Total Assets
$1.4B
Total balance-sheet footings
FDIC Cert #58722 · Las Vegas, Nevada · Est. 2008
Meadows Bank - FDIC Bank Health Profile
A community-scale look at Meadows Bank's own numbers, pulled straight from its quarterly FDIC Call Report.
- $1.4B
- Total assets
- A
- Health grade · Excellent
- 1.72%
- Return on assets
- 13.9%
- Tier 1 capital
Data updated July 2026
The verdict
Meadows Bank earns a PlainBankData health grade of A (88/100), with well-capitalized at 13.92% Tier 1, profitable at 1.72% ROA, efficient (54% cost ratio).
- #783
- largest of 4,313 FDIC banks by assets
- 82nd
- percentile by asset size, nationally
- 13.92%
- Tier 1 ratio - above the 10% well-capitalized line
- 83rd
- percentile for profitability (ROA), nationally
PlainBankData assigns this grade from public Call Report data; it isn't an official FDIC rating, and your deposits remain insured to $250,000 per depositor, per ownership category no matter the score.
FDIC Call Report plate
Cert 58722 · NV A · 88/100
GRADE-A · UPPER-Q · PHOTO-FINISH · TIER1-WELL · TEXAS-CLEAN · ROA-STRONG · SIZE-REGIONAL · BOOK-FULL
- GRADE-A A (88/100)
- UPPER-Q #886/4307
- PHOTO-FINISH First New Mexico Ban… · NM
- TIER1-WELL 13.9% Tier 1
- TEXAS-CLEAN 5.4% Texas
- ROA-STRONG 1.72% ROA
- SIZE-REGIONAL $1–10B
- BOOK-FULL 9/9 fields
Nearest health peer outside Nevada: First New Mexico Bank, Las Cruces, NM (±0 health pts)
Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.
Health-score neighbourhood around Meadows Bank
Lowest and highest poles plus nearest scored peers outside Nevada, not a full FDIC corpus board reprint.
Call Report read for Meadows Bank in a high-failure state
Meadows Bank (FDIC Cert #58722) carries a PlainBankData health grade of A at 88/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #886 of 4,307. Tier 1 capital prints at 13.92%, clearing the 10% well-capitalized line. The Texas Ratio is 5.37%, inside the sub-50% band analysts treat as healthy. Return on assets is 1.72%. Balance-sheet scale is $1.4B, 783rd of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is First New Mexico Bank, Las Cruces (NM), tied on the composite. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.
State failure history around Meadows Bank
12 FAILURE resolutions in Nevada since 2000, heavy vs the state corpus
Meadows Bank sits in one of the heavier post-2000 FAILURE states (12 resolutions; latest year 2013). The list below is state history from the Failed Bank List, not a claim about Meadows Bank's current Call Report.
- 1st COMMERCE BANK NORTH LAS VEGAS, NV 2013 → PLAZA BANK
- NEVADA COMMERCE BANK LAS VEGAS, NV 2011 → CITY NATIONAL BANK
- SOUTHWESTUSA BANK LAS VEGAS, NV 2010 → PLAZA BANK
Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Nevada banks.
How Meadows Bank's 88/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
Tier 1 Capital Ratio (13.92%) 35/40
Return on Assets (ROA) (1.72%) 25/25
Texas Ratio (5.37%) 16/20
Efficiency Ratio (53.68%) 12/15
88 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$1.2B
Customer-funded liabilities
Net Loans
$1.3B
Outstanding loan book
Net Income
$24M
Bottom-line earnings
Capital adequacy vs federal thresholds
Where Meadows Bank ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Meadows Bank's score of 88/100 falls in the highlighted band.
Meadows Bank: health score vs. every FDIC-insured bank
0-100 composite health score, FDIC Call Reports
88 Top 21% higher than 79% of 4,307 FDIC-insured banks
Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FDIC Call Reports · July 2026
Meadows Bank's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Meadows Bank's $1.4B falls in the highlighted band.
Capital & credit buffers at Meadows Bank
Tier 1 capital ratio
Well-capitalized 10%
13.92% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
13.92%
Texas Ratio
5.37%
Equity Capital
$198M
Earnings posture at Meadows Bank
Return on Assets (ROA)
83rd percentile nationally
1.72%
Return on Equity (ROE)
12.75%
Efficiency Ratio
53.68%
Income & expense at Meadows Bank
$87M
Interest Income
$2M
Non-Interest Income
$35M
Non-Interest Expense
Asset quality, Texas Ratio detail
The Texas Ratio compares troubled assets to the capital available to absorb losses. Meadows Bank reports a Texas Ratio of 5.37% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.
Texas Ratio
Caution 50%
5.37% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.
Top banks in Nevada by total assets
Nationwide banks with similar total assets
Nearest other-state banks with ≥$10M assets ($1.4B here), outside Nevada so the neighborhood is not state containment.
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Meadows Bank (FDIC Cert #58722) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Meadows Bank Call Report profile · FDIC Failed Bank List · Nevada FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.
Other banks in Nevada
All Nevada banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| Toyota Financial Savings BankHenderson | $15.4B | B | 0.30% |
| Beal Bank USALas Vegas | $14.5B | A | 0.63% |
| Wells Fargo National Bank WestLas Vegas | $9.0B | A | 0.87% |
| Credit One Bank, National AssociationLas Vegas | $2.0B | A | 27.69% |
| GBankLas Vegas | $1.4B | A | 2.00% |
| Farm Bureau Bank FSBReno | $1.1B | C | 0.05% |
| Eaglemark Savings BankReno | $744M | A | 4.36% |
| Lexicon BankLas Vegas | $433M | A | 1.12% |