Total Assets
$39M
Total balance-sheet footings
FDIC Cert #23826 · Jackson, Wyoming · Est. 1982
Bank Of Jackson Hole Trust - FDIC Bank Health Profile
A community-scale look at Bank Of Jackson Hole Trust's own numbers, pulled straight from its quarterly FDIC Call Report.
- $39M
- Total assets
- A
- Health grade · Excellent
- 1.65%
- Return on assets
- 79.3%
- Tier 1 capital
Data updated July 2026
The verdict
Bank Of Jackson Hole Trust earns a PlainBankData health grade of A (89/100), with well-capitalized at 79.30% Tier 1, profitable at 1.65% ROA, 77% efficiency ratio.
- #4,190
- largest of 4,313 FDIC banks by assets
- 3rd
- percentile by asset size, nationally
- 79.30%
- Tier 1 ratio - above the 10% well-capitalized line
- 81st
- percentile for profitability (ROA), nationally
The grade above reflects PlainBankData's own read of the bank's regulatory filings, not an FDIC judgment, deposit coverage stays at $250,000 per depositor, per category, unaffected by it.
How Bank Of Jackson Hole Trust's 89/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
Bank Of Jackson Hole Trust's composite health score
Tier 1 Capital Ratio (79.30%) 40/40
Return on Assets (ROA) (1.65%) 25/25
Texas Ratio (0.00%) 20/20
Efficiency Ratio (76.95%) 4/15
89 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$1M
Customer-funded liabilities
Net Loans
$2M
Outstanding loan book
Net Income
$659K
Bottom-line earnings
Capital adequacy vs federal thresholds
Where Bank Of Jackson Hole Trust ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Bank Of Jackson Hole Trust's score of 89/100 falls in the highlighted band.
Bank Of Jackson Hole Trust's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Bank Of Jackson Hole Trust's $39M falls in the highlighted band.
Safety metrics
Tier 1 capital ratio
Well-capitalized 10%
79.30% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
79.30%
Texas Ratio
0.00%
Equity Capital
$14M
Profitability metrics
Return on Assets (ROA)
81st percentile nationally
1.65%
Return on Equity (ROE)
4.86%
Efficiency Ratio
76.95%
What the numbers say about Bank Of Jackson Hole Trust
Bank Of Jackson Hole Trust is an FDIC-insured institution (Certificate #23826) headquartered in Jackson, Wyoming, established in 1982. It holds $39M in total assets - 4,190th of 4,313 FDIC-insured banks, $1M in customer deposits, and $2M in net loans. On safety, its Tier 1 capital ratio of 79.30% is above the 10% well-capitalized threshold, and its Texas Ratio of 0.00% sits in the healthy range below 50%. It earns a PlainBankData health grade of A (89/100), a composite of Tier 1 capital, ROA, the Texas Ratio, and efficiency. All of it traces back to the bank's own quarterly FDIC Call Report filing.
By assets, Bank Of Jackson Hole Trust ranks 23rd of 24 banks based in Wyoming -- squarely in the community-bank tier. Size alone doesn't determine a bank's local importance; a bank this size often has deeper, longer-standing relationships with the specific businesses and depositors it serves than a much larger institution would.
Income & expense breakdown
$866K
Interest Income
$4M
Non-Interest Income
$4M
Non-Interest Expense
Asset quality, Texas Ratio detail
The Texas Ratio compares troubled assets to the capital available to absorb losses. Bank Of Jackson Hole Trust reports a Texas Ratio of 0.00% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.
Texas Ratio
Caution 50%
0.00% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.
Top banks in Wyoming by total assets
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Bank Of Jackson Hole Trust (FDIC Cert #23826) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other banks in Wyoming
All Wyoming banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| Pinnacle Bank - WyomingCody | $1.3B | A | 1.28% |
| Hilltop National BankCasper | $1.2B | A | 1.72% |
| The Converse County BankDouglas | $1.1B | A | 1.14% |
| First Northern Bank of WyomingBuffalo | $894M | B | 1.13% |
| Platte Valley BankTorrington | $783M | B | 1.46% |
| First National Bank of GilletteGillette | $626M | A | 1.35% |
| First Federal Bank & TrustSheridan | $611M | C | 0.43% |
| Jonah Bank of WyomingCasper | $558M | B | 1.92% |
Frequently asked questions
What is Bank Of Jackson Hole Trust's health grade?▼
Bank Of Jackson Hole Trust receives a health grade of A (89/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank demonstrates excellent financial health with strong capital ratios and profitability.
How large is Bank Of Jackson Hole Trust?▼
Bank Of Jackson Hole Trust holds $39M in total assets and $1M in deposits, ranking 4,190th of 4,313 FDIC-insured banks by asset size. It is headquartered in Jackson, Wyoming.
Is my money safe at Bank Of Jackson Hole Trust?▼
Yes, deposits at Bank Of Jackson Hole Trust (Certificate #23826) are FDIC-insured up to $250,000 per depositor, per ownership category, regardless of health grade.
What is Bank Of Jackson Hole Trust's Tier 1 Capital Ratio?▼
Bank Of Jackson Hole Trust has a Tier 1 Capital Ratio of 79.30%. This exceeds the 10% threshold for "well-capitalized" status under federal banking regulations.
What is the Texas Ratio for Bank Of Jackson Hole Trust?▼
Bank Of Jackson Hole Trust has a Texas Ratio of 0.00%. A ratio below 50% is generally considered healthy. The Texas Ratio measures non-performing loans against equity and reserves, a higher ratio signals greater exposure to loan losses.
How efficient is Bank Of Jackson Hole Trust?▼
Bank Of Jackson Hole Trust has an Efficiency Ratio of 76.95%. Above 60% means a larger share of revenue goes to operating costs. This metric compares non-interest expenses to total revenue.
What to do with this
How to read Bank Of Jackson Hole Trust's profile as a depositor or analyst.
- Bank Of Jackson Hole Trust's grade reflects capital, profitability, and asset quality, read the four pillars before drawing conclusions. How grades work
- Compare Bank Of Jackson Hole Trust against other Wyoming banks before moving funds. Wyoming banks
Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions. Verify the latest figures at the FDIC BankFind Suite.
Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. Informational only, not professional advice; consult a qualified professional before acting on it. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.
Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.