FDIC Cert #17123 · Wilmington, Delaware · Est. 1861

Artisans' Bank - FDIC Bank Health Profile

A community-scale look at Artisans' Bank's own numbers, pulled straight from its quarterly FDIC Call Report.

Compiled from official public sources by the publisher.
$715M
Total assets
C
Health grade · Fair
0.48%
Return on assets
12.9%
Tier 1 capital

Data updated July 2026

The verdict

Artisans' Bank earns a PlainBankData health grade of C (62/100), with well-capitalized at 12.92% Tier 1, 0.48% ROA, 82% efficiency ratio.

#1,364
largest of 4,313 FDIC banks by assets
68th
percentile by asset size, nationally
12.92%
Tier 1 ratio - above the 10% well-capitalized line
15th
percentile for profitability (ROA), nationally

PlainBankData assigns this grade from public Call Report data; it isn't an official FDIC rating, and your deposits remain insured to $250,000 per depositor, per ownership category no matter the score.

FDIC Call Report plate

Cert 17123 · DE C · 62/100

GRADE-C · LOWER-Q · PHOTO-FINISH · TIER1-WELL · TEXAS-CLEAN · ROA-THIN · SIZE-MID · BOOK-FULL

  • GRADE-C C (62/100)
  • LOWER-Q #3637/4307
  • PHOTO-FINISH Meredith Village Sav… · NH
  • TIER1-WELL 12.9% Tier 1
  • TEXAS-CLEAN 2.0% Texas
  • ROA-THIN 0.48% ROA
  • SIZE-MID $100M–1B
  • BOOK-FULL 9/9 fields

Nearest health peer outside Delaware: Meredith Village Savings Bank, NH (±0 health pts)

Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.

Health-score neighbourhood around Artisans' Bank

Lowest and highest poles plus nearest scored peers outside Delaware, not a full FDIC corpus board reprint.

Morgan Stanley Bank,… · UT ·…100/100Artisans' Bank · DE · this b…62/100Defiance State Bank · IA · n…62/100First Arkansas Bank… · AR · …62/100Meredith Village Sav… · NH ·…62/100South Story Bank & T… · IA ·…62/100Tioga-Franklin Savin… · PA ·…0/100
PlainBankData health composite · neighbourhood around Artisans' Bank · July 2026

Plate reading for Artisans' Bank where failures stay rare

Artisans' Bank (FDIC Cert #17123) carries a PlainBankData health grade of C at 62/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #3,637 of 4,307. Tier 1 capital prints at 12.92%, clearing the 10% well-capitalized line. The Texas Ratio is 1.98%, inside the sub-50% band analysts treat as healthy. Return on assets is 0.48%. Balance-sheet scale is $715M, 1,364th of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is Meredith Village Savings Bank (NH), tied on the composite. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.

State failure history around Artisans' Bank

Zero FAILURE resolutions in Delaware since 2000

Artisans' Bank is headquartered in a state where FDIC FAILURE resolutions have been rare or absent since 2000 (0 of 578 nationwide). That is a historical count of closed institutions, not a forecast for this Call Report sheet.

  • FIRST REPUBLICBANK DELAWARE NEWARK, DE 1988 → CITIBANK DELAWARE

Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Delaware banks.

How Artisans' Bank's 62/100 score adds up

Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.

0/100100/100National avg77/10062/100
Artisans' Bank's composite health score
Tier 1 Capital Ratio (12.92%) 35/40
Return on Assets (ROA) (0.48%) 7/25
Texas Ratio (1.98%) 20/20
Efficiency Ratio (81.67%) 0/15

62 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.

Balance sheet at a glance

Total Assets

$715M

Total balance-sheet footings

Total Deposits

$640M

Customer-funded liabilities

Net Loans

$510M

Outstanding loan book

Net Income

$3M

Bottom-line earnings

Capital adequacy vs federal thresholds

0% 3% 6% 9% 12% 15% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 11.52% 12.92% 14.32%
Basel III capital ratios - Artisans' Bank

Where Artisans' Bank ranks

Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Artisans' Bank's score of 62/100 falls in the highlighted band.

Artisans' Bank: health score vs. every FDIC-insured bank

0-100 composite health score, FDIC Call Reports

62 16th percentile higher than 16% of 4,307 FDIC-insured banks

0–10: 3 FDIC-insured banks (0%). Below this entry. 10–20: 6 FDIC-insured banks (0%). Below this entry. 20–30: 26 FDIC-insured banks (1%). Below this entry. 30–40: 36 FDIC-insured banks (1%). Below this entry. 40–50: 98 FDIC-insured banks (2%). Below this entry. 50–60: 279 FDIC-insured banks (6%). Below this entry. 60–70: 777 FDIC-insured banks (18%). This entry sits in this band. 70–80: 1,030 FDIC-insured banks (24%). Above this entry. 80–90: 1,237 FDIC-insured banks (29%). Above this entry. 90–100: 815 FDIC-insured banks (19%). Above this entry. Artisans' Bank 0 100 every FDIC-insured bank with a health score, bucketed by value

Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FDIC Call Reports · July 2026

Artisans' Bank's size among FDIC-insured banks

Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Artisans' Bank's $715M falls in the highlighted band.

Safety metrics: Artisans' Bank

Tier 1 capital ratio
Well-capitalized 10%

12.92% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
12.92%
Texas Ratio
1.98%
Equity Capital
$67M

What these ratios mean →

Profitability metrics: Artisans' Bank

Return on Assets (ROA)
15th percentile nationally
0.48%
Return on Equity (ROE)
5.34%
Efficiency Ratio
81.67%

What these mean →

Income & expense at Artisans' Bank

$34M
Interest Income
$3M
Non-Interest Income
$20M
Non-Interest Expense

Asset quality, Texas Ratio detail

The Texas Ratio compares troubled assets to the capital available to absorb losses. Artisans' Bank reports a Texas Ratio of 1.98% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.

Texas Ratio
Caution 50%

1.98% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.

FDIC Failed Bank List → View Artisans' Bank on FDIC BankFind →

Top banks in Delaware by total assets

Largest banks headquartered in Delaware
  1. 1
    PNC Bank $568.3B

    Wilmington, DE · Grade A

  2. 2
    TD Bank $346.2B

    Wilmington, DE · Grade A

  3. 3
    Santander Bank $104.1B

    Wilmington, DE · Grade A

  4. 4
    Barclays Bank Delaware $47.6B

    Wilmington, DE · Grade B

  5. 5
    TD Bank USA $34.6B

    Wilmington, DE · Grade A

Top 5 banks in Delaware ranked by total assets · FDIC Call Report Q4 2025.

Nationwide banks with similar total assets

Nearest other-state banks with ≥$10M assets ($715M here), outside Delaware so the neighborhood is not state containment.

The Queenstown Bank of Maryland $715M · MD Southwest Bank $716M · TX FNB SOUTH $714M · GA Hickory Point Bank and Trust $713M · IL

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Artisans' Bank (FDIC Cert #17123) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

Artisans' Bank Call Report profile · FDIC Failed Bank List · Delaware FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.

Other banks in Delaware

All Delaware banks →
BankAssetsGradeROA
PNC Bank, National AssociationWilmington $568.3B A 1.30%
TD Bank, National AssociationWilmington $346.2B A 0.54%
Santander Bank, N.A.Wilmington $104.1B A 1.36%
Barclays Bank DelawareWilmington $47.6B B 0.87%
TD Bank USA, National AssociationWilmington $34.6B A 1.16%
Wilmington Savings Fund Society, FSBWilmington $21.2B A 1.43%
Comenity BankWilmington $7.8B A 4.91%
Wilmington Trust, National AssociationWilmington $773M A 7.95%