Total Assets
$225M
Total balance-sheet footings
FDIC Cert #17650 · Ashland, Kansas · Est. 1885
The Stockgrowers State Bank of Ashland, Kansas - FDIC Bank Health Profile
A community-scale look at The Stockgrowers State Bank of Ashland, Kansas's own numbers, pulled straight from its quarterly FDIC Call Report.
- $225M
- Total assets
- A
- Health grade · Excellent
- 1.23%
- Return on assets
- 13.6%
- Tier 1 capital
Data updated July 2026
The verdict
The Stockgrowers State Bank of Ashland, Kansas earns a PlainBankData health grade of A (83/100), with well-capitalized at 13.60% Tier 1, profitable at 1.23% ROA, 66% efficiency ratio.
- #2,874
- largest of 4,313 FDIC banks by assets
- 33rd
- percentile by asset size, nationally
- 13.60%
- Tier 1 ratio - above the 10% well-capitalized line
- 59th
- percentile for profitability (ROA), nationally
The grade above reflects PlainBankData's own read of the bank's regulatory filings, not an FDIC judgment, deposit coverage stays at $250,000 per depositor, per category, unaffected by it.
How The Stockgrowers State Bank of Ashland, Kansas's 83/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
The Stockgrowers State Bank of Ashland, Kansas's composite health score
Tier 1 Capital Ratio (13.60%) 35/40
Return on Assets (ROA) (1.23%) 20/25
Texas Ratio (0.00%) 20/20
Efficiency Ratio (65.59%) 8/15
83 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$194M
Customer-funded liabilities
Net Loans
$133M
Outstanding loan book
Net Income
$3M
Bottom-line earnings
Capital adequacy vs federal thresholds
Where The Stockgrowers State Bank of Ashland, Kansas ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. The Stockgrowers State Bank of Ashland, Kansas's score of 83/100 falls in the highlighted band.
The Stockgrowers State Bank of Ashland, Kansas's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). The Stockgrowers State Bank of Ashland, Kansas's $225M falls in the highlighted band.
Safety metrics
Tier 1 capital ratio
Well-capitalized 10%
13.60% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
13.60%
Texas Ratio
0.00%
Equity Capital
$28M
Profitability metrics
Return on Assets (ROA)
59th percentile nationally
1.23%
Return on Equity (ROE)
10.68%
Efficiency Ratio
65.59%
What the numbers say about The Stockgrowers State Bank of Ashland, Kansas
The Stockgrowers State Bank of Ashland, Kansas is an FDIC-insured institution (Certificate #17650) headquartered in Ashland, Kansas, established in 1885. It holds $225M in total assets - 2,874th of 4,313 FDIC-insured banks, $194M in customer deposits, and $133M in net loans. On safety, its Tier 1 capital ratio of 13.60% is above the 10% well-capitalized threshold, and its Texas Ratio of 0.00% sits in the healthy range below 50%. It earns a PlainBankData health grade of A (83/100), a composite of Tier 1 capital, ROA, the Texas Ratio, and efficiency. All of it traces back to the bank's own quarterly FDIC Call Report filing.
Within Kansas, The Stockgrowers State Bank of Ashland, Kansas ranks 82nd of 188 FDIC-insured banks by asset size -- a mid-sized institution, neither among the state's largest nor its smallest.
Income & expense breakdown
$12M
Interest Income
$991K
Non-Interest Income
$6M
Non-Interest Expense
Asset quality, Texas Ratio detail
The Texas Ratio compares troubled assets to the capital available to absorb losses. The Stockgrowers State Bank of Ashland, Kansas reports a Texas Ratio of 0.00% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.
Texas Ratio
Caution 50%
0.00% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.
Top banks in Kansas by total assets
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) The Stockgrowers State Bank of Ashland, Kansas (FDIC Cert #17650) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other banks in Kansas
All Kansas banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| Capitol Federal Savings BankTopeka | $9.8B | C | 0.76% |
| Intrust Bank, National AssociationWichita | $7.0B | B | 1.20% |
| Equity BankAndover | $6.3B | B | 0.55% |
| Security Bank of Kansas CityKansas City | $3.8B | A | 1.37% |
| Fidelity Bank, National AssociationWichita | $3.3B | B | 0.99% |
| Emprise BankWichita | $2.8B | B | 1.32% |
| KS StateBankManhattan | $2.6B | A | 1.69% |
| Community National Bank & TrustChanute | $2.5B | B | 0.96% |
Frequently asked questions
What is The Stockgrowers State Bank of Ashland, Kansas's health grade?▼
The Stockgrowers State Bank of Ashland, Kansas receives a health grade of A (83/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank demonstrates excellent financial health with strong capital ratios and profitability.
How large is The Stockgrowers State Bank of Ashland, Kansas?▼
The Stockgrowers State Bank of Ashland, Kansas holds $225M in total assets and $194M in deposits, ranking 2,874th of 4,313 FDIC-insured banks by asset size. It is headquartered in Ashland, Kansas.
Is my money safe at The Stockgrowers State Bank of Ashland, Kansas?▼
Yes, deposits at The Stockgrowers State Bank of Ashland, Kansas (Certificate #17650) are FDIC-insured up to $250,000 per depositor, per ownership category, regardless of health grade.
What is The Stockgrowers State Bank of Ashland, Kansas's Tier 1 Capital Ratio?▼
The Stockgrowers State Bank of Ashland, Kansas has a Tier 1 Capital Ratio of 13.60%. This exceeds the 10% threshold for "well-capitalized" status under federal banking regulations.
What is the Texas Ratio for The Stockgrowers State Bank of Ashland, Kansas?▼
The Stockgrowers State Bank of Ashland, Kansas has a Texas Ratio of 0.00%. A ratio below 50% is generally considered healthy. The Texas Ratio measures non-performing loans against equity and reserves, a higher ratio signals greater exposure to loan losses.
How efficient is The Stockgrowers State Bank of Ashland, Kansas?▼
The Stockgrowers State Bank of Ashland, Kansas has an Efficiency Ratio of 65.59%. Above 60% means a larger share of revenue goes to operating costs. This metric compares non-interest expenses to total revenue.
What to do with this
How to read The Stockgrowers State Bank of Ashland, Kansas's profile as a depositor or analyst.
- The Stockgrowers State Bank of Ashland, Kansas's grade reflects capital, profitability, and asset quality, read the four pillars before drawing conclusions. How grades work
- Compare The Stockgrowers State Bank of Ashland, Kansas against other Kansas banks before moving funds. Kansas banks
Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions. Verify the latest figures at the FDIC BankFind Suite.
Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. Informational only, not professional advice; consult a qualified professional before acting on it. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.
Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.