State directory · WY
Wyoming Banks
Every FDIC-insured bank headquartered in Wyoming, with health grades, capital, and profitability from the quarterly FDIC Call Report.
- 24
- FDIC banks
- 75/100
- Avg health score
- $10.7B
- Total assets
- 1
- Failures since 2000
Data updated July 2026
The state picture
Wyoming's 24 FDIC banks hold $10.7B in assets and average 75/100 on health - 79% earn an A or B grade.
- 24
- FDIC-insured banks
- 79%
- grade A or B (19 banks)
- $1.3B
- largest - Pinnacle Bank - Wyoming
- 1
- failures since 2000
Figures from public FDIC Call Reports. A lower grade does not mean your money is at risk, deposits are FDIC-insured to $250,000 per depositor, per category, at every bank here.
For context: Wyoming's average health score of 75/100 is below the 77/100 national average across all FDIC-insured banks PlainBankData tracks.
Health grade distribution
Largest banks in Wyoming
Wyoming banks by health grade
How Wyoming compares nationally
Wyoming ranks #33 of 55 states and territories by average bank health score - better than 41% of them.
States grouped by average health score
All 24 Wyoming banks
| Bank | Assets | Grade |
|---|---|---|
| Pinnacle Bank - Wyoming | $1.3B | A |
| Hilltop National Bank | $1.2B | A |
| The Converse County Bank | $1.1B | A |
| First Northern Bank of Wyoming | $894M | B |
| Platte Valley Bank | $783M | B |
| First National Bank of Gillette | $626M | A |
| First Federal Bank & Trust | $611M | C |
| Jonah Bank of Wyoming | $558M | B |
| Security State Bank | $444M | B |
| Bank of Star Valley | $401M | A |
| Big Horn Federal Savings Bank | $392M | A |
| RSNB Bank | $390M | B |
| Sundance State Bank | $298M | A |
| RNB STATE BANK | $287M | B |
| Wyoming Community Bank | $255M | C |
| Bank of Commerce | $213M | B |
| Buffalo Federal Bank | $208M | C |
| Uinta Bank | $203M | B |
| Central Bank and Trust | $202M | A |
| State Bank | $105M | C |
| Summit National Bank | $74M | F |
| Cowboy State Bank | $52M | B |
| Bank Of Jackson Hole Trust | $39M | A |
| Farmers State Bank | $32M | A |
How to read the Wyoming bank directory
This page lists every FDIC-insured bank with a primary regulatory address in Wyoming. Both state-chartered and nationally-chartered banks appear when the FDIC institution directory places their headquarters here. Branch locations, ATM networks, and credit unions are not in scope, this is a headquarters-anchored view. The 24 institutions shown reflect the most recent quarterly FDIC release.
Health grade interpretation
Each bank's letter grade (A–F) is computed from four FDIC-reported metrics: Tier 1 capital ratio, return on assets, the Texas Ratio (non-performing assets ÷ tangible capital), and the efficiency ratio. Across Wyoming, 19 institutions (79%) sit in the A or B band, while 1 (4%) fall in the D or F band. The C cluster, the broad middle, typically captures roughly half of any state's banks and is not a warning signal on its own.
When failures matter
Since 2000, 1 banks headquartered in Wyoming have failed. Every depositor was made whole up to the standard FDIC ceiling ($250,000 per depositor, per ownership category, per institution). Failures cluster around macro events (the 2008–2010 wave, the 2023 regional-bank stress) rather than steady attrition, so a clean recent record reflects the absence of a triggering shock more than guaranteed safety. The "Under Stress" ranking is more forward-looking, because it scores current capital and credit-loss capacity.
Sources, refresh cadence, and corrections
Every figure derives from the FDIC Quarterly Banking Profile and the FDIC Institution Directory, both public-domain. We re-pull on the FDIC's schedule (quarterly release plus monthly directory deltas for mergers and closures). Asset and capital figures are reported as of the most recent quarter-end and lag the calendar by ~90 days, the FDIC's reporting lag, not ours.
Using the Wyoming directory
Three ways to put this state view to work.
- Open the largest or highest-graded Wyoming banks to see the full four-pillar breakdown. Top bank profile
- Compare the safest and highest-risk banks nationwide before moving funds. Safest banks
- Confirm your deposit insurance coverage - $250,000 per depositor, per category. FDIC insurance explained
Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings.
Retrieved and compiled by PlainBankData Editorial from FDIC Call Report (FFIEC 031/041) filings, Q4 2025.
Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. This page draws directly on FDIC federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.
Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.