FDIC Cert #623 · New York, New York · Est. 1903

Deutsche Bank Trust Company Americas - FDIC Bank Health Profile

One of the largest FDIC-insured institutions in the country, drawn straight from its quarterly Call Report to BankFind Suite.

Compiled from official public sources by the publisher.
$43.0B
Total assets
A
Health grade · Excellent
1.86%
Return on assets
56.6%
Tier 1 capital

Data updated July 2026

The verdict

Deutsche Bank Trust Company Americas earns a PlainBankData health grade of A (100/100), with well-capitalized at 56.62% Tier 1, profitable at 1.86% ROA, efficient (46% cost ratio).

#56
largest of 4,313 FDIC banks by assets
99th
percentile by asset size, nationally
56.62%
Tier 1 ratio - above the 10% well-capitalized line
87th
percentile for profitability (ROA), nationally

The grade above reflects PlainBankData's own read of the bank's regulatory filings, not an FDIC judgment, deposit coverage stays at $250,000 per depositor, per category, unaffected by it.

FDIC Call Report plate

Cert 623 · NY A · 100/100

GRADE-A · TOP-DECILE · PHOTO-FINISH · TIER1-WELL · TEXAS-CLEAN · ROA-STRONG · SIZE-LARGE · BOOK-FULL

  • GRADE-A A (100/100)
  • TOP-DECILE #2/4307
  • PHOTO-FINISH Great Plains Bank · SD
  • TIER1-WELL 56.6% Tier 1
  • TEXAS-CLEAN 1.7% Texas
  • ROA-STRONG 1.86% ROA
  • SIZE-LARGE $10–100B
  • BOOK-FULL 9/9 fields

Nearest health peer outside New York: Great Plains Bank, SD (±0 health pts)

Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.

Health-score neighbourhood around Deutsche Bank Trust Company Americas

Lowest and highest poles plus nearest scored peers outside New York, not a full FDIC corpus board reprint.

Citizens Bank · TN · near100/100Deutsche Bank Trust… · NY · …100/100Great Plains Bank · SD · near100/100Jackson County Bank · KY · n…100/100Morgan Stanley Bank,… · UT ·…100/100Pocahontas State Bank · IA ·…100/100Tioga-Franklin Savin… · PA ·…0/100
PlainBankData health composite · neighbourhood around Deutsche Bank Trust Company Americas · July 2026

What Deutsche Bank Trust Company Americas's Call Report plate shows

Deutsche Bank Trust Company Americas (FDIC Cert #623) carries a PlainBankData health grade of A at 100/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #2 of 4,307. Tier 1 capital prints at 56.62%, clearing the 10% well-capitalized line. The Texas Ratio is 1.67%, inside the sub-50% band analysts treat as healthy. Return on assets is 1.86%. Balance-sheet scale is $43.0B, 56th of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is Great Plains Bank (SD), tied on the composite. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.

State failure history around Deutsche Bank Trust Company Americas

6 FAILURE resolutions in New York since 2000 (5 since 2008)

Deutsche Bank Trust Company Americas's home state sits in the middle band of post-2000 FAILURE counts (6; 5 since the 2008 crisis window). Recent named resolutions below are Failed Bank List rows for this state only; Deutsche Bank Trust Company Americas remains an active FDIC-insured reporter.

  • SIGNATURE BANK NEW YORK, NY 2023 → FLAGSTAR BANK, N.A.
  • USA BANK PORT CHESTER, NY 2010 → NEW CENTURY BANK
  • THE PARK AVENUE BANK NEW YORK, NY 2010 → VALLEY NATIONAL BANK

Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and New York banks.

How Deutsche Bank Trust Company Americas's 100/100 score adds up

Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.

0/100100/100National avg77/100100/100
Deutsche Bank Trust Company Americas's composite health score
Tier 1 Capital Ratio (56.62%) 40/40
Return on Assets (ROA) (1.86%) 25/25
Texas Ratio (1.67%) 20/20
Efficiency Ratio (45.65%) 15/15

100 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.

Balance sheet at a glance

Total Assets

$43.0B

Total balance-sheet footings

Total Deposits

$30.9B

Customer-funded liabilities

Net Loans

$14.9B

Outstanding loan book

Net Income

$764M

Bottom-line earnings

Capital adequacy vs federal thresholds

0% 10% 20% 30% 40% 50% 60% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 55.22% 56.62% 58.02%
Basel III capital ratios - Deutsche Bank Trust Company Americas

Where Deutsche Bank Trust Company Americas ranks

Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Deutsche Bank Trust Company Americas's score of 100/100 falls in the highlighted band.

Deutsche Bank Trust Company Americas: health score vs. every FDIC-insured bank

0-100 composite health score, FDIC Call Reports

100 Top 1% higher than all other reporting FDIC-insured banks

0–10: 3 FDIC-insured banks (0%). Below this entry. 10–20: 6 FDIC-insured banks (0%). Below this entry. 20–30: 26 FDIC-insured banks (1%). Below this entry. 30–40: 36 FDIC-insured banks (1%). Below this entry. 40–50: 98 FDIC-insured banks (2%). Below this entry. 50–60: 279 FDIC-insured banks (6%). Below this entry. 60–70: 777 FDIC-insured banks (18%). Below this entry. 70–80: 1,030 FDIC-insured banks (24%). Below this entry. 80–90: 1,237 FDIC-insured banks (29%). Below this entry. 90–100: 815 FDIC-insured banks (19%). This entry sits in this band. Deutsche Bank Trust Company Americas 0 100 every FDIC-insured bank with a health score, bucketed by value

Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FDIC Call Reports · July 2026

Deutsche Bank Trust Company Americas's size among FDIC-insured banks

Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Deutsche Bank Trust Company Americas's $43.0B falls in the highlighted band.

Safety ratios for Deutsche Bank Trust Company Americas

Tier 1 capital ratio
Well-capitalized 10%

56.62% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
56.62%
Texas Ratio
1.67%
Equity Capital
$9.8B

What these ratios mean →

Earnings posture at Deutsche Bank Trust Company Americas

Return on Assets (ROA)
87th percentile nationally
1.86%
Return on Equity (ROE)
7.77%
Efficiency Ratio
45.65%

What these mean →

Income & expense at Deutsche Bank Trust Company Americas

$1.8B
Interest Income
$785M
Non-Interest Income
$873M
Non-Interest Expense

Asset quality, Texas Ratio detail

The Texas Ratio compares troubled assets to the capital available to absorb losses. Deutsche Bank Trust Company Americas reports a Texas Ratio of 1.67% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.

Texas Ratio
Caution 50%

1.67% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.

FDIC Failed Bank List → View Deutsche Bank Trust Company Americas on FDIC BankFind →

Top banks in New York by total assets

Largest banks headquartered in New York
  1. 1
    Goldman Sachs Bank USA $645.0B

    New York, NY · Grade A

  2. 2
    The Bank of New York Mellon $381.0B

    New York, NY · Grade A

  3. 3
    Morgan Stanley Private Bank $254.7B

    Purchase, NY · Grade A

  4. 4
    Manufacturers and Traders Trust Compa… $212.9B

    Buffalo, NY · Grade A

  5. 5
    Flagstar Bank $87.5B

    Hicksville, NY · Grade D

Top 5 banks in New York ranked by total assets · FDIC Call Report Q4 2025.

National size peers: banks closest to Deutsche Bank Trust Company Americas by assets

Deutsche Bank Trust Company Americas is closely matched in total assets by Raymond James Bank, MidFirst Bank, Associated Bank, Bank OZK across 5 states -- its real national peer set, not just banks sharing a home state. Within that asset-matched cohort, the average ROA is 1.37%, versus Deutsche Bank Trust Company Americas's own 1.86%; the average efficiency ratio is 51.91%, versus 45.65% here; and average Tier 1 capital sits at 13.92%, versus 56.62% at Deutsche Bank Trust Company Americas. At this asset scale, banks are best benchmarked against one another by balance-sheet composition and capital discipline, not by shared geography.

At $43.0B in assets, Deutsche Bank Trust Company Americas has crossed the $10 billion threshold at which the CFPB takes over direct supervision for consumer-protection compliance under Dodd-Frank Act Section 1025, rather than leaving that oversight solely to the bank's primary prudential regulator.

Closest banks to Deutsche Bank Trust Company Americas nationally by total assets
  1. 1
    Raymond James Bank $43.4B

    Saint Petersburg, FL · Grade A

  2. 2
    MidFirst Bank $41.4B

    Oklahoma City, OK · Grade B

  3. 3
    Associated Bank $45.1B

    Green Bay, WI · Grade A

  4. 4
    Bank OZK $40.8B

    Little Rock, AR · Grade A

  5. 5
    EverBank $46.0B

    Jacksonville, FL · Grade B

  6. 6
    SoFi Bank $46.6B

    Cottonwood Heights, UT · Grade A

Six FDIC-insured banks nearest in total assets nationwide, regardless of state.

Head-to-head against the six closest national size peers, same FDIC Call Report vintage.
BankStateAssetsROAEfficiencyTier 1
Deutsche Bank Trust Company Americas (this bank) NY $43.0B 1.86% 45.65% 56.62%
Raymond James Bank FL $43.4B 1.47% 37.33% 13.95%
MidFirst Bank OK $41.4B 1.19% 57.08% 18.53%
Associated Bank, National Association WI $45.1B 1.10% 56.64% 10.52%
Bank OZK AR $40.8B 1.78% 35.94% 11.72%
EverBank, National Association FL $46.0B 0.72% 56.37% 12.37%
SoFi Bank, National Association UT $46.6B 1.96% 68.09% 16.44%

Nationwide banks with similar total assets

Nearest other-state banks with ≥$10M assets ($43.0B here), outside New York so the neighborhood is not state containment.

Raymond James Bank $43.4B · FL MidFirst Bank $41.4B · OK Associated Bank $45.1B · WI Bank OZK $40.8B · AR

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Deutsche Bank Trust Company Americas (FDIC Cert #623) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

Deutsche Bank Trust Company Americas Call Report profile · FDIC Failed Bank List · New York FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.

Other banks in New York

All New York banks →
BankAssetsGradeROA
Goldman Sachs Bank USANew York $645.0B A 1.42%
The Bank of New York MellonNew York $381.0B A 1.31%
Morgan Stanley Private Bank, National AssociationPurchase $254.7B A 1.10%
Manufacturers and Traders Trust CompanyBuffalo $212.9B A 1.40%
Flagstar Bank, National AssociationHicksville $87.5B D -0.14%
Bank of ChinaNew York $61.9B F 0.00%
State Bank of IndiaNew York $22.6B F 0.00%
Apple BankNew York $19.2B C 0.34%