Total Assets
$558M
Total balance-sheet footings
FDIC Cert #58396 · Casper, Wyoming · Est. 2006
Jonah Bank of Wyoming - FDIC Bank Health Profile
A community-scale look at Jonah Bank of Wyoming's own numbers, pulled straight from its quarterly FDIC Call Report.
- $558M
- Total assets
- B
- Health grade · Good
- 1.92%
- Return on assets
- 9.4%
- Tier 1 capital
Data updated July 2026
The verdict
Jonah Bank of Wyoming earns a PlainBankData health grade of B (75/100), with 9.38% Tier 1 capital, profitable at 1.92% ROA, efficient (52% cost ratio).
- #1,654
- largest of 4,313 FDIC banks by assets
- 62nd
- percentile by asset size, nationally
- 9.38%
- Tier 1 ratio - below the 10% well-capitalized line
- 89th
- percentile for profitability (ROA), nationally
The grade above reflects PlainBankData's own read of the bank's regulatory filings, not an FDIC judgment, deposit coverage stays at $250,000 per depositor, per category, unaffected by it.
How Jonah Bank of Wyoming's 75/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
Jonah Bank of Wyoming's composite health score
Tier 1 Capital Ratio (9.38%) 18/40
Return on Assets (ROA) (1.92%) 25/25
Texas Ratio (0.96%) 20/20
Efficiency Ratio (52.00%) 12/15
75 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$505M
Customer-funded liabilities
Net Loans
$365M
Outstanding loan book
Net Income
$10M
Bottom-line earnings
Capital adequacy vs federal thresholds
Where Jonah Bank of Wyoming ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Jonah Bank of Wyoming's score of 75/100 falls in the highlighted band.
Jonah Bank of Wyoming's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Jonah Bank of Wyoming's $558M falls in the highlighted band.
Safety metrics
Tier 1 capital ratio
Well-capitalized 10%
9.38% of risk-weighted assets - below the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
9.38%
Texas Ratio
0.96%
Equity Capital
$50M
Profitability metrics
Return on Assets (ROA)
89th percentile nationally
1.92%
Return on Equity (ROE)
21.29%
Efficiency Ratio
52.00%
What the numbers say about Jonah Bank of Wyoming
Jonah Bank of Wyoming is an FDIC-insured institution (Certificate #58396) headquartered in Casper, Wyoming, established in 2006. It holds $558M in total assets - 1,654th of 4,313 FDIC-insured banks, $505M in customer deposits, and $365M in net loans. Looking at capital strength, Tier 1 stands at 9.38%, under the 10% well-capitalized line regulators set, while the Texas Ratio comes in at 0.96%, comfortably below the 50% caution mark. It earns a PlainBankData health grade of B (75/100), a composite of Tier 1 capital, ROA, the Texas Ratio, and efficiency. All of it traces back to the bank's own quarterly FDIC Call Report filing.
Within Wyoming, Jonah Bank of Wyoming ranks 8th of 24 FDIC-insured banks by asset size -- a mid-sized institution, neither among the state's largest nor its smallest.
Income & expense breakdown
$30M
Interest Income
$5M
Non-Interest Income
$15M
Non-Interest Expense
Asset quality, Texas Ratio detail
The Texas Ratio compares troubled assets to the capital available to absorb losses. Jonah Bank of Wyoming reports a Texas Ratio of 0.96% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.
Texas Ratio
Caution 50%
0.96% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.
Top banks in Wyoming by total assets
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Jonah Bank of Wyoming (FDIC Cert #58396) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other banks in Wyoming
All Wyoming banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| Pinnacle Bank - WyomingCody | $1.3B | A | 1.28% |
| Hilltop National BankCasper | $1.2B | A | 1.72% |
| The Converse County BankDouglas | $1.1B | A | 1.14% |
| First Northern Bank of WyomingBuffalo | $894M | B | 1.13% |
| Platte Valley BankTorrington | $783M | B | 1.46% |
| First National Bank of GilletteGillette | $626M | A | 1.35% |
| First Federal Bank & TrustSheridan | $611M | C | 0.43% |
| Security State BankBasin | $444M | B | 0.45% |
Frequently asked questions
What is Jonah Bank of Wyoming's health grade?▼
Jonah Bank of Wyoming receives a health grade of B (75/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank shows good financial health with solid capital levels above regulatory minimums.
How large is Jonah Bank of Wyoming?▼
Jonah Bank of Wyoming holds $558M in total assets and $505M in deposits, ranking 1,654th of 4,313 FDIC-insured banks by asset size. It is headquartered in Casper, Wyoming.
Is my money safe at Jonah Bank of Wyoming?▼
Yes, deposits at Jonah Bank of Wyoming (Certificate #58396) are FDIC-insured up to $250,000 per depositor, per ownership category, regardless of health grade.
What is Jonah Bank of Wyoming's Tier 1 Capital Ratio?▼
Jonah Bank of Wyoming has a Tier 1 Capital Ratio of 9.38%. The federal "well-capitalized" threshold is 10%. This bank meets the minimum 6% "adequately capitalized" standard.
What is the Texas Ratio for Jonah Bank of Wyoming?▼
Jonah Bank of Wyoming has a Texas Ratio of 0.96%. A ratio below 50% is generally considered healthy. The Texas Ratio measures non-performing loans against equity and reserves, a higher ratio signals greater exposure to loan losses.
How efficient is Jonah Bank of Wyoming?▼
Jonah Bank of Wyoming has an Efficiency Ratio of 52.00%. Below 60% is considered efficient, the bank converts a strong share of revenue into profit. This metric compares non-interest expenses to total revenue.
What to do with this
How to read Jonah Bank of Wyoming's profile as a depositor or analyst.
- Jonah Bank of Wyoming's grade reflects capital, profitability, and asset quality, read the four pillars before drawing conclusions. How grades work
- Compare Jonah Bank of Wyoming against other Wyoming banks before moving funds. Wyoming banks
Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions. Verify the latest figures at the FDIC BankFind Suite.
Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. Informational only, not professional advice; consult a qualified professional before acting on it. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.
Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.