FDIC Cert #57203 · Wilmington, Delaware · Est. 2001

Barclays Bank Delaware - FDIC Bank Health Profile

One of the largest FDIC-insured institutions in the country, drawn straight from its quarterly Call Report to BankFind Suite.

Compiled from official public sources by the publisher.
$47.6B
Total assets
B
Health grade · Good
0.87%
Return on assets
13.6%
Tier 1 capital

Data updated July 2026

The verdict

Barclays Bank Delaware earns a PlainBankData health grade of B (73/100), with well-capitalized at 13.63% Tier 1, 0.87% ROA, 65% efficiency ratio.

#51
largest of 4,313 FDIC banks by assets
99th
percentile by asset size, nationally
13.63%
Tier 1 ratio - above the 10% well-capitalized line
34th
percentile for profitability (ROA), nationally

This grade is PlainBankData's own interpretation of the bank's Call Report, not an FDIC rating, deposits here stay federally insured to $250,000 per depositor, per category, regardless of grade.

FDIC Call Report plate

Cert 57203 · DE B · 73/100

GRADE-B · MID-PACK · PHOTO-FINISH · TIER1-WELL · TEXAS-CLEAN · ROA-PAR · SIZE-LARGE · BOOK-FULL

  • GRADE-B B (73/100)
  • MID-PACK #2688/4307
  • PHOTO-FINISH BNC National Bank · AZ
  • TIER1-WELL 13.6% Tier 1
  • TEXAS-CLEAN 6.9% Texas
  • ROA-PAR 0.87% ROA
  • SIZE-LARGE $10–100B
  • BOOK-FULL 9/9 fields

Nearest health peer outside Delaware: BNC National Bank, AZ (±0 health pts)

Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.

Health-score neighbourhood around Barclays Bank Delaware

Lowest and highest poles plus nearest scored peers outside Delaware, not a full FDIC corpus board reprint.

Morgan Stanley Bank,… · UT ·…100/100Barclays Bank Delaware · DE …73/100BNC National Bank · AZ · near73/100Citizens Bank & Trust · AL ·…73/100Homeland Community B… · TN ·…73/100Story Bank DBA Story… · MS ·…73/100Tioga-Franklin Savin… · PA ·…0/100
PlainBankData health composite · neighbourhood around Barclays Bank Delaware · July 2026

Plate reading for Barclays Bank Delaware where failures stay rare

Barclays Bank Delaware (FDIC Cert #57203) carries a PlainBankData health grade of B at 73/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #2,688 of 4,307. Tier 1 capital prints at 13.63%, clearing the 10% well-capitalized line. The Texas Ratio is 6.86%, inside the sub-50% band analysts treat as healthy. Return on assets is 0.87%. Balance-sheet scale is $47.6B, 51st of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is BNC National Bank (AZ), tied on the composite. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.

State failure history around Barclays Bank Delaware

Zero FAILURE resolutions in Delaware since 2000

Barclays Bank Delaware is headquartered in a state where FDIC FAILURE resolutions have been rare or absent since 2000 (0 of 578 nationwide). That is a historical count of closed institutions, not a forecast for this Call Report sheet.

  • FIRST REPUBLICBANK DELAWARE NEWARK, DE 1988 → CITIBANK DELAWARE

Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Delaware banks.

How Barclays Bank Delaware's 73/100 score adds up

Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.

0/100100/100National avg77/10073/100
Barclays Bank Delaware's composite health score
Tier 1 Capital Ratio (13.63%) 35/40
Return on Assets (ROA) (0.87%) 14/25
Texas Ratio (6.86%) 16/20
Efficiency Ratio (64.66%) 8/15

73 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.

Balance sheet at a glance

Total Assets

$47.6B

Total balance-sheet footings

Total Deposits

$38.1B

Customer-funded liabilities

Net Loans

$33.9B

Outstanding loan book

Net Income

$397M

Bottom-line earnings

Capital adequacy vs federal thresholds

0% 3% 6% 9% 12% 15% 18% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 12.23% 13.63% 15.03%
Basel III capital ratios - Barclays Bank Delaware

Where Barclays Bank Delaware ranks

Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Barclays Bank Delaware's score of 73/100 falls in the highlighted band.

Barclays Bank Delaware: health score vs. every FDIC-insured bank

0-100 composite health score, FDIC Call Reports

73 38th percentile higher than 38% of 4,307 FDIC-insured banks

0–10: 3 FDIC-insured banks (0%). Below this entry. 10–20: 6 FDIC-insured banks (0%). Below this entry. 20–30: 26 FDIC-insured banks (1%). Below this entry. 30–40: 36 FDIC-insured banks (1%). Below this entry. 40–50: 98 FDIC-insured banks (2%). Below this entry. 50–60: 279 FDIC-insured banks (6%). Below this entry. 60–70: 777 FDIC-insured banks (18%). Below this entry. 70–80: 1,030 FDIC-insured banks (24%). This entry sits in this band. 80–90: 1,237 FDIC-insured banks (29%). Above this entry. 90–100: 815 FDIC-insured banks (19%). Above this entry. Barclays Bank Delaware 0 100 every FDIC-insured bank with a health score, bucketed by value

Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FDIC Call Reports · July 2026

Barclays Bank Delaware's size among FDIC-insured banks

Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Barclays Bank Delaware's $47.6B falls in the highlighted band.

Safety metrics: Barclays Bank Delaware

Tier 1 capital ratio
Well-capitalized 10%

13.63% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
13.63%
Texas Ratio
6.86%
Equity Capital
$6.4B

What these ratios mean →

Profitability metrics: Barclays Bank Delaware

Return on Assets (ROA)
34th percentile nationally
0.87%
Return on Equity (ROE)
6.36%
Efficiency Ratio
64.66%

What these mean →

Income & expense at Barclays Bank Delaware

$6.4B
Interest Income
$702M
Non-Interest Income
$3.6B
Non-Interest Expense

Asset quality, Texas Ratio detail

The Texas Ratio compares troubled assets to the capital available to absorb losses. Barclays Bank Delaware reports a Texas Ratio of 6.86% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.

Texas Ratio
Caution 50%

6.86% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.

FDIC Failed Bank List → View Barclays Bank Delaware on FDIC BankFind →

Top banks in Delaware by total assets

Largest banks headquartered in Delaware
  1. 1
    PNC Bank $568.3B

    Wilmington, DE · Grade A

  2. 2
    TD Bank $346.2B

    Wilmington, DE · Grade A

  3. 3
    Santander Bank $104.1B

    Wilmington, DE · Grade A

  4. 4
    Barclays Bank Delaware $47.6B

    Wilmington, DE · Grade B

  5. 5
    TD Bank USA $34.6B

    Wilmington, DE · Grade A

Top 5 banks in Delaware ranked by total assets · FDIC Call Report Q4 2025.

National size peers: banks closest to Barclays Bank Delaware by assets

Barclays Bank Delaware is closely matched in total assets by SoFi Bank, EverBank, First National Bank of Pennsylvania, Associated Bank across 5 states -- its real national peer set, not just banks sharing a home state. Within that asset-matched cohort, the average ROA is 1.27%, versus Barclays Bank Delaware's own 0.87%; the average efficiency ratio is 55.71%, versus 64.66% here; and average Tier 1 capital sits at 12.78%, versus 13.63% at Barclays Bank Delaware. At this asset scale, banks are best benchmarked against one another by balance-sheet composition and capital discipline, not by shared geography.

At $47.6B in assets, Barclays Bank Delaware has crossed the $10 billion threshold at which the CFPB takes over direct supervision for consumer-protection compliance under Dodd-Frank Act Section 1025, rather than leaving that oversight solely to the bank's primary prudential regulator.

Closest banks to Barclays Bank Delaware nationally by total assets
  1. 1
    SoFi Bank $46.6B

    Cottonwood Heights, UT · Grade A

  2. 2
    EverBank $46.0B

    Jacksonville, FL · Grade B

  3. 3
    First National Bank of Pennsylvania $50.0B

    Greenville, PA · Grade A

  4. 4
    Associated Bank $45.1B

    Green Bay, WI · Grade A

  5. 5
    Raymond James Bank $43.4B

    Saint Petersburg, FL · Grade A

  6. 6
    BOKF $52.0B

    Tulsa, OK · Grade A

Six FDIC-insured banks nearest in total assets nationwide, regardless of state.

Head-to-head against the six closest national size peers, same FDIC Call Report vintage.
BankStateAssetsROAEfficiencyTier 1
Barclays Bank Delaware (this bank) DE $47.6B 0.87% 64.66% 13.63%
SoFi Bank, National Association UT $46.6B 1.96% 68.09% 16.44%
EverBank, National Association FL $46.0B 0.72% 56.37% 12.37%
First National Bank of Pennsylvania PA $50.0B 1.29% 51.65% 11.37%
Associated Bank, National Association WI $45.1B 1.10% 56.64% 10.52%
Raymond James Bank FL $43.4B 1.47% 37.33% 13.95%
BOKF, National Association OK $52.0B 1.10% 64.16% 12.02%

Nationwide banks with similar total assets

Nearest other-state banks with ≥$10M assets ($47.6B here), outside Delaware so the neighborhood is not state containment.

SoFi Bank $46.6B · UT EverBank $46.0B · FL First National Bank of Pennsylvania $50.0B · PA Associated Bank $45.1B · WI

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Barclays Bank Delaware (FDIC Cert #57203) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

Barclays Bank Delaware Call Report profile · FDIC Failed Bank List · Delaware FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.

Other banks in Delaware

All Delaware banks →
BankAssetsGradeROA
PNC Bank, National AssociationWilmington $568.3B A 1.30%
TD Bank, National AssociationWilmington $346.2B A 0.54%
Santander Bank, N.A.Wilmington $104.1B A 1.36%
TD Bank USA, National AssociationWilmington $34.6B A 1.16%
Wilmington Savings Fund Society, FSBWilmington $21.2B A 1.43%
Comenity BankWilmington $7.8B A 4.91%
Wilmington Trust, National AssociationWilmington $773M A 7.95%
Artisans' BankWilmington $715M C 0.48%