FDIC Cert #26028 · New York, New York · Est. 1984

The Bank of East Asia Ltd. - FDIC Bank Health Profile

This profile flags real pressure points from the bank's own quarterly Call Report, read past the headline grade before drawing conclusions.

Compiled from official public sources by the publisher.
$524M
Total assets
F
Health grade · At Risk
0.00%
Return on assets
0.0%
Tier 1 capital

Data updated July 2026

The verdict

The Bank of East Asia Ltd. earns a PlainBankData health grade of F (22/100), with 0.00% Tier 1 capital, 0.00% ROA, efficient (0% cost ratio).

#1,728
largest of 4,313 FDIC banks by assets
60th
percentile by asset size, nationally
0.00%
Tier 1 ratio - below the 10% well-capitalized line
5th
percentile for profitability (ROA), nationally

A weak grade is PlainBankData's own read of the Call Report data, not an official FDIC rating, and it does not change your insurance coverage: every dollar stays protected to $250,000 per depositor, per category.

FDIC Call Report plate

Cert 26028 · NY F · 22/100

GRADE-F · BOTTOM-DECILE · PHOTO-FINISH · TIER1-UNDER · TEXAS-UNK · ROA-THIN · SIZE-MID · BOOK-RICH

  • GRADE-F F (22/100)
  • BOTTOM-DECILE #4295/4307
  • PHOTO-FINISH Mizrahi Tefahot Bank… · CA
  • TIER1-UNDER 0.0% Tier 1
  • TEXAS-UNK Texas blank
  • ROA-THIN 0.00% ROA
  • SIZE-MID $100M–1B
  • BOOK-RICH 7/9 fields

Nearest health peer outside New York: Mizrahi Tefahot Bank, Ltd., CA (±0 health pts)

Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.

Health-score neighbourhood around The Bank of East Asia Ltd.

Lowest and highest poles plus nearest scored peers outside New York, not a full FDIC corpus board reprint.

Morgan Stanley Bank,… · UT ·…100/100Mizrahi Tefahot Bank… · CA ·…22/100State Bank of India · IL · n…22/100The Bank of East Asi… · NY ·…22/100Tri-Valley Bank · IA · near22/100The Peoples Bank · MD · near20/100Tioga-Franklin Savin… · PA ·…0/100
PlainBankData health composite · neighbourhood around The Bank of East Asia Ltd. · July 2026

What The Bank of East Asia Ltd.'s Call Report plate shows

The Bank of East Asia Ltd. (FDIC Cert #26028) carries a PlainBankData health grade of F at 22/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #4,295 of 4,307. Tier 1 capital prints at 0.00%, missing the 10% well-capitalized line. Return on assets is 0.00%. Balance-sheet scale is $524M, 1,728th of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is Mizrahi Tefahot Bank, Ltd. (CA), tied on the composite. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.

State failure history around The Bank of East Asia Ltd.

6 FAILURE resolutions in New York since 2000 (5 since 2008)

The Bank of East Asia Ltd.'s home state sits in the middle band of post-2000 FAILURE counts (6; 5 since the 2008 crisis window). Recent named resolutions below are Failed Bank List rows for this state only; The Bank of East Asia Ltd. remains an active FDIC-insured reporter.

  • SIGNATURE BANK NEW YORK, NY 2023 → FLAGSTAR BANK, N.A.
  • USA BANK PORT CHESTER, NY 2010 → NEW CENTURY BANK
  • THE PARK AVENUE BANK NEW YORK, NY 2010 → VALLEY NATIONAL BANK

Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and New York banks.

How The Bank of East Asia Ltd.'s 22/100 score adds up

Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.

0/100100/100National avg77/10022/100
The Bank of East Asia Ltd.'s composite health score
Tier 1 Capital Ratio (0.00%) 0/40
Return on Assets (ROA) (0.00%) 7/25
Texas Ratio (N/A) 0/20
Efficiency Ratio (0.00%) 15/15

22 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.

Balance sheet at a glance

Total Assets

$524M

Total balance-sheet footings

Total Deposits

$20M

Customer-funded liabilities

Net Loans

$465M

Outstanding loan book

Net Income

$0K

Bottom-line earnings

Capital adequacy vs federal thresholds

0% 0.3% 0.6% 0.9% 1.2% 1.5% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 0% 0% 1.4%
Basel III capital ratios - The Bank of East Asia Ltd.

Where The Bank of East Asia Ltd. ranks

Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. The Bank of East Asia Ltd.'s score of 22/100 falls in the highlighted band.

The Bank of East Asia Ltd.: health score vs. every FDIC-insured bank

0-100 composite health score, FDIC Call Reports

22 0th percentile higher than 0% of 4,307 FDIC-insured banks

0–10: 3 FDIC-insured banks (0%). Below this entry. 10–20: 6 FDIC-insured banks (0%). Below this entry. 20–30: 26 FDIC-insured banks (1%). This entry sits in this band. 30–40: 36 FDIC-insured banks (1%). Above this entry. 40–50: 98 FDIC-insured banks (2%). Above this entry. 50–60: 279 FDIC-insured banks (6%). Above this entry. 60–70: 777 FDIC-insured banks (18%). Above this entry. 70–80: 1,030 FDIC-insured banks (24%). Above this entry. 80–90: 1,237 FDIC-insured banks (29%). Above this entry. 90–100: 815 FDIC-insured banks (19%). Above this entry. The Bank of East Asia Ltd. 0 100 every FDIC-insured bank with a health score, bucketed by value

Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FDIC Call Reports · July 2026

The Bank of East Asia Ltd.'s size among FDIC-insured banks

Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). The Bank of East Asia Ltd.'s $524M falls in the highlighted band.

Safety ratios for The Bank of East Asia Ltd.

Tier 1 capital ratio
Well-capitalized 10%

0.00% of risk-weighted assets - below the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
0.00%
Texas Ratio
-
Equity Capital
-

What these ratios mean →

Profitability metrics: The Bank of East Asia Ltd.

Return on Assets (ROA)
5th percentile nationally
0.00%
Return on Equity (ROE)
0.00%
Efficiency Ratio
0.00%

What these mean →

What to watch at The Bank of East Asia Ltd.

The Bank of East Asia Ltd.'s grade of F reflects specific pressure points in the FDIC Call Report. Its Tier 1 capital ratio of 0.00% is below the 10% "well-capitalized" benchmark.

Your deposits are still protected. Regardless of grade, FDIC insurance covers every dollar on deposit at The Bank of East Asia Ltd. up to $250,000 per depositor, per ownership category. A weak grade signals institutional financial stress for analysts, it is not a prediction of failure, and it does not affect insured-deposit safety.

FDIC Failed Bank List → View The Bank of East Asia Ltd. on FDIC BankFind →

Top banks in New York by total assets

Largest banks headquartered in New York
  1. 1
    Goldman Sachs Bank USA $645.0B

    New York, NY · Grade A

  2. 2
    The Bank of New York Mellon $381.0B

    New York, NY · Grade A

  3. 3
    Morgan Stanley Private Bank $254.7B

    Purchase, NY · Grade A

  4. 4
    Manufacturers and Traders Trust Compa… $212.9B

    Buffalo, NY · Grade A

  5. 5
    Flagstar Bank $87.5B

    Hicksville, NY · Grade D

Top 5 banks in New York ranked by total assets · FDIC Call Report Q4 2025.

Nationwide banks with similar total assets

Nearest other-state banks with ≥$10M assets ($524M here), outside New York so the neighborhood is not state containment.

First Pryority Bank $524M · OK Eaton Community Bank $524M · MI United Community Bank of West Kentuck… $523M · KY Iowa Trust & Savings Bank $523M · IA

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) The Bank of East Asia Ltd. (FDIC Cert #26028) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

The Bank of East Asia Ltd. Call Report profile · FDIC Failed Bank List · New York FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.

Other banks in New York

All New York banks →
BankAssetsGradeROA
Goldman Sachs Bank USANew York $645.0B A 1.42%
The Bank of New York MellonNew York $381.0B A 1.31%
Morgan Stanley Private Bank, National AssociationPurchase $254.7B A 1.10%
Manufacturers and Traders Trust CompanyBuffalo $212.9B A 1.40%
Flagstar Bank, National AssociationHicksville $87.5B D -0.14%
Bank of ChinaNew York $61.9B F 0.00%
Deutsche Bank Trust Company AmericasNew York $43.0B A 1.86%
State Bank of IndiaNew York $22.6B F 0.00%