FDIC Cert #33661 · Los Angeles, California · Est. 1923

Mizrahi Tefahot Bank, Ltd. - FDIC Bank Health Profile

This profile flags real pressure points from the bank's own quarterly Call Report, read past the headline grade before drawing conclusions.

$8.7B
Total assets
F
Health grade · At Risk
0.00%
Return on assets
0.0%
Tier 1 capital

Data updated July 2026

The verdict

Mizrahi Tefahot Bank, Ltd. earns a PlainBankData health grade of F (22/100), with 0.00% Tier 1 capital, 0.00% ROA, efficient (0% cost ratio).

#183
largest of 4,313 FDIC banks by assets
96th
percentile by asset size, nationally
0.00%
Tier 1 ratio - below the 10% well-capitalized line
5th
percentile for profitability (ROA), nationally

A weak grade is PlainBankData's own read of the Call Report data, not an official FDIC rating, and it does not change your insurance coverage: every dollar stays protected to $250,000 per depositor, per category.

How Mizrahi Tefahot Bank, Ltd.'s 22/100 score adds up

Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.

Mizrahi Tefahot Bank, Ltd.'s composite health score

0/100100/100National avg77/10022/100
Mizrahi Tefahot Bank, Ltd.'s composite health score
Tier 1 Capital Ratio (0.00%) 0/40
Return on Assets (ROA) (0.00%) 7/25
Texas Ratio (N/A) 0/20
Efficiency Ratio (0.00%) 15/15

22 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.

Balance sheet at a glance

Total Assets

$8.7B

Total balance-sheet footings

Total Deposits

$4.0B

Customer-funded liabilities

Net Loans

$2.8B

Outstanding loan book

Net Income

$0K

Bottom-line earnings

Capital adequacy vs federal thresholds

0% 0.3% 0.6% 0.9% 1.2% 1.5% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 0% 0% 1.4%
Basel III capital ratios - Mizrahi Tefahot Bank, Ltd.

Where Mizrahi Tefahot Bank, Ltd. ranks

Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Mizrahi Tefahot Bank, Ltd.'s score of 22/100 falls in the highlighted band.

Mizrahi Tefahot Bank, Ltd.'s size among FDIC-insured banks

Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Mizrahi Tefahot Bank, Ltd.'s $8.7B falls in the highlighted band.

Safety metrics

Tier 1 capital ratio
Well-capitalized 10%

0.00% of risk-weighted assets - below the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
0.00%
Texas Ratio
-
Equity Capital
-

What these ratios mean →

Profitability metrics

Return on Assets (ROA)
5th percentile nationally
0.00%
Return on Equity (ROE)
0.00%
Efficiency Ratio
0.00%

What these mean →

What the numbers say about Mizrahi Tefahot Bank, Ltd.

Mizrahi Tefahot Bank, Ltd. is an FDIC-insured institution (Certificate #33661) headquartered in Los Angeles, California, established in 1923. It holds $8.7B in total assets - 183rd of 4,313 FDIC-insured banks, $4.0B in customer deposits, and $2.8B in net loans. Looking at capital strength, Tier 1 stands at 0.00%, under the 10% well-capitalized line regulators set. It earns a PlainBankData health grade of F (22/100), a composite of Tier 1 capital, ROA, the Texas Ratio, and efficiency. All of it traces back to the bank's own quarterly FDIC Call Report filing.

Mizrahi Tefahot Bank, Ltd.'s asset base places it among the largest FDIC-insured institutions in the country, 183rd of 4,313 nationally, and 13th of 121 banks headquartered in California. Only Tri Counties Bank ($9.8B) is larger within the state. At this scale, the bank's own capital and asset-quality trends are a meaningful signal for the regional banking sector, not just its own depositors.

What to watch at Mizrahi Tefahot Bank, Ltd.

Mizrahi Tefahot Bank, Ltd.'s grade of F reflects specific pressure points in the FDIC Call Report. Its Tier 1 capital ratio of 0.00% is below the 10% "well-capitalized" benchmark.

Your deposits are still protected. Regardless of grade, FDIC insurance covers every dollar on deposit at Mizrahi Tefahot Bank, Ltd. up to $250,000 per depositor, per ownership category. A weak grade signals institutional financial stress for analysts, it is not a prediction of failure, and it does not affect insured-deposit safety.

FDIC Failed Bank List → View Mizrahi Tefahot Bank, Ltd. on FDIC BankFind →

Top banks in California by total assets

Largest banks headquartered in California
  1. 1

    Los Angeles, CA · Grade A

  2. 2

    Pasadena, CA · Grade A

  3. 3

    Los Angeles, CA · Grade B

  4. 4
    Axos Bank $27.2B

    San Diego, CA · Grade A

  5. 5
    Cathay Bank $24.2B

    Los Angeles, CA · Grade A

Top 5 banks in California ranked by total assets · FDIC Call Report Q4 2025.

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Mizrahi Tefahot Bank, Ltd. (FDIC Cert #33661) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

Other banks in California

All California banks →
BankAssetsGradeROA
City National BankLos Angeles $98.4B A 0.95%
East West BankPasadena $79.7B A 1.72%
Banc of CaliforniaLos Angeles $34.7B B 0.78%
Axos BankSan Diego $27.2B A 1.77%
Cathay BankLos Angeles $24.2B A 1.38%
Mechanics BankWalnut Creek $22.4B A 1.44%
Bank of HopeLos Angeles $18.5B B 0.42%
Citizens Business Bank, National AssociationOntario $15.6B A 1.39%

Frequently asked questions

What is Mizrahi Tefahot Bank, Ltd.'s health grade?
Mizrahi Tefahot Bank, Ltd. receives a health grade of F (22/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank has significant financial challenges. All deposits remain FDIC-insured up to $250,000.
How large is Mizrahi Tefahot Bank, Ltd.?
Mizrahi Tefahot Bank, Ltd. holds $8.7B in total assets and $4.0B in deposits, ranking 183rd of 4,313 FDIC-insured banks by asset size. It is headquartered in Los Angeles, California.
Is my money safe at Mizrahi Tefahot Bank, Ltd.?
Yes, deposits at Mizrahi Tefahot Bank, Ltd. (Certificate #33661) are FDIC-insured up to $250,000 per depositor, per ownership category, regardless of health grade.
What is Mizrahi Tefahot Bank, Ltd.'s Tier 1 Capital Ratio?
Mizrahi Tefahot Bank, Ltd. has a Tier 1 Capital Ratio of 0.00%. The federal "well-capitalized" threshold is 10%. This bank is below the 6% minimum for "adequately capitalized" status.
How efficient is Mizrahi Tefahot Bank, Ltd.?
Mizrahi Tefahot Bank, Ltd. has an Efficiency Ratio of 0.00%. Below 60% is considered efficient, the bank converts a strong share of revenue into profit. This metric compares non-interest expenses to total revenue.

What to do with this

How to read Mizrahi Tefahot Bank, Ltd.'s profile as a depositor or analyst.

  • Mizrahi Tefahot Bank, Ltd.'s grade reflects capital, profitability, and asset quality, read the four pillars before drawing conclusions. How grades work
  • Compare Mizrahi Tefahot Bank, Ltd. against other California banks before moving funds. California banks

Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions. Verify the latest figures at the FDIC BankFind Suite.

Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. Informational only, not professional advice; consult a qualified professional before acting on it. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.

Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.