Total Assets
$217M
Total balance-sheet footings
FDIC Cert #16370 · Hicksville, Ohio · Est. 1946
The Hicksville Bank - FDIC Bank Health Profile
A community-scale look at The Hicksville Bank's own numbers, pulled straight from its quarterly FDIC Call Report.
- $217M
- Total assets
- C
- Health grade · Fair
- 0.70%
- Return on assets
- 9.5%
- Tier 1 capital
Data updated July 2026
The verdict
The Hicksville Bank earns a PlainBankData health grade of C (56/100), with 9.49% Tier 1 capital, 0.70% ROA, 77% efficiency ratio.
- #2,912
- largest of 4,313 FDIC banks by assets
- 32nd
- percentile by asset size, nationally
- 9.49%
- Tier 1 ratio - below the 10% well-capitalized line
- 24th
- percentile for profitability (ROA), nationally
PlainBankData assigns this grade from public Call Report data; it isn't an official FDIC rating, and your deposits remain insured to $250,000 per depositor, per ownership category no matter the score.
How The Hicksville Bank's 56/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
The Hicksville Bank's composite health score
Tier 1 Capital Ratio (9.49%) 18/40
Return on Assets (ROA) (0.70%) 14/25
Texas Ratio (0.00%) 20/20
Efficiency Ratio (77.38%) 4/15
56 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$195M
Customer-funded liabilities
Net Loans
$136M
Outstanding loan book
Net Income
$1M
Bottom-line earnings
Capital adequacy vs federal thresholds
Where The Hicksville Bank ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. The Hicksville Bank's score of 56/100 falls in the highlighted band.
The Hicksville Bank's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). The Hicksville Bank's $217M falls in the highlighted band.
Safety metrics
Tier 1 capital ratio
Well-capitalized 10%
9.49% of risk-weighted assets - below the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
9.49%
Texas Ratio
0.00%
Equity Capital
$18M
Profitability metrics
Return on Assets (ROA)
24th percentile nationally
0.70%
Return on Equity (ROE)
9.09%
Efficiency Ratio
77.38%
What the numbers say about The Hicksville Bank
The Hicksville Bank is an FDIC-insured institution (Certificate #16370) headquartered in Hicksville, Ohio, established in 1946. It holds $217M in total assets - 2,912th of 4,313 FDIC-insured banks, $195M in customer deposits, and $136M in net loans. On safety, its Tier 1 capital ratio of 9.49% is below the 10% well-capitalized threshold, and its Texas Ratio of 0.00% sits in the healthy range below 50%. It earns a PlainBankData health grade of C (56/100), a composite of Tier 1 capital, ROA, the Texas Ratio, and efficiency. All of it traces back to the bank's own quarterly FDIC Call Report filing.
Within Ohio, The Hicksville Bank ranks 95th of 158 FDIC-insured banks by asset size -- a mid-sized institution, neither among the state's largest nor its smallest.
Income & expense breakdown
$11M
Interest Income
$647K
Non-Interest Income
$6M
Non-Interest Expense
Asset quality, Texas Ratio detail
The Texas Ratio compares troubled assets to the capital available to absorb losses. The Hicksville Bank reports a Texas Ratio of 0.00% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.
Texas Ratio
Caution 50%
0.00% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.
Top banks in Ohio by total assets
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) The Hicksville Bank (FDIC Cert #16370) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other banks in Ohio
All Ohio banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| JPMorgan Chase Bank, National AssociationColumbus | $3.75T | A | 1.34% |
| U.S. Bank National AssociationCincinnati | $676.1B | A | 1.18% |
| The Huntington National BankColumbus | $224.0B | A | 1.20% |
| Fifth Third Bank, National AssociationCincinnati | $213.7B | A | 1.34% |
| KeyBank National AssociationCleveland | $181.7B | A | 1.17% |
| First Financial BankCincinnati | $21.0B | A | 1.53% |
| Third Federal Savings and Loan Association of ClevelandCleveland | $17.5B | A | 0.51% |
| The Park National BankNewark | $9.7B | A | 1.90% |
Frequently asked questions
What is The Hicksville Bank's health grade?▼
The Hicksville Bank receives a health grade of C (56/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank meets regulatory minimums but has some areas of financial weakness to monitor.
How large is The Hicksville Bank?▼
The Hicksville Bank holds $217M in total assets and $195M in deposits, ranking 2,912th of 4,313 FDIC-insured banks by asset size. It is headquartered in Hicksville, Ohio.
Is my money safe at The Hicksville Bank?▼
Yes, deposits at The Hicksville Bank (Certificate #16370) are FDIC-insured up to $250,000 per depositor, per ownership category, regardless of health grade.
What is The Hicksville Bank's Tier 1 Capital Ratio?▼
The Hicksville Bank has a Tier 1 Capital Ratio of 9.49%. The federal "well-capitalized" threshold is 10%. This bank meets the minimum 6% "adequately capitalized" standard.
What is the Texas Ratio for The Hicksville Bank?▼
The Hicksville Bank has a Texas Ratio of 0.00%. A ratio below 50% is generally considered healthy. The Texas Ratio measures non-performing loans against equity and reserves, a higher ratio signals greater exposure to loan losses.
How efficient is The Hicksville Bank?▼
The Hicksville Bank has an Efficiency Ratio of 77.38%. Above 60% means a larger share of revenue goes to operating costs. This metric compares non-interest expenses to total revenue.
What to do with this
How to read The Hicksville Bank's profile as a depositor or analyst.
- The Hicksville Bank's grade reflects capital, profitability, and asset quality, read the four pillars before drawing conclusions. How grades work
- Compare The Hicksville Bank against other Ohio banks before moving funds. Ohio banks
Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions. Verify the latest figures at the FDIC BankFind Suite.
Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. Informational only, not professional advice; consult a qualified professional before acting on it. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.
Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.