Total Assets
$285M
Total balance-sheet footings
FDIC Cert #58443 · Las Vegas, Nevada · Est. 2007
First Security Bank of Nevada - FDIC Bank Health Profile
A community-scale look at First Security Bank of Nevada's own numbers, pulled straight from its quarterly FDIC Call Report.
- $285M
- Total assets
- A
- Health grade · Excellent
- 1.94%
- Return on assets
- 25.9%
- Tier 1 capital
Data updated July 2026
The verdict
First Security Bank of Nevada earns a PlainBankData health grade of A (96/100), with well-capitalized at 25.94% Tier 1, profitable at 1.94% ROA, efficient (41% cost ratio).
- #2,571
- largest of 4,313 FDIC banks by assets
- 40th
- percentile by asset size, nationally
- 25.94%
- Tier 1 ratio - above the 10% well-capitalized line
- 89th
- percentile for profitability (ROA), nationally
The grade above reflects PlainBankData's own read of the bank's regulatory filings, not an FDIC judgment, deposit coverage stays at $250,000 per depositor, per category, unaffected by it.
How First Security Bank of Nevada's 96/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
First Security Bank of Nevada's composite health score
Tier 1 Capital Ratio (25.94%) 40/40
Return on Assets (ROA) (1.94%) 25/25
Texas Ratio (5.14%) 16/20
Efficiency Ratio (41.09%) 15/15
96 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$202M
Customer-funded liabilities
Net Loans
$182M
Outstanding loan book
Net Income
$6M
Bottom-line earnings
Capital adequacy vs federal thresholds
Where First Security Bank of Nevada ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. First Security Bank of Nevada's score of 96/100 falls in the highlighted band.
First Security Bank of Nevada's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). First Security Bank of Nevada's $285M falls in the highlighted band.
Safety metrics
Tier 1 capital ratio
Well-capitalized 10%
25.94% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
25.94%
Texas Ratio
5.14%
Equity Capital
$81M
Profitability metrics
Return on Assets (ROA)
89th percentile nationally
1.94%
Return on Equity (ROE)
7.10%
Efficiency Ratio
41.09%
What the numbers say about First Security Bank of Nevada
First Security Bank of Nevada is an FDIC-insured institution (Certificate #58443) headquartered in Las Vegas, Nevada, established in 2007. It holds $285M in total assets - 2,571st of 4,313 FDIC-insured banks, $202M in customer deposits, and $182M in net loans. Its capital position: a Tier 1 ratio of 25.94%, meeting the 10% federal well-capitalized bar, alongside a Texas Ratio of 5.14% that is well inside the healthy sub-50% band. That combination rolls up into a PlainBankData health grade of A (96 of 100), blending Tier 1 capital, ROA, the Texas Ratio, and efficiency. These figures come directly from the bank's quarterly FDIC Call Report.
First Security Bank of Nevada sits 10th of 15 banks headquartered in Nevada by total assets, placing it in the middle tier of the state's banking landscape.
Income & expense breakdown
$16M
Interest Income
$257K
Non-Interest Income
$5M
Non-Interest Expense
Asset quality, Texas Ratio detail
The Texas Ratio compares troubled assets to the capital available to absorb losses. First Security Bank of Nevada reports a Texas Ratio of 5.14% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.
Texas Ratio
Caution 50%
5.14% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.
Top banks in Nevada by total assets
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) First Security Bank of Nevada (FDIC Cert #58443) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other banks in Nevada
All Nevada banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| Toyota Financial Savings BankHenderson | $15.4B | B | 0.30% |
| Beal Bank USALas Vegas | $14.5B | A | 0.63% |
| Wells Fargo National Bank WestLas Vegas | $9.0B | A | 0.87% |
| Credit One Bank, National AssociationLas Vegas | $2.0B | A | 27.69% |
| Meadows BankLas Vegas | $1.4B | A | 1.72% |
| GBankLas Vegas | $1.4B | A | 2.00% |
| Farm Bureau Bank FSBReno | $1.1B | C | 0.05% |
| Eaglemark Savings BankReno | $744M | A | 4.36% |
Frequently asked questions
What is First Security Bank of Nevada's health grade?▼
First Security Bank of Nevada receives a health grade of A (96/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank demonstrates excellent financial health with strong capital ratios and profitability.
How large is First Security Bank of Nevada?▼
First Security Bank of Nevada holds $285M in total assets and $202M in deposits, ranking 2,571st of 4,313 FDIC-insured banks by asset size. It is headquartered in Las Vegas, Nevada.
Is my money safe at First Security Bank of Nevada?▼
Yes, deposits at First Security Bank of Nevada (Certificate #58443) are FDIC-insured up to $250,000 per depositor, per ownership category, regardless of health grade.
What is First Security Bank of Nevada's Tier 1 Capital Ratio?▼
First Security Bank of Nevada has a Tier 1 Capital Ratio of 25.94%. That clears the federal 10% bar regulators use to call a bank "well-capitalized."
What is the Texas Ratio for First Security Bank of Nevada?▼
First Security Bank of Nevada has a Texas Ratio of 5.14%. Staying under 50% is the level analysts treat as healthy. The Texas Ratio measures non-performing loans against equity and reserves, a higher ratio signals greater exposure to loan losses.
How efficient is First Security Bank of Nevada?▼
First Security Bank of Nevada has an Efficiency Ratio of 41.09%. Under the 60% mark counts as efficient, more of every revenue dollar reaches the bottom line. This metric compares non-interest expenses to total revenue.
What to do with this
How to read First Security Bank of Nevada's profile as a depositor or analyst.
- First Security Bank of Nevada's grade reflects capital, profitability, and asset quality, read the four pillars before drawing conclusions. How grades work
- Compare First Security Bank of Nevada against other Nevada banks before moving funds. Nevada banks
Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions. Verify the latest figures at the FDIC BankFind Suite.
Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. Informational only, not professional advice; consult a qualified professional before acting on it. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.
Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.