Total Assets
—
Total balance-sheet footings
2026 data FDIC sourced Public-data reference.
French-American Banking Corporation (NYIC) — FDIC Bank Health Profile
New York City, New York · Est. 1919. Free, sourced from the FDIC BankFind Suite — refreshed each quarter and cross-checked against the FDIC Call Report.
State chartered Non-deposit trust company FDIC Cert #90846 New York Region
F
Health grade
At Risk
Score: 0/100
Basel III capital ratios — French-American Banking Corporation (NYIC)
Total Deposits
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Customer-funded liabilities
Net Loans
—
Outstanding loan book
Net Income
—
Bottom-line earnings
Safety Metrics
Tier 1 Capital Ratio
Core capital ÷ risk-weighted assets. Well-capitalized: ≥10%
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Texas Ratio
Non-performing loans ÷ equity. Danger zone: >100%
—
Equity Capital
Tangible book value as a capital buffer
—
Profitability Metrics
Return on Assets (ROA)
Net income ÷ assets. Healthy: ≥1%
—
Return on Equity (ROE)
Net income ÷ equity. Industry avg: ~10%
—
Efficiency Ratio
Operating costs ÷ revenue. Efficient: <60%
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FDIC Deposit Insurance
French-American Banking Corporation (NYIC) is FDIC-insured (Certificate #90846). Your deposits are protected up to $250,000 per depositor, per account category regardless of this bank's health grade.
What the Numbers Say About French-American Banking Corporation (NYIC)
French-American Banking Corporation (NYIC) is an FDIC-insured institution (Certificate #90846) headquartered in New York City, New York, established in 1919. The bank currently holds — in total assets and — in customer deposits, with — deployed as loans. It operates as a State chartered (Non-deposit trust company) within the FDIC New York region. These figures come directly from the bank's quarterly FDIC Call Report and reflect the balance sheet as of the latest regulatory filing.
On safety metrics, French-American Banking Corporation (NYIC) reports a Tier 1 Capital Ratio of — and a Texas Ratio of —. Equity capital stands at —, serving as the tangible buffer against loan losses. On profitability, the bank posted a Return on Assets of — and a Return on Equity of —, with an Efficiency Ratio of —. The combined picture yields a PlainBankData health grade of F (0/100), a composite score that blends all four dimensions.
Not financial advice. This page summarizes public FDIC Call Report data for informational purposes only. Health grades are our interpretation of regulatory filings and are not official FDIC ratings, endorsements, or predictions. Regardless of grade, every dollar on deposit at French-American Banking Corporation (NYIC) is protected by FDIC insurance up to $250,000 per depositor, per ownership category — even if the bank were to fail. For decisions about where to hold deposits, consult a qualified financial professional and verify the latest figures directly at the FDIC's BankFind Suite.
Top 5 banks in New York by total assets
Source: FDIC BankFind Suite — Call Report (FFIEC 031/041) + CRA performance data French-American Banking Corporation (NYIC) (FDIC Cert #90846) — Tier 1 capital ratio, total assets, deposits, CRA rating · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other Banks in New York
All New York banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| Goldman Sachs Bank USA New York | $645.0B | B | 1.42% |
| The Bank of New York Mellon New York | $381.0B | B | 1.31% |
| Morgan Stanley Private Bank, National Association Purchase | $254.7B | B | 1.10% |
| Manufacturers and Traders Trust Company Buffalo | $212.9B | B | 1.40% |
| Flagstar Bank, National Association Hicksville | $87.5B | D | -0.14% |
| Bank of China New York | $61.9B | F | 0.00% |
| Deutsche Bank Trust Company Americas New York | $43.0B | A | 1.86% |
| State Bank of India New York | $22.6B | F | 0.00% |
Frequently Asked Questions
What is French-American Banking Corporation (NYIC)'s health grade? ▼
French-American Banking Corporation (NYIC) receives a health grade of F (0/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank has significant financial challenges. All deposits remain FDIC-insured up to $250,000.
Is my money safe at French-American Banking Corporation (NYIC)? ▼
Yes. French-American Banking Corporation (NYIC) is FDIC-insured (Certificate #90846). Your deposits are protected up to $250,000 per depositor, per account category, regardless of the bank's health grade. If a bank fails, the FDIC typically makes insured deposits available within one business day.
Bank Safety Guides
Related Data Sources
Data from the FDIC BankFind Suite API. Financial data as of Q4 2025.
Related
Data sourced from official U.S. government datasets. See our methodology for details. Retrieved and formatted by PlainBankData Editorial
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the FDIC BankFind Suite. Consult a qualified professional before making decisions based on this data.
Read our methodology — how this data is sourced, computed, and verified.