Total Assets
$384M
Total balance-sheet footings
FDIC Cert #2068 · Marion, Ohio · Est. 1865
The Fahey Banking Company - FDIC Bank Health Profile
A community-scale look at The Fahey Banking Company's own numbers, pulled straight from its quarterly FDIC Call Report.
- $384M
- Total assets
- A
- Health grade · Excellent
- 1.25%
- Return on assets
- 15.8%
- Tier 1 capital
Data updated July 2026
The verdict
The Fahey Banking Company earns a PlainBankData health grade of A (82/100), with well-capitalized at 15.85% Tier 1, profitable at 1.25% ROA, efficient (57% cost ratio).
- #2,138
- largest of 4,313 FDIC banks by assets
- 50th
- percentile by asset size, nationally
- 15.85%
- Tier 1 ratio - above the 10% well-capitalized line
- 61st
- percentile for profitability (ROA), nationally
This grade is PlainBankData's own interpretation of the bank's Call Report, not an FDIC rating, deposits here stay federally insured to $250,000 per depositor, per category, regardless of grade.
How The Fahey Banking Company's 82/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
The Fahey Banking Company's composite health score
Tier 1 Capital Ratio (15.85%) 40/40
Return on Assets (ROA) (1.25%) 20/25
Texas Ratio (19.41%) 10/20
Efficiency Ratio (56.92%) 12/15
82 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$318M
Customer-funded liabilities
Net Loans
$298M
Outstanding loan book
Net Income
$5M
Bottom-line earnings
Capital adequacy vs federal thresholds
Where The Fahey Banking Company ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. The Fahey Banking Company's score of 82/100 falls in the highlighted band.
The Fahey Banking Company's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). The Fahey Banking Company's $384M falls in the highlighted band.
Safety metrics
Tier 1 capital ratio
Well-capitalized 10%
15.85% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
15.85%
Texas Ratio
19.41%
Equity Capital
$57M
Profitability metrics
Return on Assets (ROA)
61st percentile nationally
1.25%
Return on Equity (ROE)
8.30%
Efficiency Ratio
56.92%
What the numbers say about The Fahey Banking Company
The Fahey Banking Company is an FDIC-insured institution (Certificate #2068) headquartered in Marion, Ohio, established in 1865. It holds $384M in total assets - 2,138th of 4,313 FDIC-insured banks, $318M in customer deposits, and $298M in net loans. Its capital position: a Tier 1 ratio of 15.85%, meeting the 10% federal well-capitalized bar, alongside a Texas Ratio of 19.41% that is well inside the healthy sub-50% band. That combination rolls up into a PlainBankData health grade of A (82 of 100), blending Tier 1 capital, ROA, the Texas Ratio, and efficiency. These figures come directly from the bank's quarterly FDIC Call Report.
The Fahey Banking Company sits 61st of 158 banks headquartered in Ohio by total assets, placing it in the middle tier of the state's banking landscape.
Income & expense breakdown
$22M
Interest Income
$2M
Non-Interest Income
$9M
Non-Interest Expense
Asset quality, Texas Ratio detail
The Texas Ratio compares troubled assets to the capital available to absorb losses. The Fahey Banking Company reports a Texas Ratio of 19.41% - within the generally healthy range below the 50% level analysts watch.
Texas Ratio
Caution 50%
19.41% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.
Top banks in Ohio by total assets
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) The Fahey Banking Company (FDIC Cert #2068) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other banks in Ohio
All Ohio banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| JPMorgan Chase Bank, National AssociationColumbus | $3.75T | A | 1.34% |
| U.S. Bank National AssociationCincinnati | $676.1B | A | 1.18% |
| The Huntington National BankColumbus | $224.0B | A | 1.20% |
| Fifth Third Bank, National AssociationCincinnati | $213.7B | A | 1.34% |
| KeyBank National AssociationCleveland | $181.7B | A | 1.17% |
| First Financial BankCincinnati | $21.0B | A | 1.53% |
| Third Federal Savings and Loan Association of ClevelandCleveland | $17.5B | A | 0.51% |
| The Park National BankNewark | $9.7B | A | 1.90% |
Frequently asked questions
What is The Fahey Banking Company's health grade?▼
The Fahey Banking Company receives a health grade of A (82/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank demonstrates excellent financial health with strong capital ratios and profitability.
How large is The Fahey Banking Company?▼
The Fahey Banking Company holds $384M in total assets and $318M in deposits, ranking 2,138th of 4,313 FDIC-insured banks by asset size. It is headquartered in Marion, Ohio.
Is my money safe at The Fahey Banking Company?▼
Yes, deposits at The Fahey Banking Company (Certificate #2068) are FDIC-insured up to $250,000 per depositor, per ownership category, regardless of health grade.
What is The Fahey Banking Company's Tier 1 Capital Ratio?▼
The Fahey Banking Company has a Tier 1 Capital Ratio of 15.85%. That clears the federal 10% bar regulators use to call a bank "well-capitalized."
What is the Texas Ratio for The Fahey Banking Company?▼
The Fahey Banking Company has a Texas Ratio of 19.41%. Staying under 50% is the level analysts treat as healthy. The Texas Ratio measures non-performing loans against equity and reserves, a higher ratio signals greater exposure to loan losses.
How efficient is The Fahey Banking Company?▼
The Fahey Banking Company has an Efficiency Ratio of 56.92%. Under the 60% mark counts as efficient, more of every revenue dollar reaches the bottom line. This metric compares non-interest expenses to total revenue.
What to do with this
How to read The Fahey Banking Company's profile as a depositor or analyst.
- The Fahey Banking Company's grade reflects capital, profitability, and asset quality, read the four pillars before drawing conclusions. How grades work
- Compare The Fahey Banking Company against other Ohio banks before moving funds. Ohio banks
Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions. Verify the latest figures at the FDIC BankFind Suite.
Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. Informational only, not professional advice; consult a qualified professional before acting on it. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.
Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.