FDIC Cert #57933 · North Las Vegas, Nevada · Est. 2005

Valley Bank of Nevada - FDIC Bank Health Profile

A community-scale look at Valley Bank of Nevada's own numbers, pulled straight from its quarterly FDIC Call Report.

Compiled from official public sources by the publisher.
$227M
Total assets
B
Health grade · Good
0.69%
Return on assets
15.9%
Tier 1 capital

Data updated July 2026

The verdict

Valley Bank of Nevada earns a PlainBankData health grade of B (78/100), with well-capitalized at 15.89% Tier 1, 0.69% ROA, 74% efficiency ratio.

#2,868
largest of 4,313 FDIC banks by assets
33rd
percentile by asset size, nationally
15.89%
Tier 1 ratio - above the 10% well-capitalized line
24th
percentile for profitability (ROA), nationally

This grade is PlainBankData's own interpretation of the bank's Call Report, not an FDIC rating, deposits here stay federally insured to $250,000 per depositor, per category, regardless of grade.

FDIC Call Report plate

Cert 57933 · NV B · 78/100

GRADE-B · MID-PACK · PHOTO-FINISH · TIER1-WELL · TEXAS-CLEAN · ROA-THIN · SIZE-MID · BOOK-FULL

  • GRADE-B B (78/100)
  • MID-PACK #2233/4307
  • PHOTO-FINISH Commonwealth Busines… · CA
  • TIER1-WELL 15.9% Tier 1
  • TEXAS-CLEAN 3.2% Texas
  • ROA-THIN 0.69% ROA
  • SIZE-MID $100M–1B
  • BOOK-FULL 9/9 fields

Nearest health peer outside Nevada: Commonwealth Business Bank, CA (±0 health pts)

Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.

Health-score neighbourhood around Valley Bank of Nevada

Lowest and highest poles plus nearest scored peers outside Nevada, not a full FDIC corpus board reprint.

Morgan Stanley Bank,… · UT ·…100/100Commonwealth Busines… · CA ·…78/100First Southwest Bank · CO · …78/100Mega Bank · CA · near78/100Solera National Bank · CO · …78/100Valley Bank of Nevada · NV ·…78/100Tioga-Franklin Savin… · PA ·…0/100
PlainBankData health composite · neighbourhood around Valley Bank of Nevada · July 2026

Call Report read for Valley Bank of Nevada in a high-failure state

Valley Bank of Nevada (FDIC Cert #57933) carries a PlainBankData health grade of B at 78/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #2,233 of 4,307. Tier 1 capital prints at 15.89%, clearing the 10% well-capitalized line. The Texas Ratio is 3.22%, inside the sub-50% band analysts treat as healthy. Return on assets is 0.69%. Balance-sheet scale is $227M, 2,868th of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is Commonwealth Business Bank (CA), tied on the composite. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.

State failure history around Valley Bank of Nevada

12 FAILURE resolutions in Nevada since 2000, heavy vs the state corpus

Valley Bank of Nevada sits in one of the heavier post-2000 FAILURE states (12 resolutions; latest year 2013). The list below is state history from the Failed Bank List, not a claim about Valley Bank of Nevada's current Call Report.

  • 1st COMMERCE BANK NORTH LAS VEGAS, NV 2013 → PLAZA BANK
  • NEVADA COMMERCE BANK LAS VEGAS, NV 2011 → CITY NATIONAL BANK
  • SOUTHWESTUSA BANK LAS VEGAS, NV 2010 → PLAZA BANK

Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Nevada banks.

How Valley Bank of Nevada's 78/100 score adds up

Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.

0/100100/100National avg77/10078/100
Valley Bank of Nevada's composite health score
Tier 1 Capital Ratio (15.89%) 40/40
Return on Assets (ROA) (0.69%) 14/25
Texas Ratio (3.22%) 20/20
Efficiency Ratio (73.78%) 4/15

78 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.

Balance sheet at a glance

Total Assets

$227M

Total balance-sheet footings

Total Deposits

$198M

Customer-funded liabilities

Net Loans

$131M

Outstanding loan book

Net Income

$2M

Bottom-line earnings

Capital adequacy vs federal thresholds

0% 3% 6% 9% 12% 15% 18% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 14.49% 15.89% 17.29%
Basel III capital ratios - Valley Bank of Nevada

Where Valley Bank of Nevada ranks

Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Valley Bank of Nevada's score of 78/100 falls in the highlighted band.

Valley Bank of Nevada: health score vs. every FDIC-insured bank

0-100 composite health score, FDIC Call Reports

78 48th percentile higher than 48% of 4,307 FDIC-insured banks

0–10: 3 FDIC-insured banks (0%). Below this entry. 10–20: 6 FDIC-insured banks (0%). Below this entry. 20–30: 26 FDIC-insured banks (1%). Below this entry. 30–40: 36 FDIC-insured banks (1%). Below this entry. 40–50: 98 FDIC-insured banks (2%). Below this entry. 50–60: 279 FDIC-insured banks (6%). Below this entry. 60–70: 777 FDIC-insured banks (18%). Below this entry. 70–80: 1,030 FDIC-insured banks (24%). This entry sits in this band. 80–90: 1,237 FDIC-insured banks (29%). Above this entry. 90–100: 815 FDIC-insured banks (19%). Above this entry. Valley Bank of Nevada 0 100 every FDIC-insured bank with a health score, bucketed by value

Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FDIC Call Reports · July 2026

Valley Bank of Nevada's size among FDIC-insured banks

Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Valley Bank of Nevada's $227M falls in the highlighted band.

Capital & credit buffers at Valley Bank of Nevada

Tier 1 capital ratio
Well-capitalized 10%

15.89% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
15.89%
Texas Ratio
3.22%
Equity Capital
$24M

What these ratios mean →

Profitability metrics: Valley Bank of Nevada

Return on Assets (ROA)
24th percentile nationally
0.69%
Return on Equity (ROE)
6.99%
Efficiency Ratio
73.78%

What these mean →

Income & expense at Valley Bank of Nevada

$11M
Interest Income
$213K
Non-Interest Income
$6M
Non-Interest Expense

Asset quality, Texas Ratio detail

The Texas Ratio compares troubled assets to the capital available to absorb losses. Valley Bank of Nevada reports a Texas Ratio of 3.22% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.

Texas Ratio
Caution 50%

3.22% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.

FDIC Failed Bank List → View Valley Bank of Nevada on FDIC BankFind →

Top banks in Nevada by total assets

Largest banks headquartered in Nevada
  1. 1
    Toyota Financial Savings Bank $15.4B

    Henderson, NV · Grade B

  2. 2
    Beal Bank USA $14.5B

    Las Vegas, NV · Grade A

  3. 3
    Wells Fargo National Bank West $9.0B

    Las Vegas, NV · Grade A

  4. 4
    Credit One Bank $2.0B

    Las Vegas, NV · Grade A

  5. 5
    Meadows Bank $1.4B

    Las Vegas, NV · Grade A

Top 5 banks in Nevada ranked by total assets · FDIC Call Report Q4 2025.

Nationwide banks with similar total assets

Nearest other-state banks with ≥$10M assets ($227M here), outside Nevada so the neighborhood is not state containment.

Cypress Bank, SSB $227M · TX The First National Bank of Waynesboro $227M · GA Sanger Bank $226M · TX United Bank and Trust Company $227M · IA

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Valley Bank of Nevada (FDIC Cert #57933) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

Valley Bank of Nevada Call Report profile · FDIC Failed Bank List · Nevada FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.

Other banks in Nevada

All Nevada banks →
BankAssetsGradeROA
Toyota Financial Savings BankHenderson $15.4B B 0.30%
Beal Bank USALas Vegas $14.5B A 0.63%
Wells Fargo National Bank WestLas Vegas $9.0B A 0.87%
Credit One Bank, National AssociationLas Vegas $2.0B A 27.69%
Meadows BankLas Vegas $1.4B A 1.72%
GBankLas Vegas $1.4B A 2.00%
Farm Bureau Bank FSBReno $1.1B C 0.05%
Eaglemark Savings BankReno $744M A 4.36%