Total Assets
$1.1B
Total balance-sheet footings
2026 data FDIC sourced Public-data reference.
The Converse County Bank — FDIC Bank Health Profile
Douglas, Wyoming · Est. 1918. Free, sourced from the FDIC BankFind Suite — refreshed each quarter and cross-checked against the FDIC Call Report.
State chartered State member bank FDIC Cert #12591 San Francisco Region
B
Health grade
Good
Score: 75/100
Basel III capital ratios — The Converse County Bank
Total Deposits
$985M
Customer-funded liabilities
Net Loans
$301M
Outstanding loan book
Net Income
$12M
Bottom-line earnings
Safety Metrics
Tier 1 capital ratio
Well-capitalized 10%
27.16% of risk-weighted assets — above the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
Core capital ÷ risk-weighted assets. Well-capitalized: ≥10%
27.16%
Texas Ratio
Non-performing loans ÷ equity. Danger zone: >100%
—
Equity Capital
Tangible book value as a capital buffer
$100M
Profitability Metrics
Return on Assets (ROA)
Net income ÷ assets. Healthy: ≥1%
1.14%
Return on Equity (ROE)
Net income ÷ equity. Industry avg: ~10%
12.02%
Efficiency Ratio
Operating costs ÷ revenue. Efficient: <60%
44.18%
Income & Expense Breakdown
$47M
Interest Income
$4M
Non-Interest Income
$12M
Non-Interest Expense
FDIC Deposit Insurance
The Converse County Bank is FDIC-insured (Certificate #12591). Your deposits are protected up to $250,000 per depositor, per account category regardless of this bank's health grade.
What the Numbers Say About The Converse County Bank
The Converse County Bank is an FDIC-insured institution (Certificate #12591) headquartered in Douglas, Wyoming, established in 1918. The bank currently holds $1.1B in total assets and $985M in customer deposits, with $301M deployed as loans. It operates as a State chartered (State member bank) within the FDIC San Francisco region. These figures come directly from the bank's quarterly FDIC Call Report and reflect the balance sheet as of the latest regulatory filing.
On safety metrics, The Converse County Bank reports a Tier 1 Capital Ratio of 27.16% — above the 10% federal threshold for "well-capitalized" status and a Texas Ratio of —. Equity capital stands at $100M, serving as the tangible buffer against loan losses. On profitability, the bank posted a Return on Assets of 1.14% and a Return on Equity of 12.02%, with an Efficiency Ratio of 44.18% — below the 60% mark considered efficient for the industry. The combined picture yields a PlainBankData health grade of B (75/100), a composite score that blends all four dimensions.
Not financial advice. This page summarizes public FDIC Call Report data for informational purposes only. Health grades are our interpretation of regulatory filings and are not official FDIC ratings, endorsements, or predictions. Regardless of grade, every dollar on deposit at The Converse County Bank is protected by FDIC insurance up to $250,000 per depositor, per ownership category — even if the bank were to fail. For decisions about where to hold deposits, consult a qualified financial professional and verify the latest figures directly at the FDIC's BankFind Suite.
Top 5 banks in Wyoming by total assets
Source: FDIC BankFind Suite — Call Report (FFIEC 031/041) + CRA performance data The Converse County Bank (FDIC Cert #12591) — Tier 1 capital ratio, total assets, deposits, CRA rating · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other Banks in Wyoming
All Wyoming banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| Pinnacle Bank - Wyoming Cody | $1.3B | B | 1.28% |
| Hilltop National Bank Casper | $1.2B | D | 1.72% |
| First Northern Bank of Wyoming Buffalo | $894M | C | 1.13% |
| Platte Valley Bank Torrington | $783M | F | 1.46% |
| First National Bank of Gillette Gillette | $626M | F | 1.35% |
| First Federal Bank & Trust Sheridan | $611M | D | 0.43% |
| Jonah Bank of Wyoming Casper | $558M | D | 1.92% |
| Security State Bank Basin | $444M | D | 0.45% |
Frequently Asked Questions
What is The Converse County Bank's health grade? ▼
The Converse County Bank receives a health grade of B (75/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank shows good financial health with solid capital levels above regulatory minimums.
How large is The Converse County Bank? ▼
The Converse County Bank holds $1.1B in total assets and $985M in deposits. It is headquartered in Douglas, Wyoming.
Is my money safe at The Converse County Bank? ▼
Yes. The Converse County Bank is FDIC-insured (Certificate #12591). Your deposits are protected up to $250,000 per depositor, per account category, regardless of the bank's health grade. If a bank fails, the FDIC typically makes insured deposits available within one business day.
What is The Converse County Bank's Tier 1 Capital Ratio? ▼
The Converse County Bank has a Tier 1 Capital Ratio of 27.16%. This exceeds the 10% threshold for "well-capitalized" status under federal banking regulations.
How efficient is The Converse County Bank? ▼
The Converse County Bank has an Efficiency Ratio of 44.18%. Below 60% is considered efficient — the bank converts a strong share of revenue into profit. This metric compares non-interest expenses to total revenue.
Bank Safety Guides
Related Data Sources
Data from the FDIC BankFind Suite API. Financial data as of Q4 2025.
Related
Data sourced from official U.S. government datasets. See our methodology for details. Retrieved and formatted by PlainBankData Editorial
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the FDIC BankFind Suite. Consult a qualified professional before making decisions based on this data.
Read our methodology — how this data is sourced, computed, and verified.