Total Assets
$813M
Total balance-sheet footings
FDIC Cert #10378 · New Glarus, Wisconsin · Est. 1893
The Bank of New Glarus - FDIC Bank Health Profile
A community-scale look at The Bank of New Glarus's own numbers, pulled straight from its quarterly FDIC Call Report.
- $813M
- Total assets
- B
- Health grade · Good
- 1.36%
- Return on assets
- 10.9%
- Tier 1 capital
Data updated July 2026
The verdict
The Bank of New Glarus earns a PlainBankData health grade of B (70/100), with well-capitalized at 10.94% Tier 1, profitable at 1.36% ROA, efficient (58% cost ratio).
- #1,250
- largest of 4,313 FDIC banks by assets
- 71st
- percentile by asset size, nationally
- 10.94%
- Tier 1 ratio - above the 10% well-capitalized line
- 67th
- percentile for profitability (ROA), nationally
This grade is PlainBankData's own interpretation of the bank's Call Report, not an FDIC rating, deposits here stay federally insured to $250,000 per depositor, per category, regardless of grade.
How The Bank of New Glarus's 70/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
The Bank of New Glarus's composite health score
Tier 1 Capital Ratio (10.94%) 28/40
Return on Assets (ROA) (1.36%) 20/25
Texas Ratio (15.07%) 10/20
Efficiency Ratio (57.72%) 12/15
70 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$636M
Customer-funded liabilities
Net Loans
$610M
Outstanding loan book
Net Income
$11M
Bottom-line earnings
Capital adequacy vs federal thresholds
Where The Bank of New Glarus ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. The Bank of New Glarus's score of 70/100 falls in the highlighted band.
The Bank of New Glarus's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). The Bank of New Glarus's $813M falls in the highlighted band.
Safety metrics
Tier 1 capital ratio
Well-capitalized 10%
10.94% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
10.94%
Texas Ratio
15.07%
Equity Capital
$78M
Profitability metrics
Return on Assets (ROA)
67th percentile nationally
1.36%
Return on Equity (ROE)
14.91%
Efficiency Ratio
57.72%
What the numbers say about The Bank of New Glarus
The Bank of New Glarus is an FDIC-insured institution (Certificate #10378) headquartered in New Glarus, Wisconsin, established in 1893. It holds $813M in total assets - 1,250th of 4,313 FDIC-insured banks, $636M in customer deposits, and $610M in net loans. Looking at capital strength, Tier 1 stands at 10.94%, over the 10% well-capitalized line regulators set, while the Texas Ratio comes in at 15.07%, comfortably below the 50% caution mark. It earns a PlainBankData health grade of B (70/100), a composite of Tier 1 capital, ROA, the Texas Ratio, and efficiency. All of it traces back to the bank's own quarterly FDIC Call Report filing.
Within Wisconsin, The Bank of New Glarus ranks 36th of 155 FDIC-insured banks by asset size -- a mid-sized institution, neither among the state's largest nor its smallest.
Income & expense breakdown
$46M
Interest Income
$7M
Non-Interest Income
$22M
Non-Interest Expense
Asset quality, Texas Ratio detail
The Texas Ratio compares troubled assets to the capital available to absorb losses. The Bank of New Glarus reports a Texas Ratio of 15.07% - within the generally healthy range below the 50% level analysts watch.
Texas Ratio
Caution 50%
15.07% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.
Top banks in Wisconsin by total assets
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) The Bank of New Glarus (FDIC Cert #10378) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other banks in Wisconsin
All Wisconsin banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| Associated Bank, National AssociationGreen Bay | $45.1B | A | 1.10% |
| Nicolet National BankGreen Bay | $9.2B | A | 1.66% |
| Johnson BankRacine | $7.2B | A | 1.07% |
| Town Bank, National AssociationHartland | $4.5B | A | 1.27% |
| Bank First, N.A.Manitowoc | $4.5B | A | 1.64% |
| First Business BankMadison | $4.1B | B | 1.36% |
| John Deere Financial, f.s.b.Middleton | $3.4B | A | 3.87% |
| Lake Ridge BankMiddleton | $3.3B | B | 0.98% |
Frequently asked questions
What is The Bank of New Glarus's health grade?▼
The Bank of New Glarus receives a health grade of B (70/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank shows good financial health with solid capital levels above regulatory minimums.
How large is The Bank of New Glarus?▼
The Bank of New Glarus holds $813M in total assets and $636M in deposits, ranking 1,250th of 4,313 FDIC-insured banks by asset size. It is headquartered in New Glarus, Wisconsin.
Is my money safe at The Bank of New Glarus?▼
Yes, deposits at The Bank of New Glarus (Certificate #10378) are FDIC-insured up to $250,000 per depositor, per ownership category, regardless of health grade.
What is The Bank of New Glarus's Tier 1 Capital Ratio?▼
The Bank of New Glarus has a Tier 1 Capital Ratio of 10.94%. This exceeds the 10% threshold for "well-capitalized" status under federal banking regulations.
What is the Texas Ratio for The Bank of New Glarus?▼
The Bank of New Glarus has a Texas Ratio of 15.07%. A ratio below 50% is generally considered healthy. The Texas Ratio measures non-performing loans against equity and reserves, a higher ratio signals greater exposure to loan losses.
How efficient is The Bank of New Glarus?▼
The Bank of New Glarus has an Efficiency Ratio of 57.72%. Below 60% is considered efficient, the bank converts a strong share of revenue into profit. This metric compares non-interest expenses to total revenue.
What to do with this
How to read The Bank of New Glarus's profile as a depositor or analyst.
- The Bank of New Glarus's grade reflects capital, profitability, and asset quality, read the four pillars before drawing conclusions. How grades work
- Compare The Bank of New Glarus against other Wisconsin banks before moving funds. Wisconsin banks
Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions. Verify the latest figures at the FDIC BankFind Suite.
Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. Informational only, not professional advice; consult a qualified professional before acting on it. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.
Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.