Total Assets
$227M
Total balance-sheet footings
2026 data FDIC sourced Public-data reference.
Valley Bank of Nevada — FDIC Bank Health Profile
North Las Vegas, Nevada · Est. 2005. Free, sourced from the FDIC BankFind Suite — refreshed each quarter and cross-checked against the FDIC Call Report.
State chartered State member bank FDIC Cert #57933 San Francisco Region
C
Health grade
Fair
Score: 58/100
Basel III capital ratios — Valley Bank of Nevada
Total Deposits
$198M
Customer-funded liabilities
Net Loans
$131M
Outstanding loan book
Net Income
$2M
Bottom-line earnings
Safety Metrics
Tier 1 capital ratio
Well-capitalized 10%
15.89% of risk-weighted assets — above the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
Core capital ÷ risk-weighted assets. Well-capitalized: ≥10%
15.89%
Texas Ratio
Non-performing loans ÷ equity. Danger zone: >100%
—
Equity Capital
Tangible book value as a capital buffer
$24M
Profitability Metrics
Return on Assets (ROA)
Net income ÷ assets. Healthy: ≥1%
0.69%
Return on Equity (ROE)
Net income ÷ equity. Industry avg: ~10%
6.99%
Efficiency Ratio
Operating costs ÷ revenue. Efficient: <60%
73.78%
Income & Expense Breakdown
$11M
Interest Income
$213K
Non-Interest Income
$6M
Non-Interest Expense
FDIC Deposit Insurance
Valley Bank of Nevada is FDIC-insured (Certificate #57933). Your deposits are protected up to $250,000 per depositor, per account category regardless of this bank's health grade.
What the Numbers Say About Valley Bank of Nevada
Valley Bank of Nevada is an FDIC-insured institution (Certificate #57933) headquartered in North Las Vegas, Nevada, established in 2005. The bank currently holds $227M in total assets and $198M in customer deposits, with $131M deployed as loans. It operates as a State chartered (State member bank) within the FDIC San Francisco region. These figures come directly from the bank's quarterly FDIC Call Report and reflect the balance sheet as of the latest regulatory filing.
On safety metrics, Valley Bank of Nevada reports a Tier 1 Capital Ratio of 15.89% — above the 10% federal threshold for "well-capitalized" status and a Texas Ratio of —. Equity capital stands at $24M, serving as the tangible buffer against loan losses. On profitability, the bank posted a Return on Assets of 0.69% and a Return on Equity of 6.99%, with an Efficiency Ratio of 73.78% — above the 60% benchmark, meaning a larger share of revenue is consumed by operating costs. The combined picture yields a PlainBankData health grade of C (58/100), a composite score that blends all four dimensions.
Not financial advice. This page summarizes public FDIC Call Report data for informational purposes only. Health grades are our interpretation of regulatory filings and are not official FDIC ratings, endorsements, or predictions. Regardless of grade, every dollar on deposit at Valley Bank of Nevada is protected by FDIC insurance up to $250,000 per depositor, per ownership category — even if the bank were to fail. For decisions about where to hold deposits, consult a qualified financial professional and verify the latest figures directly at the FDIC's BankFind Suite.
Top 5 banks in Nevada by total assets
Source: FDIC BankFind Suite — Call Report (FFIEC 031/041) + CRA performance data Valley Bank of Nevada (FDIC Cert #57933) — Tier 1 capital ratio, total assets, deposits, CRA rating · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other Banks in Nevada
All Nevada banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| Toyota Financial Savings Bank Henderson | $15.4B | C | 0.30% |
| Beal Bank USA Las Vegas | $14.5B | B | 0.63% |
| Wells Fargo National Bank West Las Vegas | $9.0B | B | 0.87% |
| Credit One Bank, National Association Las Vegas | $2.0B | D | 27.69% |
| Meadows Bank Las Vegas | $1.4B | D | 1.72% |
| GBank Las Vegas | $1.4B | D | 2.00% |
| Farm Bureau Bank FSB Reno | $1.1B | D | 0.11% |
| Eaglemark Savings Bank Reno | $744M | A | 4.36% |
Frequently Asked Questions
What is Valley Bank of Nevada's health grade? ▼
Valley Bank of Nevada receives a health grade of C (58/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank meets regulatory minimums but has some areas of financial weakness to monitor.
How large is Valley Bank of Nevada? ▼
Valley Bank of Nevada holds $227M in total assets and $198M in deposits. It is headquartered in North Las Vegas, Nevada.
Is my money safe at Valley Bank of Nevada? ▼
Yes. Valley Bank of Nevada is FDIC-insured (Certificate #57933). Your deposits are protected up to $250,000 per depositor, per account category, regardless of the bank's health grade. If a bank fails, the FDIC typically makes insured deposits available within one business day.
What is Valley Bank of Nevada's Tier 1 Capital Ratio? ▼
Valley Bank of Nevada has a Tier 1 Capital Ratio of 15.89%. This exceeds the 10% threshold for "well-capitalized" status under federal banking regulations.
How efficient is Valley Bank of Nevada? ▼
Valley Bank of Nevada has an Efficiency Ratio of 73.78%. Above 60% means a larger share of revenue goes to operating costs. This metric compares non-interest expenses to total revenue.
Bank Safety Guides
Related Data Sources
Data from the FDIC BankFind Suite API. Financial data as of Q4 2025.
Related
Data sourced from official U.S. government datasets. See our methodology for details. Retrieved and formatted by PlainBankData Editorial
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the FDIC BankFind Suite. Consult a qualified professional before making decisions based on this data.
Read our methodology — how this data is sourced, computed, and verified.