FDIC Cert #1169 · Sundance, Wyoming · Est. 1895

Sundance State Bank - FDIC Bank Health Profile

A community-scale look at Sundance State Bank's own numbers, pulled straight from its quarterly FDIC Call Report.

Compiled from official public sources by the publisher.
$298M
Total assets
A
Health grade · Excellent
1.17%
Return on assets
15.6%
Tier 1 capital

Data updated July 2026

The verdict

Sundance State Bank earns a PlainBankData health grade of A (84/100), with well-capitalized at 15.55% Tier 1, profitable at 1.17% ROA, 61% efficiency ratio.

#2,499
largest of 4,313 FDIC banks by assets
42nd
percentile by asset size, nationally
15.55%
Tier 1 ratio - above the 10% well-capitalized line
55th
percentile for profitability (ROA), nationally

This grade is PlainBankData's own interpretation of the bank's Call Report, not an FDIC rating, deposits here stay federally insured to $250,000 per depositor, per category, regardless of grade.

FDIC Call Report plate

Cert 1169 · WY A · 84/100

GRADE-A · MID-PACK · PHOTO-FINISH · TIER1-WELL · TEXAS-CLEAN · ROA-PAR · SIZE-MID · BOOK-FULL

  • GRADE-A A (84/100)
  • MID-PACK #1455/4307
  • PHOTO-FINISH Fm Bank And Trust · AR
  • TIER1-WELL 15.6% Tier 1
  • TEXAS-CLEAN 5.1% Texas
  • ROA-PAR 1.17% ROA
  • SIZE-MID $100M–1B
  • BOOK-FULL 9/9 fields

Nearest health peer outside Wyoming: Fm Bank And Trust, AR (±0 health pts)

Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.

Health-score neighbourhood around Sundance State Bank

Lowest and highest poles plus nearest scored peers outside Wyoming, not a full FDIC corpus board reprint.

Morgan Stanley Bank,… · UT ·…100/100Amalgamated Bank of… · IL · …84/100Exchange Bank · NE · near84/100Fm Bank And Trust · AR · near84/100Sundance State Bank · WY · t…84/100The Bank of Romney · WV · ne…84/100Tioga-Franklin Savin… · PA ·…0/100
PlainBankData health composite · neighbourhood around Sundance State Bank · July 2026

Plate reading for Sundance State Bank where failures stay rare

Sundance State Bank (FDIC Cert #1169) carries a PlainBankData health grade of A at 84/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #1,455 of 4,307. Tier 1 capital prints at 15.55%, clearing the 10% well-capitalized line. The Texas Ratio is 5.10%, inside the sub-50% band analysts treat as healthy. Return on assets is 1.17%. Balance-sheet scale is $298M, 2,499th of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is Fm Bank And Trust (AR), tied on the composite. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.

State failure history around Sundance State Bank

Only 1 FAILURE resolution in Wyoming since 2000

Sundance State Bank is headquartered in a state where FDIC FAILURE resolutions have been rare or absent since 2000 (1 of 578 nationwide). That is a historical count of closed institutions, not a forecast for this Call Report sheet.

  • BANK OF WYOMING THERMOPOLIS, WY 2009 → CENTRAL BANK & TRUST
  • WESTLAND FS & LA RAWLINS, WY 1991 → RAWLINS NB
  • SWEETWATER FS & LA ROCK SPRINGS, WY 1990 → FIRST SECURITY BANK

Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Wyoming banks.

How Sundance State Bank's 84/100 score adds up

Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.

0/100100/100National avg77/10084/100
Sundance State Bank's composite health score
Tier 1 Capital Ratio (15.55%) 40/40
Return on Assets (ROA) (1.17%) 20/25
Texas Ratio (5.10%) 16/20
Efficiency Ratio (60.61%) 8/15

84 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.

Balance sheet at a glance

Total Assets

$298M

Total balance-sheet footings

Total Deposits

$260M

Customer-funded liabilities

Net Loans

$159M

Outstanding loan book

Net Income

$3M

Bottom-line earnings

Capital adequacy vs federal thresholds

0% 3% 6% 9% 12% 15% 18% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 14.15% 15.55% 16.95%
Basel III capital ratios - Sundance State Bank

Where Sundance State Bank ranks

Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Sundance State Bank's score of 84/100 falls in the highlighted band.

Sundance State Bank: health score vs. every FDIC-insured bank

0-100 composite health score, FDIC Call Reports

84 Top 34% higher than 66% of 4,307 FDIC-insured banks

0–10: 3 FDIC-insured banks (0%). Below this entry. 10–20: 6 FDIC-insured banks (0%). Below this entry. 20–30: 26 FDIC-insured banks (1%). Below this entry. 30–40: 36 FDIC-insured banks (1%). Below this entry. 40–50: 98 FDIC-insured banks (2%). Below this entry. 50–60: 279 FDIC-insured banks (6%). Below this entry. 60–70: 777 FDIC-insured banks (18%). Below this entry. 70–80: 1,030 FDIC-insured banks (24%). Below this entry. 80–90: 1,237 FDIC-insured banks (29%). This entry sits in this band. 90–100: 815 FDIC-insured banks (19%). Above this entry. Sundance State Bank 0 100 every FDIC-insured bank with a health score, bucketed by value

Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FDIC Call Reports · July 2026

Sundance State Bank's size among FDIC-insured banks

Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Sundance State Bank's $298M falls in the highlighted band.

Safety metrics: Sundance State Bank

Tier 1 capital ratio
Well-capitalized 10%

15.55% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
15.55%
Texas Ratio
5.10%
Equity Capital
$29M

What these ratios mean →

Earnings posture at Sundance State Bank

Return on Assets (ROA)
55th percentile nationally
1.17%
Return on Equity (ROE)
11.91%
Efficiency Ratio
60.61%

What these mean →

Income & expense at Sundance State Bank

$15M
Interest Income
$750K
Non-Interest Income
$6M
Non-Interest Expense

Asset quality, Texas Ratio detail

The Texas Ratio compares troubled assets to the capital available to absorb losses. Sundance State Bank reports a Texas Ratio of 5.10% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.

Texas Ratio
Caution 50%

5.10% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.

FDIC Failed Bank List → View Sundance State Bank on FDIC BankFind →

Top banks in Wyoming by total assets

Largest banks headquartered in Wyoming
  1. 1
    Pinnacle Bank - Wyoming $1.3B

    Cody, WY · Grade A

  2. 2
    Hilltop National Bank $1.2B

    Casper, WY · Grade A

  3. 3
    The Converse County Bank $1.1B

    Douglas, WY · Grade A

  4. 4
    First Northern Bank of Wyoming $894M

    Buffalo, WY · Grade B

  5. 5
    Platte Valley Bank $783M

    Torrington, WY · Grade B

Top 5 banks in Wyoming ranked by total assets · FDIC Call Report Q4 2025.

Nationwide banks with similar total assets

Nearest other-state banks with ≥$10M assets ($298M here), outside Wyoming so the neighborhood is not state containment.

Community Savings $298M · OH United Bank $298M · AR Laona State Bank $297M · WI Patrons Bank $298M · OK

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Sundance State Bank (FDIC Cert #1169) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

Sundance State Bank Call Report profile · FDIC Failed Bank List · Wyoming FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.

Other banks in Wyoming

All Wyoming banks →
BankAssetsGradeROA
Pinnacle Bank - WyomingCody $1.3B A 1.28%
Hilltop National BankCasper $1.2B A 1.72%
The Converse County BankDouglas $1.1B A 1.14%
First Northern Bank of WyomingBuffalo $894M B 1.13%
Platte Valley BankTorrington $783M B 1.46%
First National Bank of GilletteGillette $626M A 1.35%
First Federal Bank & TrustSheridan $611M C 0.43%
Jonah Bank of WyomingCasper $558M B 1.92%