FDIC Cert #27389 · Las Vegas, Nevada · Est. 1988

Wells Fargo National Bank West - FDIC Bank Health Profile

A community-scale look at Wells Fargo National Bank West's own numbers, pulled straight from its quarterly FDIC Call Report.

Compiled from official public sources by the publisher.
$9.0B
Total assets
A
Health grade · Excellent
0.87%
Return on assets
57.4%
Tier 1 capital

Data updated July 2026

The verdict

Wells Fargo National Bank West earns a PlainBankData health grade of A (89/100), with well-capitalized at 57.38% Tier 1, 0.87% ROA, efficient (27% cost ratio).

#176
largest of 4,313 FDIC banks by assets
96th
percentile by asset size, nationally
57.38%
Tier 1 ratio - above the 10% well-capitalized line
34th
percentile for profitability (ROA), nationally

The grade above reflects PlainBankData's own read of the bank's regulatory filings, not an FDIC judgment, deposit coverage stays at $250,000 per depositor, per category, unaffected by it.

FDIC Call Report plate

Cert 27389 · NV A · 89/100

GRADE-A · UPPER-Q · PHOTO-FINISH · TIER1-WELL · TEXAS-CLEAN · ROA-PAR · SIZE-REGIONAL · BOOK-FULL

  • GRADE-A A (89/100)
  • UPPER-Q #818/4307
  • PHOTO-FINISH Slovenian Savings an… · PA
  • TIER1-WELL 57.4% Tier 1
  • TEXAS-CLEAN 2.6% Texas
  • ROA-PAR 0.87% ROA
  • SIZE-REGIONAL $1–10B
  • BOOK-FULL 9/9 fields

Nearest health peer outside Nevada: Slovenian Savings and Loan Association of Canonsburg, PA (±0 health pts)

Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.

Health-score neighbourhood around Wells Fargo National Bank West

Lowest and highest poles plus nearest scored peers outside Nevada, not a full FDIC corpus board reprint.

Morgan Stanley Bank,… · UT ·…100/100Bank of the Federate… · FM ·…89/100Eastbank, National A… · NY ·…89/100Edward Jones Trust C… · MO ·…89/100Slovenian Savings an… · PA ·…89/100Wells Fargo National… · NV ·…89/100Tioga-Franklin Savin… · PA ·…0/100
PlainBankData health composite · neighbourhood around Wells Fargo National Bank West · July 2026

Call Report read for Wells Fargo National Bank West in a high-failure state

Wells Fargo National Bank West (FDIC Cert #27389) carries a PlainBankData health grade of A at 89/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #818 of 4,307. Tier 1 capital prints at 57.38%, clearing the 10% well-capitalized line. The Texas Ratio is 2.56%, inside the sub-50% band analysts treat as healthy. Return on assets is 0.87%. Balance-sheet scale is $9.0B, 176th of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is Slovenian Savings and Loan Association of Canonsburg (PA), tied on the composite. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.

State failure history around Wells Fargo National Bank West

12 FAILURE resolutions in Nevada since 2000, heavy vs the state corpus

Wells Fargo National Bank West sits in one of the heavier post-2000 FAILURE states (12 resolutions; latest year 2013). The list below is state history from the Failed Bank List, not a claim about Wells Fargo National Bank West's current Call Report.

  • 1st COMMERCE BANK NORTH LAS VEGAS, NV 2013 → PLAZA BANK
  • NEVADA COMMERCE BANK LAS VEGAS, NV 2011 → CITY NATIONAL BANK
  • SOUTHWESTUSA BANK LAS VEGAS, NV 2010 → PLAZA BANK

Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Nevada banks.

How Wells Fargo National Bank West's 89/100 score adds up

Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.

0/100100/100National avg77/10089/100
Wells Fargo National Bank West's composite health score
Tier 1 Capital Ratio (57.38%) 40/40
Return on Assets (ROA) (0.87%) 14/25
Texas Ratio (2.56%) 20/20
Efficiency Ratio (27.16%) 15/15

89 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.

Balance sheet at a glance

Total Assets

$9.0B

Total balance-sheet footings

Total Deposits

$7.3B

Customer-funded liabilities

Net Loans

$5.0B

Outstanding loan book

Net Income

$84M

Bottom-line earnings

Capital adequacy vs federal thresholds

0% 10% 20% 30% 40% 50% 60% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 55.98% 57.38% 58.78%
Basel III capital ratios - Wells Fargo National Bank West

Where Wells Fargo National Bank West ranks

Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Wells Fargo National Bank West's score of 89/100 falls in the highlighted band.

Wells Fargo National Bank West: health score vs. every FDIC-insured bank

0-100 composite health score, FDIC Call Reports

89 Top 19% higher than 81% of 4,307 FDIC-insured banks

0–10: 3 FDIC-insured banks (0%). Below this entry. 10–20: 6 FDIC-insured banks (0%). Below this entry. 20–30: 26 FDIC-insured banks (1%). Below this entry. 30–40: 36 FDIC-insured banks (1%). Below this entry. 40–50: 98 FDIC-insured banks (2%). Below this entry. 50–60: 279 FDIC-insured banks (6%). Below this entry. 60–70: 777 FDIC-insured banks (18%). Below this entry. 70–80: 1,030 FDIC-insured banks (24%). Below this entry. 80–90: 1,237 FDIC-insured banks (29%). This entry sits in this band. 90–100: 815 FDIC-insured banks (19%). Above this entry. Wells Fargo National Bank West 0 100 every FDIC-insured bank with a health score, bucketed by value

Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FDIC Call Reports · July 2026

Wells Fargo National Bank West's size among FDIC-insured banks

Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Wells Fargo National Bank West's $9.0B falls in the highlighted band.

Capital & credit buffers at Wells Fargo National Bank West

Tier 1 capital ratio
Well-capitalized 10%

57.38% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
57.38%
Texas Ratio
2.56%
Equity Capital
$1.6B

What these ratios mean →

Profitability metrics: Wells Fargo National Bank West

Return on Assets (ROA)
34th percentile nationally
0.87%
Return on Equity (ROE)
5.43%
Efficiency Ratio
27.16%

What these mean →

Income & expense at Wells Fargo National Bank West

$353M
Interest Income
$-3,650K
Non-Interest Income
$40M
Non-Interest Expense

Asset quality, Texas Ratio detail

The Texas Ratio compares troubled assets to the capital available to absorb losses. Wells Fargo National Bank West reports a Texas Ratio of 2.56% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.

Texas Ratio
Caution 50%

2.56% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.

FDIC Failed Bank List → View Wells Fargo National Bank West on FDIC BankFind →

Top banks in Nevada by total assets

Largest banks headquartered in Nevada
  1. 1
    Toyota Financial Savings Bank $15.4B

    Henderson, NV · Grade B

  2. 2
    Beal Bank USA $14.5B

    Las Vegas, NV · Grade A

  3. 3
    Wells Fargo National Bank West $9.0B

    Las Vegas, NV · Grade A

  4. 4
    Credit One Bank $2.0B

    Las Vegas, NV · Grade A

  5. 5
    Meadows Bank $1.4B

    Las Vegas, NV · Grade A

Top 5 banks in Nevada ranked by total assets · FDIC Call Report Q4 2025.

Nationwide banks with similar total assets

Nearest other-state banks with ≥$10M assets ($9.0B here), outside Nevada so the neighborhood is not state containment.

Liberty Bank $9.0B · CT American Savings Bank $9.0B · HI 1st Source Bank $9.1B · IN Union Bank and Trust Company $9.1B · NE

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Wells Fargo National Bank West (FDIC Cert #27389) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

Wells Fargo National Bank West Call Report profile · FDIC Failed Bank List · Nevada FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.

Other banks in Nevada

All Nevada banks →
BankAssetsGradeROA
Toyota Financial Savings BankHenderson $15.4B B 0.30%
Beal Bank USALas Vegas $14.5B A 0.63%
Credit One Bank, National AssociationLas Vegas $2.0B A 27.69%
Meadows BankLas Vegas $1.4B A 1.72%
GBankLas Vegas $1.4B A 2.00%
Farm Bureau Bank FSBReno $1.1B C 0.05%
Eaglemark Savings BankReno $744M A 4.36%
Lexicon BankLas Vegas $433M A 1.12%