FDIC Cert #90846 · New York City, New York · Est. 1919

French-American Banking Corporation (NYIC) - FDIC Bank Health Profile

A community-scale look at French-American Banking Corporation (NYIC)'s own numbers, pulled straight from its quarterly FDIC Call Report.

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Total assets
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Health grade · Unrated
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Return on assets
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Tier 1 capital

Data updated July 2026

The verdict

French-American Banking Corporation (NYIC) earns a PlainBankData health grade of N/A from its FDIC Call Report.

PlainBankData assigns this grade from public Call Report data; it isn't an official FDIC rating, and your deposits remain insured to $250,000 per depositor, per ownership category no matter the score.

Balance sheet at a glance

Total Assets

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Total balance-sheet footings

Total Deposits

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Customer-funded liabilities

Net Loans

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Outstanding loan book

Net Income

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Bottom-line earnings

Safety metrics

Tier 1 Capital Ratio
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Texas Ratio
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Equity Capital
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What these ratios mean →

Profitability metrics

Return on Assets (ROA)
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Return on Equity (ROE)
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Efficiency Ratio
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What these mean →

What the numbers say about French-American Banking Corporation (NYIC)

French-American Banking Corporation (NYIC) is an FDIC-insured institution (Certificate #90846) headquartered in New York City, New York, established in 1919. It holds - in total assets, - in customer deposits, and - in net loans. This bank has not yet filed a Call Report with capital-ratio detail (common for a recently chartered institution), so a safety assessment isn't available yet. PlainBankData does not assign a health grade without sufficient Call Report data. All of it traces back to the bank's own quarterly FDIC Call Report filing.

FDIC Failed Bank List → View French-American Banking Corporation (NYIC) on FDIC BankFind →

Top banks in New York by total assets

Largest banks headquartered in New York
  1. 1

    New York, NY · Grade A

  2. 2

    New York, NY · Grade A

  3. 3

    Purchase, NY · Grade A

  4. 4

    Buffalo, NY · Grade A

  5. 5
    Flagstar Bank $87.5B

    Hicksville, NY · Grade D

Top 5 banks in New York ranked by total assets · FDIC Call Report Q4 2025.

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) French-American Banking Corporation (NYIC) (FDIC Cert #90846) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

Other banks in New York

All New York banks →
BankAssetsGradeROA
Goldman Sachs Bank USANew York $645.0B A 1.42%
The Bank of New York MellonNew York $381.0B A 1.31%
Morgan Stanley Private Bank, National AssociationPurchase $254.7B A 1.10%
Manufacturers and Traders Trust CompanyBuffalo $212.9B A 1.40%
Flagstar Bank, National AssociationHicksville $87.5B D -0.14%
Bank of ChinaNew York $61.9B F 0.00%
Deutsche Bank Trust Company AmericasNew York $43.0B A 1.86%
State Bank of IndiaNew York $22.6B F 0.00%

Frequently asked questions

Is my money safe at French-American Banking Corporation (NYIC)?
Yes, deposits at French-American Banking Corporation (NYIC) (Certificate #90846) are FDIC-insured up to $250,000 per depositor, per ownership category, regardless of health grade.

What to do with this

How to read French-American Banking Corporation (NYIC)'s profile as a depositor or analyst.

  • French-American Banking Corporation (NYIC)'s grade reflects capital, profitability, and asset quality, read the four pillars before drawing conclusions. How grades work
  • Compare French-American Banking Corporation (NYIC) against other New York banks before moving funds. New York banks

Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions. Verify the latest figures at the FDIC BankFind Suite.

Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. Informational only, not professional advice; consult a qualified professional before acting on it. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.

Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.