Total Assets
$744M
Total balance-sheet footings
FDIC Cert #34313 · Reno, Nevada · Est. 1997
Eaglemark Savings Bank - FDIC Bank Health Profile
A community-scale look at Eaglemark Savings Bank's own numbers, pulled straight from its quarterly FDIC Call Report.
- $744M
- Total assets
- A
- Health grade · Excellent
- 4.36%
- Return on assets
- 22.9%
- Tier 1 capital
Data updated July 2026
The verdict
Eaglemark Savings Bank earns a PlainBankData health grade of A (100/100), with well-capitalized at 22.87% Tier 1, profitable at 4.36% ROA, efficient (31% cost ratio).
- #1,324
- largest of 4,313 FDIC banks by assets
- 69th
- percentile by asset size, nationally
- 22.87%
- Tier 1 ratio - above the 10% well-capitalized line
- 99th
- percentile for profitability (ROA), nationally
PlainBankData assigns this grade from public Call Report data; it isn't an official FDIC rating, and your deposits remain insured to $250,000 per depositor, per ownership category no matter the score.
How Eaglemark Savings Bank's 100/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
Eaglemark Savings Bank's composite health score
Tier 1 Capital Ratio (22.87%) 40/40
Return on Assets (ROA) (4.36%) 25/25
Texas Ratio (0.00%) 20/20
Efficiency Ratio (30.91%) 15/15
100 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$540M
Customer-funded liabilities
Net Loans
$669M
Outstanding loan book
Net Income
$32M
Bottom-line earnings
Capital adequacy vs federal thresholds
Where Eaglemark Savings Bank ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Eaglemark Savings Bank's score of 100/100 falls in the highlighted band.
Eaglemark Savings Bank's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Eaglemark Savings Bank's $744M falls in the highlighted band.
Safety metrics
Tier 1 capital ratio
Well-capitalized 10%
22.87% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
22.87%
Texas Ratio
0.00%
Equity Capital
$158M
Profitability metrics
Return on Assets (ROA)
99th percentile nationally
4.36%
Return on Equity (ROE)
22.63%
Efficiency Ratio
30.91%
What the numbers say about Eaglemark Savings Bank
Eaglemark Savings Bank is an FDIC-insured institution (Certificate #34313) headquartered in Reno, Nevada, established in 1997. It holds $744M in total assets - 1,324th of 4,313 FDIC-insured banks, $540M in customer deposits, and $669M in net loans. Its capital position: a Tier 1 ratio of 22.87%, meeting the 10% federal well-capitalized bar, alongside a Texas Ratio of 0.00% that is well inside the healthy sub-50% band. That combination rolls up into a PlainBankData health grade of A (100 of 100), blending Tier 1 capital, ROA, the Texas Ratio, and efficiency. These figures come directly from the bank's quarterly FDIC Call Report.
Eaglemark Savings Bank sits 8th of 15 banks headquartered in Nevada by total assets, placing it in the middle tier of the state's banking landscape.
Income & expense breakdown
$67M
Interest Income
$15M
Non-Interest Income
$19M
Non-Interest Expense
Asset quality, Texas Ratio detail
The Texas Ratio compares troubled assets to the capital available to absorb losses. Eaglemark Savings Bank reports a Texas Ratio of 0.00% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.
Texas Ratio
Caution 50%
0.00% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.
Top banks in Nevada by total assets
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Eaglemark Savings Bank (FDIC Cert #34313) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other banks in Nevada
All Nevada banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| Toyota Financial Savings BankHenderson | $15.4B | B | 0.30% |
| Beal Bank USALas Vegas | $14.5B | A | 0.63% |
| Wells Fargo National Bank WestLas Vegas | $9.0B | A | 0.87% |
| Credit One Bank, National AssociationLas Vegas | $2.0B | A | 27.69% |
| Meadows BankLas Vegas | $1.4B | A | 1.72% |
| GBankLas Vegas | $1.4B | A | 2.00% |
| Farm Bureau Bank FSBReno | $1.1B | C | 0.05% |
| Lexicon BankLas Vegas | $433M | A | 1.12% |
Frequently asked questions
What is Eaglemark Savings Bank's health grade?▼
Eaglemark Savings Bank receives a health grade of A (100/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank demonstrates excellent financial health with strong capital ratios and profitability.
How large is Eaglemark Savings Bank?▼
Eaglemark Savings Bank holds $744M in total assets and $540M in deposits, ranking 1,324th of 4,313 FDIC-insured banks by asset size. It is headquartered in Reno, Nevada.
Is my money safe at Eaglemark Savings Bank?▼
Yes, deposits at Eaglemark Savings Bank (Certificate #34313) are FDIC-insured up to $250,000 per depositor, per ownership category, regardless of health grade.
What is Eaglemark Savings Bank's Tier 1 Capital Ratio?▼
Eaglemark Savings Bank has a Tier 1 Capital Ratio of 22.87%. That clears the federal 10% bar regulators use to call a bank "well-capitalized."
What is the Texas Ratio for Eaglemark Savings Bank?▼
Eaglemark Savings Bank has a Texas Ratio of 0.00%. Staying under 50% is the level analysts treat as healthy. The Texas Ratio measures non-performing loans against equity and reserves, a higher ratio signals greater exposure to loan losses.
How efficient is Eaglemark Savings Bank?▼
Eaglemark Savings Bank has an Efficiency Ratio of 30.91%. Under the 60% mark counts as efficient, more of every revenue dollar reaches the bottom line. This metric compares non-interest expenses to total revenue.
What to do with this
How to read Eaglemark Savings Bank's profile as a depositor or analyst.
- Eaglemark Savings Bank's grade reflects capital, profitability, and asset quality, read the four pillars before drawing conclusions. How grades work
- Compare Eaglemark Savings Bank against other Nevada banks before moving funds. Nevada banks
Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions. Verify the latest figures at the FDIC BankFind Suite.
Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. Informational only, not professional advice; consult a qualified professional before acting on it. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.
Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.