2026 data FDIC sourced Public-data reference.

First Security Bank of Nevada — FDIC Bank Health Profile

Las Vegas, Nevada · Est. 2007. Free, sourced from the FDIC BankFind Suite — refreshed each quarter and cross-checked against the FDIC Call Report.

State chartered State member bank FDIC Cert #58443 San Francisco Region
D
Health grade
Weak
Score: 40/100

Basel III capital ratios — First Security Bank of Nevada

0% 0.3% 0.6% 0.9% 1.2% 1.5% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 0% 0% 1.4%
Basel III capital ratios — First Security Bank of Nevada

Total Assets

$285M

Total balance-sheet footings

Total Deposits

$202M

Customer-funded liabilities

Net Loans

$182M

Outstanding loan book

Net Income

$6M

Bottom-line earnings

Safety Metrics

Tier 1 capital ratio
Well-capitalized 10%

0.00% of risk-weighted assets — below the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
Core capital ÷ risk-weighted assets. Well-capitalized: ≥10%
0.00%
Texas Ratio
Non-performing loans ÷ equity. Danger zone: >100%
Equity Capital
Tangible book value as a capital buffer
$81M

Profitability Metrics

Return on Assets (ROA)
Net income ÷ assets. Healthy: ≥1%
1.94%
Return on Equity (ROE)
Net income ÷ equity. Industry avg: ~10%
7.10%
Efficiency Ratio
Operating costs ÷ revenue. Efficient: <60%
41.09%

Income & Expense Breakdown

$16M
Interest Income
$257K
Non-Interest Income
$5M
Non-Interest Expense

FDIC Deposit Insurance

First Security Bank of Nevada is FDIC-insured (Certificate #58443). Your deposits are protected up to $250,000 per depositor, per account category regardless of this bank's health grade.

What the Numbers Say About First Security Bank of Nevada

First Security Bank of Nevada is an FDIC-insured institution (Certificate #58443) headquartered in Las Vegas, Nevada, established in 2007. The bank currently holds $285M in total assets and $202M in customer deposits, with $182M deployed as loans. It operates as a State chartered (State member bank) within the FDIC San Francisco region. These figures come directly from the bank's quarterly FDIC Call Report and reflect the balance sheet as of the latest regulatory filing.

On safety metrics, First Security Bank of Nevada reports a Tier 1 Capital Ratio of 0.00% — below the 6% "adequately capitalized" minimum set by federal regulators and a Texas Ratio of —. Equity capital stands at $81M, serving as the tangible buffer against loan losses. On profitability, the bank posted a Return on Assets of 1.94% and a Return on Equity of 7.10%, with an Efficiency Ratio of 41.09% — below the 60% mark considered efficient for the industry. The combined picture yields a PlainBankData health grade of D (40/100), a composite score that blends all four dimensions.

Not financial advice. This page summarizes public FDIC Call Report data for informational purposes only. Health grades are our interpretation of regulatory filings and are not official FDIC ratings, endorsements, or predictions. Regardless of grade, every dollar on deposit at First Security Bank of Nevada is protected by FDIC insurance up to $250,000 per depositor, per ownership category — even if the bank were to fail. For decisions about where to hold deposits, consult a qualified financial professional and verify the latest figures directly at the FDIC's BankFind Suite.

Top 5 banks in Nevada by total assets

Top 5 banks in Nevada by total assets Horizontal bar chart of the top 5 items by value (USD). Top 5 banks in Nevada by total assets Top 5 1. Toyota Financial Savings Bank $15.4B 2. Beal Bank USA $14.5B 3. Wells Fargo National Bank West $9.0B 4. Credit One Bank, National Associ $2.0B 5. Meadows Bank $1.4B Top 5 banks in Nevada ranked by total assets (FDIC Call Report). Source: FDIC BankFind Suite Q1 2025.

Source: FDIC BankFind Suite — Call Report (FFIEC 031/041) + CRA performance data First Security Bank of Nevada (FDIC Cert #58443) — Tier 1 capital ratio, total assets, deposits, CRA rating · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

Other Banks in Nevada

All Nevada banks →
Bank Assets Grade ROA
Toyota Financial Savings Bank Henderson $15.4B C 0.30%
Beal Bank USA Las Vegas $14.5B B 0.63%
Wells Fargo National Bank West Las Vegas $9.0B B 0.87%
Credit One Bank, National Association Las Vegas $2.0B D 27.69%
Meadows Bank Las Vegas $1.4B D 1.72%
GBank Las Vegas $1.4B D 2.00%
Farm Bureau Bank FSB Reno $1.1B D 0.11%
Eaglemark Savings Bank Reno $744M A 4.36%

Frequently Asked Questions

What is First Security Bank of Nevada's health grade?
First Security Bank of Nevada receives a health grade of D (40/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank shows notable financial weaknesses. Your deposits remain FDIC-insured up to $250,000.
How large is First Security Bank of Nevada?
First Security Bank of Nevada holds $285M in total assets and $202M in deposits. It is headquartered in Las Vegas, Nevada.
Is my money safe at First Security Bank of Nevada?
Yes. First Security Bank of Nevada is FDIC-insured (Certificate #58443). Your deposits are protected up to $250,000 per depositor, per account category, regardless of the bank's health grade. If a bank fails, the FDIC typically makes insured deposits available within one business day.
What is First Security Bank of Nevada's Tier 1 Capital Ratio?
First Security Bank of Nevada has a Tier 1 Capital Ratio of 0.00%. The federal "well-capitalized" threshold is 10%. This bank is below the 6% minimum for "adequately capitalized" status.
How efficient is First Security Bank of Nevada?
First Security Bank of Nevada has an Efficiency Ratio of 41.09%. Below 60% is considered efficient — the bank converts a strong share of revenue into profit. This metric compares non-interest expenses to total revenue.

Bank Safety Guides

Data from the FDIC BankFind Suite API. Financial data as of Q4 2025.

Related

Data sourced from official U.S. government datasets. See our methodology for details. Retrieved and formatted by PlainBankData Editorial

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the FDIC BankFind Suite. Consult a qualified professional before making decisions based on this data.