Ranking · total assets

Largest Banks by Assets

The largest FDIC-insured banks in the US by total assets (FDIC Call Report, Q4 2025).

$3.75T
Top: JPMorgan Chase Bank
50
Banks ranked
14.3%
Avg Tier 1 capital
1.18%
Avg ROA

What this ranking shows

JPMorgan Chase Bank of Columbus, OH leads 50 banks on total assets, at $3.75T.

$3.75T
top - JPMorgan Chase Bank
50
banks in this ranking
14.3%
average Tier 1 capital ratio
1.18%
average return on assets

Rankings are point-in-time snapshots from public FDIC Call Report data, not recommendations, and not official FDIC ratings. Deposits stay FDIC-insured to $250,000 per depositor, per category.

Top 10 by total assets

Largest Banks by Assets - top 10
  1. 1

    Columbus, OH · Grade A · $3.75T

  2. 2

    Charlotte, NC · Grade A · $2.64T

  3. 3
    Citibank $1.84T

    Sioux Falls, SD · Grade A · $1.84T

  4. 4

    Sioux Falls, SD · Grade A · $1.82T

  5. 5
    U.S. Bank $676.1B

    Cincinnati, OH · Grade A · $676.1B

  6. 6
    Capital One $658.5B

    Mclean, VA · Grade B · $658.5B

  7. 7

    New York, NY · Grade A · $645.0B

  8. 8
    PNC Bank $568.3B

    Wilmington, DE · Grade A · $568.3B

  9. 9
    Truist Bank $539.5B

    Charlotte, NC · Grade A · $539.5B

  10. 10

    New York, NY · Grade A · $381.0B

Top 10 of 50 ranked banks · FDIC Call Report Q4 2025. Bar length is relative to the total assets of the leading bank.

Full ranking (50)

# Bank Grade Total Assets
1 JPMorgan Chase Bank, National Association A $3.75T
2 Bank of America, National Association A $2.64T
3 Citibank, National Association A $1.84T
4 Wells Fargo Bank, National Association A $1.82T
5 U.S. Bank National Association A $676.1B
6 Capital One, National Association B $658.5B
7 Goldman Sachs Bank USA A $645.0B
8 PNC Bank, National Association A $568.3B
9 Truist Bank A $539.5B
10 The Bank of New York Mellon A $381.0B
11 State Street Bank and Trust Company A $360.7B
12 TD Bank, National Association A $346.2B
13 Morgan Stanley Private Bank, National Association A $254.7B
14 Charles Schwab Bank, SSB A $253.8B
15 Morgan Stanley Bank, National Association A $253.3B
16 BMO Bank National Association A $252.1B
17 First-Citizens Bank & Trust Company B $229.3B
18 Citizens Bank, National Association B $225.9B
19 The Huntington National Bank A $224.0B
20 Fifth Third Bank, National Association A $213.7B
21 Manufacturers and Traders Trust Company A $212.9B
22 American Express National Bank A $211.3B
23 Ally Bank A $184.6B
24 KeyBank National Association A $181.7B
25 The Northern Trust Company B $176.4B
26 HSBC Bank USA, National Association A $165.3B
27 Regions Bank A $157.4B
28 UBS Bank USA A $119.3B
29 Synchrony Bank A $112.1B
30 USAA Federal Savings Bank B $108.0B
31 Santander Bank, N.A. A $104.1B
32 City National Bank A $98.4B
33 Western Alliance Bank B $92.7B
34 Zions Bancorporation, N.A. B $89.0B
35 Flagstar Bank, National Association D $87.5B
36 Webster Bank, National Association A $84.0B
37 First Horizon Bank B $83.6B
38 East West Bank A $79.7B
39 UMB Bank, National Association A $72.8B
40 Old National Bank B $71.8B
41 SouthState Bank, National Association A $67.2B
42 Columbia Bank A $66.8B
43 Valley National Bank B $64.1B
44 CIBC Bank USA A $64.0B
45 Bank of China F $61.9B
46 Banco Popular de Puerto Rico A $59.8B
47 Pinnacle Bank A $57.6B
48 Frost Bank A $53.1B
49 BOKF, National Association A $52.0B
50 First National Bank of Pennsylvania A $50.0B

What "Largest Banks by Assets" actually measures

The largest FDIC-insured banks in the US by total assets (FDIC Call Report, Q4 2025). This page shows up to 50 institutions sorted on the specific metric named above, reported as filed by each bank in its quarterly FDIC Call Report, not blended with proprietary signals, customer reviews, or non-financial inputs. A bank's position shifts each quarter as call-report data refreshes; rankings are point-in-time snapshots, not trailing averages.

How to use a ranked view

Single-metric rankings narrow the universe of 4,300+ FDIC-insured banks down to a manageable shortlist. They are not, on their own, a recommendation. A bank at #1 for one metric (say ROA) may sit at #800 on another (efficiency ratio or Tier 1 capital). Pick the top 10–20 candidates that match a metric you care about, then click into each bank's profile for the full balance-sheet picture.

What this ranking does not tell you

This list says nothing about deposit-account features (fees, ATM networks, app quality, branch availability), customer service, or commercial credit quality beyond the broad ratios FDIC publishes. A community bank may rank well on Tier 1 capital and ROA yet still be wrong for someone who needs a national branch footprint. Every depositor at every bank here is FDIC-insured to the standard limit; the ranking is about institutional health, not personal account safety.

Methodology and recompute cadence

All metrics derive from the FDIC's Quarterly Banking Profile and Institution Directory, both public-domain. We recompute the rankings on each FDIC quarterly release; the page lastmod reflects the most recent recompute. Banks that merged, were acquired, or closed between quarters are removed at the first refresh that captures the event. A bank that fails to file on time is excluded from rate-based rankings for that quarter, we do not impute or extrapolate.

What to do with this ranking

Turn the leaderboard into a shortlist.

  • Open the profiles of the top banks to read the full four-pillar breakdown behind each score. Top bank profile
  • Cross-reference against another ranking, top of both profitability and capital adequacy is the most resilient profile. Best capitalized
  • Confirm your deposit insurance coverage before moving any balance over $250,000. FDIC insurance

Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions of future performance.

Data compiled from the Federal Deposit Insurance Corporation (FDIC) (FDIC BankFind Suite, Quarterly Banking Profile). See our methodology for the full pipeline, source vintage, and column lineage.

Retrieved and compiled by PlainBankData Editorial from FDIC Call Report (FFIEC 031/041) filings, Q4 2025.

← Back to all rankings

Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. This page draws directly on FDIC federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.