%
Goldman Sachs Bank USA NY $645.0B 1.42% 39.21% 15.63%

Nationwide banks with similar total assets

Nearest other-state banks with ≥$10M assets ($3.75T here), outside Ohio so the neighborhood is not state containment.

Bank of America $2.64T · NC Citibank $1.84T · SD Wells Fargo Bank $1.82T · SD Capital One $658.5B · VA

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) JPMorgan Chase Bank, National Association (FDIC Cert #628) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

JPMorgan Chase Bank, National Association Call Report profile · FDIC Failed Bank List · Ohio FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.

Other banks in Ohio

All Ohio banks →
BankAssetsGradeROA
U.S. Bank National AssociationCincinnati $676.1B A 1.18%
The Huntington National BankColumbus $224.0B A 1.20%
Fifth Third Bank, National AssociationCincinnati $213.7B A 1.34%
KeyBank National AssociationCleveland $181.7B A 1.17%
First Financial BankCincinnati $21.0B A 1.53%
Third Federal Savings and Loan Association of ClevelandCleveland $17.5B A 0.51%
The Park National BankNewark $9.7B A 1.90%
Peoples BankMarietta $9.6B A 1.27%