Total Assets
$214M
Total balance-sheet footings
FDIC Cert #27351 · Wichita, Kansas · Est. 1988
Bankers' Bank of Kansas - FDIC Bank Health Profile
A community-scale look at Bankers' Bank of Kansas's own numbers, pulled straight from its quarterly FDIC Call Report.
- $214M
- Total assets
- B
- Health grade · Good
- 0.58%
- Return on assets
- 20.2%
- Tier 1 capital
Data updated July 2026
The verdict
Bankers' Bank of Kansas earns a PlainBankData health grade of B (70/100), with well-capitalized at 20.21% Tier 1, 0.58% ROA, 81% efficiency ratio.
- #2,921
- largest of 4,313 FDIC banks by assets
- 32nd
- percentile by asset size, nationally
- 20.21%
- Tier 1 ratio - above the 10% well-capitalized line
- 19th
- percentile for profitability (ROA), nationally
This grade is PlainBankData's own interpretation of the bank's Call Report, not an FDIC rating, deposits here stay federally insured to $250,000 per depositor, per category, regardless of grade.
How Bankers' Bank of Kansas's 70/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
Bankers' Bank of Kansas's composite health score
Tier 1 Capital Ratio (20.21%) 40/40
Return on Assets (ROA) (0.58%) 14/25
Texas Ratio (7.09%) 16/20
Efficiency Ratio (81.48%) 0/15
70 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$134M
Customer-funded liabilities
Net Loans
$152M
Outstanding loan book
Net Income
$1M
Bottom-line earnings
Capital adequacy vs federal thresholds
Where Bankers' Bank of Kansas ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Bankers' Bank of Kansas's score of 70/100 falls in the highlighted band.
Bankers' Bank of Kansas's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Bankers' Bank of Kansas's $214M falls in the highlighted band.
Safety metrics
Tier 1 capital ratio
Well-capitalized 10%
20.21% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
20.21%
Texas Ratio
7.09%
Equity Capital
$36M
Profitability metrics
Return on Assets (ROA)
19th percentile nationally
0.58%
Return on Equity (ROE)
3.50%
Efficiency Ratio
81.48%
What the numbers say about Bankers' Bank of Kansas
Bankers' Bank of Kansas is an FDIC-insured institution (Certificate #27351) headquartered in Wichita, Kansas, established in 1988. It holds $214M in total assets - 2,921st of 4,313 FDIC-insured banks, $134M in customer deposits, and $152M in net loans. Capital-wise, the Tier 1 ratio sits at 20.21%, clearing the federal 10% well-capitalized bar; the Texas Ratio reads 7.09%, a healthy figure under the 50% watch level. That combination rolls up into a PlainBankData health grade of B (70 of 100), blending Tier 1 capital, ROA, the Texas Ratio, and efficiency. These figures come directly from the bank's quarterly FDIC Call Report.
Bankers' Bank of Kansas sits 85th of 188 banks headquartered in Kansas by total assets, placing it in the middle tier of the state's banking landscape.
Income & expense breakdown
$13M
Interest Income
$8M
Non-Interest Income
$14M
Non-Interest Expense
Asset quality, Texas Ratio detail
The Texas Ratio compares troubled assets to the capital available to absorb losses. Bankers' Bank of Kansas reports a Texas Ratio of 7.09% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.
Texas Ratio
Caution 50%
7.09% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.
Top banks in Kansas by total assets
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Bankers' Bank of Kansas (FDIC Cert #27351) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other banks in Kansas
All Kansas banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| Capitol Federal Savings BankTopeka | $9.8B | C | 0.76% |
| Intrust Bank, National AssociationWichita | $7.0B | B | 1.20% |
| Equity BankAndover | $6.3B | B | 0.55% |
| Security Bank of Kansas CityKansas City | $3.8B | A | 1.37% |
| Fidelity Bank, National AssociationWichita | $3.3B | B | 0.99% |
| Emprise BankWichita | $2.8B | B | 1.32% |
| KS StateBankManhattan | $2.6B | A | 1.69% |
| Community National Bank & TrustChanute | $2.5B | B | 0.96% |
Frequently asked questions
What is Bankers' Bank of Kansas's health grade?▼
Bankers' Bank of Kansas receives a health grade of B (70/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank shows good financial health with solid capital levels above regulatory minimums.
How large is Bankers' Bank of Kansas?▼
Bankers' Bank of Kansas holds $214M in total assets and $134M in deposits, ranking 2,921st of 4,313 FDIC-insured banks by asset size. It is headquartered in Wichita, Kansas.
Is my money safe at Bankers' Bank of Kansas?▼
Yes, deposits at Bankers' Bank of Kansas (Certificate #27351) are FDIC-insured up to $250,000 per depositor, per ownership category, regardless of health grade.
What is Bankers' Bank of Kansas's Tier 1 Capital Ratio?▼
Bankers' Bank of Kansas has a Tier 1 Capital Ratio of 20.21%. That clears the federal 10% bar regulators use to call a bank "well-capitalized."
What is the Texas Ratio for Bankers' Bank of Kansas?▼
Bankers' Bank of Kansas has a Texas Ratio of 7.09%. Staying under 50% is the level analysts treat as healthy. The Texas Ratio measures non-performing loans against equity and reserves, a higher ratio signals greater exposure to loan losses.
How efficient is Bankers' Bank of Kansas?▼
Bankers' Bank of Kansas has an Efficiency Ratio of 81.48%. Past the 60% mark, a bigger slice of revenue is absorbed by operating costs. This metric compares non-interest expenses to total revenue.
What to do with this
How to read Bankers' Bank of Kansas's profile as a depositor or analyst.
- Bankers' Bank of Kansas's grade reflects capital, profitability, and asset quality, read the four pillars before drawing conclusions. How grades work
- Compare Bankers' Bank of Kansas against other Kansas banks before moving funds. Kansas banks
Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions. Verify the latest figures at the FDIC BankFind Suite.
Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. Informational only, not professional advice; consult a qualified professional before acting on it. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.
Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.