State directory · KS

Kansas Banks

Every FDIC-insured bank headquartered in Kansas, with health grades, capital, and profitability from the quarterly FDIC Call Report.

Compiled from official source data by PlainBankData Editorial
188
FDIC banks
78/100
Avg health score
$93.3B
Total assets
12
Failures since 2000

Data updated July 2026

The state picture

Kansas's 188 FDIC banks hold $93.3B in assets and average 78/100 on health - 86% earn an A or B grade.

188
FDIC-insured banks
86%
grade A or B (161 banks)
$9.8B
largest - Capitol Federal Savings Bank
12
failures since 2000

Figures from public FDIC Call Reports. A lower grade does not mean your money is at risk, deposits are FDIC-insured to $250,000 per depositor, per category, at every bank here.

For context: Kansas's average health score of 78/100 is above the 77/100 national average across all FDIC-insured banks PlainBankData tracks.

Health grade distribution

A
89
47% of banks
B
72
38% of banks
C
21
11% of banks
D
5
3% of banks
F
1
1% of banks

Largest banks in Kansas

Top 10 Kansas banks by total assets
  1. 1
    Capitol Federal Savings Bank $9.8B

    Topeka, KS · Grade C

  2. 2
    Intrust Bank $7.0B

    Wichita, KS · Grade B

  3. 3
    Equity Bank $6.3B

    Andover, KS · Grade B

  4. 4
    Security Bank of Kansas City $3.8B

    Kansas City, KS · Grade A

  5. 5
    Fidelity Bank $3.3B

    Wichita, KS · Grade B

  6. 6
    Emprise Bank $2.8B

    Wichita, KS · Grade B

  7. 7
    KS StateBank $2.6B

    Manhattan, KS · Grade A

  8. 8
    Community National Bank & Trust $2.5B

    Chanute, KS · Grade B

  9. 9
    Landmark National Bank $1.6B

    Manhattan, KS · Grade B

  10. 10
    Peoples Bank and Trust Company $1.6B

    Mcpherson, KS · Grade B

Top 10 of 188 Kansas banks · FDIC Call Report Q4 2025.

Kansas banks by health grade

0 20 40 60 80 100 A B C D F 89 72 21 5 1

How Kansas compares nationally

Kansas ranks #18 of 55 states and territories by average bank health score - better than 69% of them.

States grouped by average health score

All 188 Kansas banks · Page 1 of 2

Bank Assets Grade
Capitol Federal Savings Bank $9.8B C
Intrust Bank, National Association $7.0B B
Equity Bank $6.3B B
Security Bank of Kansas City $3.8B A
Fidelity Bank, National Association $3.3B B
Emprise Bank $2.8B B
KS StateBank $2.6B A
Community National Bank & Trust $2.5B B
Landmark National Bank $1.6B B
Peoples Bank and Trust Company $1.6B B
Armed Forces Bank, National Association $1.4B A
Central National Bank $1.4B B
CoreFirst Bank & Trust $1.3B B
nbkc bank $1.3B A
The First National Bank of Hutchinson $1.3B A
The Bennington State Bank $1.3B A
Bank of Labor $1.1B C
GNBank, National Association $1.0B A
Farmers Bank & Trust $1.0B A
Security State Bank $999M A
Dream First Bank, National Association $918M B
United Bank & Trust $906M A
Community National Bank $891M A
Legacy Bank $826M A
The Western State Bank $825M A
First Option Bank $816M A
Outdoor Bank $661M D
Union State Bank $655M A
Farmers & Merchants Bank of Colby $640M A
The Bank of Tescott $639M B
Exchange Bank & Trust $631M A
The Bank $615M A
First Bank Kansas $594M A
The Peoples Bank $556M A
Mid-America Bank $549M A
Labette Bank $528M B
Citizens Bank of Kansas $528M B
The First State Bank $520M A
Southwest National Bank $513M B
Bank of the Flint Hills $509M A
Cornerstone Bank $501M B
Great American Bank $496M A
Silver Lake Bank $494M A
Bank of Commerce $484M A
First State Bank and Trust $481M C
SOLUTIONS NORTH BANK $472M A
The Denison State Bank $469M A
Bank of the Plains $446M B
The Union State Bank of Everest $437M B
The Citizens State Bank $436M A
Astra Bank $436M B
The Citizens State Bank $430M B
Mutual Savings Association $403M A
Guaranty State Bank and Trust Company $390M B
ESB Financial $381M B
Commercial Bank $377M A
The Farmers State Bank of Oakley, Kansas $374M A
Bank of Hays $370M A
Golden Belt Bank, FSA $365M B
Community First National Bank $362M B
KCB Bank $339M B
The Citizens State Bank $335M A
Goppert State Service Bank $324M C
First National Bank and Trust $324M B
Kaw Valley Bank $322M A
Centera Bank $321M B
SJN Bank of Kansas $315M B
Heritage Bank $311M A
Grant County Bank $309M A
Kaw Valley State Bank and Trust Company $306M A
First Kansas Bank $301M A
First Heritage Bank $297M B
Stryv Bank $291M C
Citizens State Bank and Trust Co., Ellsworth, Kansas $280M B
FNB Bank $273M C
Vintage Bank Kansas $271M A
Patriots Bank $261M A
Fusion Bank $247M A
FirstOak Bank $241M A
The Farmers State Bank of Westmoreland $235M B
Andover State Bank $230M C
The Stockgrowers State Bank of Ashland, Kansas $225M A
The Citizens National Bank $224M B
Farmers and Drovers Bank $220M A
Bankers' Bank of Kansas $214M B
The Lyon County State Bank $214M A
Kendall Bank $213M C
The Kansas State Bank $212M B
Carson Bank $205M B
The Fidelity State Bank and Trust Company $203M A
Union State Bank $202M B
Lyons Federal Bank $199M A
TriCentury Bank $196M A
The Valley State Bank $195M B
American Bank of Baxter Springs $195M B
Halstead Bank $193M A
Community Bank $188M A
Citizens Federal Savings Bank $188M B
The First National Bank of Louisburg $186M A
Home Bank and Trust Company $185M B

How to read the Kansas bank directory

This page lists every FDIC-insured bank with a primary regulatory address in Kansas. Both state-chartered and nationally-chartered banks appear when the FDIC institution directory places their headquarters here. Branch locations, ATM networks, and credit unions are not in scope, this is a headquarters-anchored view. The 188 institutions shown reflect the most recent quarterly FDIC release.

Health grade interpretation

Each bank's letter grade (A–F) is computed from four FDIC-reported metrics: Tier 1 capital ratio, return on assets, the Texas Ratio (non-performing assets ÷ tangible capital), and the efficiency ratio. Across Kansas, 161 institutions (86%) sit in the A or B band, while 6 (3%) fall in the D or F band. The C cluster, the broad middle, typically captures roughly half of any state's banks and is not a warning signal on its own.

When failures matter

Since 2000, 12 banks headquartered in Kansas have failed. Every depositor was made whole up to the standard FDIC ceiling ($250,000 per depositor, per ownership category, per institution). Failures cluster around macro events (the 2008–2010 wave, the 2023 regional-bank stress) rather than steady attrition, so a clean recent record reflects the absence of a triggering shock more than guaranteed safety. The "Under Stress" ranking is more forward-looking, because it scores current capital and credit-loss capacity.

Sources, refresh cadence, and corrections

Every figure derives from the FDIC Quarterly Banking Profile and the FDIC Institution Directory, both public-domain. We re-pull on the FDIC's schedule (quarterly release plus monthly directory deltas for mergers and closures). Asset and capital figures are reported as of the most recent quarter-end and lag the calendar by ~90 days, the FDIC's reporting lag, not ours.

Using the Kansas directory

Three ways to put this state view to work.

Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings.

Data compiled from the Federal Deposit Insurance Corporation (FDIC) (FDIC Quarterly Banking Profile, Institution Directory, Failed Bank List). See our methodology for the full pipeline and source vintage.

Retrieved and compiled by PlainBankData Editorial from FDIC Call Report (FFIEC 031/041) filings, Q4 2025.

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Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. This page draws directly on FDIC federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.

Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.