FDIC Cert #2068 · Marion, Ohio · Est. 1865

The Fahey Banking Company - FDIC Bank Health Profile

A community-scale look at The Fahey Banking Company's own numbers, pulled straight from its quarterly FDIC Call Report.

Compiled from official public sources by the publisher.
$384M
Total assets
A
Health grade · Excellent
1.25%
Return on assets
15.8%
Tier 1 capital

Data updated July 2026

The verdict

The Fahey Banking Company earns a PlainBankData health grade of A (82/100), with well-capitalized at 15.85% Tier 1, profitable at 1.25% ROA, efficient (57% cost ratio).

#2,138
largest of 4,313 FDIC banks by assets
50th
percentile by asset size, nationally
15.85%
Tier 1 ratio - above the 10% well-capitalized line
61st
percentile for profitability (ROA), nationally

This grade is PlainBankData's own interpretation of the bank's Call Report, not an FDIC rating, deposits here stay federally insured to $250,000 per depositor, per category, regardless of grade.

FDIC Call Report plate

Cert 2068 · OH A · 82/100

GRADE-A · MID-PACK · PHOTO-FINISH · TIER1-WELL · TEXAS-HEALTHY · ROA-STRONG · SIZE-MID · BOOK-FULL

  • GRADE-A A (82/100)
  • MID-PACK #1778/4307
  • PHOTO-FINISH The National Capital… · DC
  • TIER1-WELL 15.8% Tier 1
  • TEXAS-HEALTHY 19.4% Texas
  • ROA-STRONG 1.25% ROA
  • SIZE-MID $100M–1B
  • BOOK-FULL 9/9 fields

Nearest health peer outside Ohio: The National Capital Bank of Washington, DC (±0 health pts)

Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.

Health-score neighbourhood around The Fahey Banking Company

Lowest and highest poles plus nearest scored peers outside Ohio, not a full FDIC corpus board reprint.

Morgan Stanley Bank,… · UT ·…100/100Bank of Bridger, Nat… · MT ·…82/100Commercial State Bank · NE ·…82/100The Fahey Banking Co… · OH ·…82/100The National Capital… · DC ·…82/100Triumph State Bank · MN · ne…82/100Tioga-Franklin Savin… · PA ·…0/100
PlainBankData health composite · neighbourhood around The Fahey Banking Company · July 2026

Call Report read for The Fahey Banking Company in a high-failure state

The Fahey Banking Company (FDIC Cert #2068) carries a PlainBankData health grade of A at 82/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #1,778 of 4,307. Tier 1 capital prints at 15.85%, clearing the 10% well-capitalized line. The Texas Ratio is 19.41%, inside the sub-50% band analysts treat as healthy. Return on assets is 1.25%. Balance-sheet scale is $384M, 2,138th of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is The National Capital Bank of Washington (DC), tied on the composite. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.

State failure history around The Fahey Banking Company

9 FAILURE resolutions in Ohio since 2000, heavy vs the state corpus

The Fahey Banking Company sits in one of the heavier post-2000 FAILURE states (9 resolutions; latest year 2019). The list below is state history from the Failed Bank List, not a claim about The Fahey Banking Company's current Call Report.

  • RESOLUTE BANK MAUMEE, OH 2019 → BUCKEYE STATE BANK
  • COLUMBIA SAVINGS BANK CINCINNATI, OH 2014 → UNITED FIDELITY BANK, FSB
  • BRAMBLE SAVINGS BANK MILFORD, OH 2010 → FOUNDATION BANK

Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Ohio banks.

How The Fahey Banking Company's 82/100 score adds up

Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.

0/100100/100National avg77/10082/100
The Fahey Banking Company's composite health score
Tier 1 Capital Ratio (15.85%) 40/40
Return on Assets (ROA) (1.25%) 20/25
Texas Ratio (19.41%) 10/20
Efficiency Ratio (56.92%) 12/15

82 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.

Balance sheet at a glance

Total Assets

$384M

Total balance-sheet footings

Total Deposits

$318M

Customer-funded liabilities

Net Loans

$298M

Outstanding loan book

Net Income

$5M

Bottom-line earnings

Capital adequacy vs federal thresholds

0% 3% 6% 9% 12% 15% 18% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 14.45% 15.85% 17.25%
Basel III capital ratios - The Fahey Banking Company

Where The Fahey Banking Company ranks

Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. The Fahey Banking Company's score of 82/100 falls in the highlighted band.

The Fahey Banking Company: health score vs. every FDIC-insured bank

0-100 composite health score, FDIC Call Reports

82 Top 41% higher than 59% of 4,307 FDIC-insured banks

0–10: 3 FDIC-insured banks (0%). Below this entry. 10–20: 6 FDIC-insured banks (0%). Below this entry. 20–30: 26 FDIC-insured banks (1%). Below this entry. 30–40: 36 FDIC-insured banks (1%). Below this entry. 40–50: 98 FDIC-insured banks (2%). Below this entry. 50–60: 279 FDIC-insured banks (6%). Below this entry. 60–70: 777 FDIC-insured banks (18%). Below this entry. 70–80: 1,030 FDIC-insured banks (24%). Below this entry. 80–90: 1,237 FDIC-insured banks (29%). This entry sits in this band. 90–100: 815 FDIC-insured banks (19%). Above this entry. The Fahey Banking Company 0 100 every FDIC-insured bank with a health score, bucketed by value

Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FDIC Call Reports · July 2026

The Fahey Banking Company's size among FDIC-insured banks

Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). The Fahey Banking Company's $384M falls in the highlighted band.

Capital & credit buffers at The Fahey Banking Company

Tier 1 capital ratio
Well-capitalized 10%

15.85% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
15.85%
Texas Ratio
19.41%
Equity Capital
$57M

What these ratios mean →

Earnings posture at The Fahey Banking Company

Return on Assets (ROA)
61st percentile nationally
1.25%
Return on Equity (ROE)
8.30%
Efficiency Ratio
56.92%

What these mean →

Income & expense at The Fahey Banking Company

$22M
Interest Income
$2M
Non-Interest Income
$9M
Non-Interest Expense

Asset quality, Texas Ratio detail

The Texas Ratio compares troubled assets to the capital available to absorb losses. The Fahey Banking Company reports a Texas Ratio of 19.41% - within the generally healthy range below the 50% level analysts watch.

Texas Ratio
Caution 50%

19.41% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.

FDIC Failed Bank List → View The Fahey Banking Company on FDIC BankFind →

Top banks in Ohio by total assets

Largest banks headquartered in Ohio
  1. 1
    JPMorgan Chase Bank $3.75T

    Columbus, OH · Grade A

  2. 2
    U.S. Bank $676.1B

    Cincinnati, OH · Grade A

  3. 3
    The Huntington National Bank $224.0B

    Columbus, OH · Grade A

  4. 4
    Fifth Third Bank $213.7B

    Cincinnati, OH · Grade A

  5. 5
    KeyBank $181.7B

    Cleveland, OH · Grade A

Top 5 banks in Ohio ranked by total assets · FDIC Call Report Q4 2025.

Nationwide banks with similar total assets

Nearest other-state banks with ≥$10M assets ($384M here), outside Ohio so the neighborhood is not state containment.

Pine Country Bank $384M · MN Lakeside Bank $384M · TX Piscataqua Savings Bank $383M · NH McCurtain County National Bank $383M · OK

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) The Fahey Banking Company (FDIC Cert #2068) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

The Fahey Banking Company Call Report profile · FDIC Failed Bank List · Ohio FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.

Other banks in Ohio

All Ohio banks →
BankAssetsGradeROA
JPMorgan Chase Bank, National AssociationColumbus $3.75T A 1.34%
U.S. Bank National AssociationCincinnati $676.1B A 1.18%
The Huntington National BankColumbus $224.0B A 1.20%
Fifth Third Bank, National AssociationCincinnati $213.7B A 1.34%
KeyBank National AssociationCleveland $181.7B A 1.17%
First Financial BankCincinnati $21.0B A 1.53%
Third Federal Savings and Loan Association of ClevelandCleveland $17.5B A 0.51%
The Park National BankNewark $9.7B A 1.90%