State directory · VA

Virginia Banks

Every FDIC-insured bank headquartered in Virginia, with health grades, capital, and profitability from the quarterly FDIC Call Report.

Compiled from official source data by PlainBankData Editorial
56
FDIC banks
77/100
Avg health score
$981.6B
Total assets
5
Failures since 2000

Data updated July 2026

The state picture

Virginia's 56 FDIC banks hold $981.6B in assets and average 77/100 on health - 86% earn an A or B grade.

56
FDIC-insured banks
86%
grade A or B (48 banks)
$658.5B
largest - Capital One
5
failures since 2000

Figures from public FDIC Call Reports. A lower grade does not mean your money is at risk, deposits are FDIC-insured to $250,000 per depositor, per category, at every bank here.

For context: Virginia's average health score of 77/100 is about the same as the 77/100 national average across all FDIC-insured banks PlainBankData tracks.

Health grade distribution

A
26
46% of banks
B
22
39% of banks
C
6
11% of banks
D
2
4% of banks
F
0
0% of banks

Largest banks in Virginia

Top 10 Virginia banks by total assets
  1. 1
    Capital One $658.5B

    Mclean, VA · Grade B

  2. 2
    HSBC Bank USA $165.3B

    Tysons, VA · Grade A

  3. 3
    Atlantic Union Bank $37.5B

    Richmond City, VA · Grade A

  4. 4
    United Bank $33.5B

    Fairfax, VA · Grade A

  5. 5
    TowneBank $19.7B

    Portsmouth, VA · Grade B

  6. 6
    Burke & Herbert Bank & Trust Company $7.9B

    Alexandria, VA · Grade A

  7. 7
    Carter Bank & Trust $4.8B

    Martinsville, VA · Grade D

  8. 8
    The First Bank and Trust Company $4.2B

    Lebanon, VA · Grade A

  9. 9
    Primis Bank $4.0B

    Tappahannock, VA · Grade B

  10. 10
    First Community Bank $3.2B

    Bluefield, VA · Grade A

Top 10 of 56 Virginia banks · FDIC Call Report Q4 2025.

Virginia banks by health grade

0 5 10 15 20 25 30 A B C D F 26 22 6 2 0

How Virginia compares nationally

Virginia ranks #22 of 55 states and territories by average bank health score - better than 61% of them.

States grouped by average health score

All 56 Virginia banks

Bank Assets Grade
Capital One, National Association $658.5B B
HSBC Bank USA, National Association $165.3B A
Atlantic Union Bank $37.5B A
United Bank $33.5B A
TowneBank $19.7B B
Burke & Herbert Bank & Trust Company $7.9B A
Carter Bank & Trust $4.8B D
The First Bank and Trust Company $4.2B A
Primis Bank $4.0B B
First Community Bank $3.2B A
Citizens and Farmers Bank $2.7B A
Blue Ridge Bank, National Association $2.4B B
John Marshall Bank $2.3B A
FVCbank $2.3B A
MainStreet Bank $2.2B B
First Bank $2.0B B
Bank Of Clarke $1.9B B
The National Bank of Blacksburg $1.8B A
Chain Bridge Bank, National Association $1.8B A
Chesapeake Bank $1.7B B
Virginia National Bank $1.6B A
Old Dominion National Bank $1.6B B
Farmers & Merchants Bank $1.4B B
Benchmark Community Bank $1.4B A
SKYLINE NATIONAL BANK $1.3B B
Trustar Bank $1.2B B
The Freedom Bank of Virginia $1.1B C
First National Bank $1.1B A
Bank of the James $1.0B B
Bank of Botetourt $926M B
New Peoples Bank, Inc. $910M A
Oak View National Bank $878M A
TruPoint Bank $696M C
The Bank of Southside Virginia $651M A
The Bank of Marion $614M A
Citizens Bank and Trust Company $578M A
Powell Valley National Bank $518M B
Select Bank $513M B
First Sentinel Bank $404M B
The Farmers Bank of Appomattox $366M A
Legacy Bank $364M B
Pioneer Bank $354M A
Locus Bank, Inc. $344M A
Lee Bank and Trust Company $262M A
New Horizon Bank, National Association $251M C
The Bank of Charlotte County $228M A
CornerStone Bank $225M B
Highlands Community Bank $190M C
Farmers and Miners Bank $185M A
Movement Bank $154M C
Community Bankers' Bank $129M B
Integrity Bank for Business $98M B
Miners Exchange Bank $95M C
Farmers & Merchants Bank of Craig County $93M A
The Blue Grass Valley Bank $63M D
Martinsville First Savings Bank $32M B

How to read the Virginia bank directory

This page lists every FDIC-insured bank with a primary regulatory address in Virginia. Both state-chartered and nationally-chartered banks appear when the FDIC institution directory places their headquarters here. Branch locations, ATM networks, and credit unions are not in scope, this is a headquarters-anchored view. The 56 institutions shown reflect the most recent quarterly FDIC release.

Health grade interpretation

Each bank's letter grade (A–F) is computed from four FDIC-reported metrics: Tier 1 capital ratio, return on assets, the Texas Ratio (non-performing assets ÷ tangible capital), and the efficiency ratio. Across Virginia, 48 institutions (86%) sit in the A or B band, while 2 (4%) fall in the D or F band. The C cluster, the broad middle, typically captures roughly half of any state's banks and is not a warning signal on its own.

When failures matter

Since 2000, 5 banks headquartered in Virginia have failed. Every depositor was made whole up to the standard FDIC ceiling ($250,000 per depositor, per ownership category, per institution). Failures cluster around macro events (the 2008–2010 wave, the 2023 regional-bank stress) rather than steady attrition, so a clean recent record reflects the absence of a triggering shock more than guaranteed safety. The "Under Stress" ranking is more forward-looking, because it scores current capital and credit-loss capacity.

Sources, refresh cadence, and corrections

Every figure derives from the FDIC Quarterly Banking Profile and the FDIC Institution Directory, both public-domain. We re-pull on the FDIC's schedule (quarterly release plus monthly directory deltas for mergers and closures). Asset and capital figures are reported as of the most recent quarter-end and lag the calendar by ~90 days, the FDIC's reporting lag, not ours.

Using the Virginia directory

Three ways to put this state view to work.

Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings.

Data compiled from the Federal Deposit Insurance Corporation (FDIC) (FDIC Quarterly Banking Profile, Institution Directory, Failed Bank List). See our methodology for the full pipeline and source vintage.

Retrieved and compiled by PlainBankData Editorial from FDIC Call Report (FFIEC 031/041) filings, Q4 2025.

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Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. This page draws directly on FDIC federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.

Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.