FDIC Cert #58263 · New York, New York · Est. 2007

Global Bank - FDIC Bank Health Profile

A community-scale look at Global Bank's own numbers, pulled straight from its quarterly FDIC Call Report.

$273M
Total assets
C
Health grade · Fair
0.52%
Return on assets
13.4%
Tier 1 capital

Data updated July 2026

The verdict

Global Bank earns a PlainBankData health grade of C (59/100), with well-capitalized at 13.37% Tier 1, 0.52% ROA, 81% efficiency ratio.

#2,633
largest of 4,313 FDIC banks by assets
39th
percentile by asset size, nationally
13.37%
Tier 1 ratio - above the 10% well-capitalized line
17th
percentile for profitability (ROA), nationally

The grade above reflects PlainBankData's own read of the bank's regulatory filings, not an FDIC judgment, deposit coverage stays at $250,000 per depositor, per category, unaffected by it.

FDIC Call Report plate

Cert 58263 · NY C · 59/100

GRADE-C · LOWER-Q · PHOTO-FINISH · TIER1-WELL · TEXAS-HEALTHY · ROA-THIN · SIZE-MID · BOOK-FULL

  • GRADE-C C (59/100)
  • LOWER-Q #3876/4307
  • PHOTO-FINISH American Eagle Bank · IL
  • TIER1-WELL 13.4% Tier 1
  • TEXAS-HEALTHY 28.2% Texas
  • ROA-THIN 0.52% ROA
  • SIZE-MID $100M–1B
  • BOOK-FULL 9/9 fields

Nearest health peer outside New York: American Eagle Bank, IL (±0 health pts)

Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.

Health-score neighbourhood around Global Bank

Lowest and highest poles plus nearest scored peers outside New York, not a full FDIC corpus board reprint.

Morgan Stanley Bank,… · UT ·…100/100American Eagle Bank · IL · n…59/100American Savings Ban… · HI ·…59/100Bank of Marin · CA · near59/100Global Bank · NY · this bank59/100The Millyard Bank · NH · near59/100Tioga-Franklin Savin… · PA ·…0/100
PlainBankData health composite · neighbourhood around Global Bank · July 2026

What Global Bank's Call Report plate shows

Global Bank (FDIC Cert #58263) carries a PlainBankData health grade of C at 59/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #3,876 of 4,307. Tier 1 capital prints at 13.37%, clearing the 10% well-capitalized line. The Texas Ratio is 28.20%, inside the sub-50% band analysts treat as healthy. Return on assets is 0.52%. Balance-sheet scale is $273M, 2,633rd of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is American Eagle Bank (IL), tied on the composite. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.

State failure history around Global Bank

6 FAILURE resolutions in New York since 2000 (5 since 2008)

Global Bank's home state sits in the middle band of post-2000 FAILURE counts (6; 5 since the 2008 crisis window). Recent named resolutions below are Failed Bank List rows for this state only; Global Bank remains an active FDIC-insured reporter.

  • SIGNATURE BANK NEW YORK, NY 2023 → FLAGSTAR BANK, N.A.
  • USA BANK PORT CHESTER, NY 2010 → NEW CENTURY BANK
  • THE PARK AVENUE BANK NEW YORK, NY 2010 → VALLEY NATIONAL BANK

Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and New York banks.

How Global Bank's 59/100 score adds up

Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.

0/100100/100National avg77/10059/100
Global Bank's composite health score
Tier 1 Capital Ratio (13.37%) 35/40
Return on Assets (ROA) (0.52%) 14/25
Texas Ratio (28.20%) 10/20
Efficiency Ratio (80.61%) 0/15

59 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.

Balance sheet at a glance

Total Assets

$273M

Total balance-sheet footings

Total Deposits

$204M

Customer-funded liabilities

Net Loans

$220M

Outstanding loan book

Net Income

$1M

Bottom-line earnings

Capital adequacy vs federal thresholds

0% 3% 6% 9% 12% 15% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 11.97% 13.37% 14.77%
Basel III capital ratios - Global Bank

Where Global Bank ranks

Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Global Bank's score of 59/100 falls in the highlighted band.

Global Bank: health score vs. every FDIC-insured bank

0-100 composite health score, FDIC Call Reports

59 10th percentile higher than 10% of 4,307 FDIC-insured banks

0–10: 3 FDIC-insured banks (0%). Below this entry. 10–20: 6 FDIC-insured banks (0%). Below this entry. 20–30: 26 FDIC-insured banks (1%). Below this entry. 30–40: 36 FDIC-insured banks (1%). Below this entry. 40–50: 98 FDIC-insured banks (2%). Below this entry. 50–60: 279 FDIC-insured banks (6%). This entry sits in this band. 60–70: 777 FDIC-insured banks (18%). Above this entry. 70–80: 1,030 FDIC-insured banks (24%). Above this entry. 80–90: 1,237 FDIC-insured banks (29%). Above this entry. 90–100: 815 FDIC-insured banks (19%). Above this entry. Global Bank 0 100 every FDIC-insured bank with a health score, bucketed by value

Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FDIC Call Reports · July 2026

Global Bank's size among FDIC-insured banks

Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Global Bank's $273M falls in the highlighted band.

Safety ratios for Global Bank

Tier 1 capital ratio
Well-capitalized 10%

13.37% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
13.37%
Texas Ratio
28.20%
Equity Capital
$36M

What these ratios mean →

Profitability metrics: Global Bank

Return on Assets (ROA)
17th percentile nationally
0.52%
Return on Equity (ROE)
3.91%
Efficiency Ratio
80.61%

What these mean →

Income & expense at Global Bank

$17M
Interest Income
$503K
Non-Interest Income
$8M
Non-Interest Expense

Asset quality, Texas Ratio detail

The Texas Ratio compares troubled assets to the capital available to absorb losses. Global Bank reports a Texas Ratio of 28.20% - within the generally healthy range below the 50% level analysts watch.

Texas Ratio
Caution 50%

28.20% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.

FDIC Failed Bank List → View Global Bank on FDIC BankFind →

Top banks in New York by total assets

Largest banks headquartered in New York
  1. 1

    New York, NY · Grade A

  2. 2

    New York, NY · Grade A

  3. 3

    Purchase, NY · Grade A

  4. 4

    Buffalo, NY · Grade A

  5. 5
    Flagstar Bank $87.5B

    Hicksville, NY · Grade D

Top 5 banks in New York ranked by total assets · FDIC Call Report Q4 2025.

Nationwide banks with similar total assets

Nearest other-state banks with ≥$10M assets ($273M here), outside New York so the neighborhood is not state containment.

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Global Bank (FDIC Cert #58263) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

Global Bank Call Report profile · FDIC Failed Bank List · New York FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.

Other banks in New York

All New York banks →
BankAssetsGradeROA
Goldman Sachs Bank USANew York $645.0B A 1.42%
The Bank of New York MellonNew York $381.0B A 1.31%
Morgan Stanley Private Bank, National AssociationPurchase $254.7B A 1.10%
Manufacturers and Traders Trust CompanyBuffalo $212.9B A 1.40%
Flagstar Bank, National AssociationHicksville $87.5B D -0.14%
Bank of ChinaNew York $61.9B F 0.00%
Deutsche Bank Trust Company AmericasNew York $43.0B A 1.86%
State Bank of IndiaNew York $22.6B F 0.00%