FDIC Cert #30031 · Huntingdon, Pennsylvania · Est. 1923

Huntingdon Savings Bank - FDIC Bank Health Profile

A community-scale look at Huntingdon Savings Bank's own numbers, pulled straight from its quarterly FDIC Call Report.

Compiled from official public sources by the publisher.
$17M
Total assets
B
Health grade · Good
0.21%
Return on assets
48.9%
Tier 1 capital

Data updated July 2026

The verdict

Huntingdon Savings Bank earns a PlainBankData health grade of B (67/100), with well-capitalized at 48.92% Tier 1, 0.21% ROA, 87% efficiency ratio.

#4,288
largest of 4,313 FDIC banks by assets
1st
percentile by asset size, nationally
48.92%
Tier 1 ratio - above the 10% well-capitalized line
8th
percentile for profitability (ROA), nationally

This grade is PlainBankData's own interpretation of the bank's Call Report, not an FDIC rating, deposits here stay federally insured to $250,000 per depositor, per category, regardless of grade.

FDIC Call Report plate

Cert 30031 · PA B · 67/100

GRADE-B · LOWER-Q · PHOTO-FINISH · TIER1-WELL · TEXAS-CLEAN · ROA-THIN · SIZE-COMMUNITY · BOOK-FULL

  • GRADE-B B (67/100)
  • LOWER-Q #3315/4307
  • PHOTO-FINISH First Federal Saving… · IN
  • TIER1-WELL 48.9% Tier 1
  • TEXAS-CLEAN 2.7% Texas
  • ROA-THIN 0.21% ROA
  • SIZE-COMMUNITY <$100M
  • BOOK-FULL 9/9 fields

Nearest health peer outside Pennsylvania: First Federal Savings and Loan Association of Greensburg, IN (±0 health pts)

Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.

Health-score neighbourhood around Huntingdon Savings Bank

Lowest and highest poles plus nearest scored peers outside Pennsylvania, not a full FDIC corpus board reprint.

Morgan Stanley Bank,… · UT ·…100/100Boonville Federal Sa… · IN ·…67/100Citizens Federal Sav… · KS ·…67/100First Federal Saving… · IN ·…67/100Huntingdon Savings B… · PA ·…67/100Riverview Bank · WA · near67/100Tioga-Franklin Savin… · PA ·…0/100
PlainBankData health composite · neighbourhood around Huntingdon Savings Bank · July 2026

Call Report read for Huntingdon Savings Bank in a high-failure state

Huntingdon Savings Bank (FDIC Cert #30031) carries a PlainBankData health grade of B at 67/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #3,315 of 4,307. Tier 1 capital prints at 48.92%, clearing the 10% well-capitalized line. The Texas Ratio is 2.71%, inside the sub-50% band analysts treat as healthy. Return on assets is 0.21%. Balance-sheet scale is $17M, 4,288th of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is First Federal Savings and Loan Association of Greensburg (IN), tied on the composite. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.

State failure history around Huntingdon Savings Bank

11 FAILURE resolutions in Pennsylvania since 2000, heavy vs the state corpus

Huntingdon Savings Bank sits in one of the heavier post-2000 FAILURE states (11 resolutions; latest year 2024). The list below is state history from the Failed Bank List, not a claim about Huntingdon Savings Bank's current Call Report.

  • REPUBLIC BANK PHILADELPHIA, PA 2024 → FULTON BANK, NATIONAL ASSOCIATION
  • FIRST CORNERSTONE BANK KING OF PRUSSIA, PA 2016 → FIRST-CITIZENS BANK & TRUST COMPANY
  • VANTAGE POINT BANK HORSHAM, PA 2014 → FIRST CHOICE BANK

Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Pennsylvania banks.

How Huntingdon Savings Bank's 67/100 score adds up

Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.

0/100100/100National avg77/10067/100
Huntingdon Savings Bank's composite health score
Tier 1 Capital Ratio (48.92%) 40/40
Return on Assets (ROA) (0.21%) 7/25
Texas Ratio (2.71%) 20/20
Efficiency Ratio (87.47%) 0/15

67 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.

Balance sheet at a glance

Total Assets

$17M

Total balance-sheet footings

Total Deposits

$13M

Customer-funded liabilities

Net Loans

$14M

Outstanding loan book

Net Income

$38K

Bottom-line earnings

Capital adequacy vs federal thresholds

0% 10% 20% 30% 40% 50% 60% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 47.52% 48.92% 50.32%
Basel III capital ratios - Huntingdon Savings Bank

Where Huntingdon Savings Bank ranks

Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Huntingdon Savings Bank's score of 67/100 falls in the highlighted band.

Huntingdon Savings Bank: health score vs. every FDIC-insured bank

0-100 composite health score, FDIC Call Reports

67 23rd percentile higher than 23% of 4,307 FDIC-insured banks

0–10: 3 FDIC-insured banks (0%). Below this entry. 10–20: 6 FDIC-insured banks (0%). Below this entry. 20–30: 26 FDIC-insured banks (1%). Below this entry. 30–40: 36 FDIC-insured banks (1%). Below this entry. 40–50: 98 FDIC-insured banks (2%). Below this entry. 50–60: 279 FDIC-insured banks (6%). Below this entry. 60–70: 777 FDIC-insured banks (18%). This entry sits in this band. 70–80: 1,030 FDIC-insured banks (24%). Above this entry. 80–90: 1,237 FDIC-insured banks (29%). Above this entry. 90–100: 815 FDIC-insured banks (19%). Above this entry. Huntingdon Savings Bank 0 100 every FDIC-insured bank with a health score, bucketed by value

Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FDIC Call Reports · July 2026

Huntingdon Savings Bank's size among FDIC-insured banks

Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Huntingdon Savings Bank's $17M falls in the highlighted band.

Capital & credit buffers at Huntingdon Savings Bank

Tier 1 capital ratio
Well-capitalized 10%

48.92% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
48.92%
Texas Ratio
2.71%
Equity Capital
$4M

What these ratios mean →

Profitability metrics: Huntingdon Savings Bank

Return on Assets (ROA)
8th percentile nationally
0.21%
Return on Equity (ROE)
0.96%
Efficiency Ratio
87.47%

What these mean →

Income & expense at Huntingdon Savings Bank

$830K
Interest Income
$6K
Non-Interest Income
$356K
Non-Interest Expense

Asset quality, Texas Ratio detail

The Texas Ratio compares troubled assets to the capital available to absorb losses. Huntingdon Savings Bank reports a Texas Ratio of 2.71% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.

Texas Ratio
Caution 50%

2.71% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.

FDIC Failed Bank List → View Huntingdon Savings Bank on FDIC BankFind →

Top banks in Pennsylvania by total assets

Largest banks headquartered in Pennsylvania
  1. 1
    First National Bank of Pennsylvania $50.0B

    Greenville, PA · Grade A

  2. 2
    Fulton Bank $32.0B

    Lancaster, PA · Grade A

  3. 3
    BNY Mellon $31.3B

    Pittsburgh, PA · Grade B

  4. 4
    Customers Bank $24.9B

    Malvern, PA · Grade A

  5. 5
    TriState Capital Bank $23.3B

    Pittsburgh, PA · Grade A

Top 5 banks in Pennsylvania ranked by total assets · FDIC Call Report Q4 2025.

Nationwide banks with similar total assets

Nearest other-state banks with ≥$10M assets ($17M here), outside Pennsylvania so the neighborhood is not state containment.

Dysart State Bank $17M · IA New Foundation Savings Bank $18M · OH Prescott State Bank $17M · KS Grand Rivers Community Bank $17M · IL

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Huntingdon Savings Bank (FDIC Cert #30031) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

Huntingdon Savings Bank Call Report profile · FDIC Failed Bank List · Pennsylvania FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.

Other banks in Pennsylvania

All Pennsylvania banks →
BankAssetsGradeROA
First National Bank of PennsylvaniaGreenville $50.0B A 1.29%
Fulton Bank, National AssociationLancaster $32.0B A 1.33%
BNY Mellon, National AssociationPittsburgh $31.3B B 0.94%
Customers BankMalvern $24.9B A 1.01%
TriState Capital BankPittsburgh $23.3B A 0.78%
Northwest BankWarren $16.8B B 0.92%
Dollar Bank, Federal Savings BankPittsburgh $12.5B B 0.53%
First Commonwealth BankIndiana $12.3B B 1.33%