FDIC Cert #9507 · Marion, Virginia · Est. 1874

The Bank of Marion - FDIC Bank Health Profile

A community-scale look at The Bank of Marion's own numbers, pulled straight from its quarterly FDIC Call Report.

Compiled from official public sources by the publisher.
$614M
Total assets
A
Health grade · Excellent
1.27%
Return on assets
18.0%
Tier 1 capital

Data updated July 2026

The verdict

The Bank of Marion earns a PlainBankData health grade of A (84/100), with well-capitalized at 17.99% Tier 1, profitable at 1.27% ROA, 65% efficiency ratio.

#1,546
largest of 4,313 FDIC banks by assets
64th
percentile by asset size, nationally
17.99%
Tier 1 ratio - above the 10% well-capitalized line
62nd
percentile for profitability (ROA), nationally

This grade is PlainBankData's own interpretation of the bank's Call Report, not an FDIC rating, deposits here stay federally insured to $250,000 per depositor, per category, regardless of grade.

FDIC Call Report plate

Cert 9507 · VA A · 84/100

GRADE-A · MID-PACK · PHOTO-FINISH · TIER1-WELL · TEXAS-CLEAN · ROA-STRONG · SIZE-MID · BOOK-FULL

  • GRADE-A A (84/100)
  • MID-PACK #1434/4307
  • PHOTO-FINISH Farmers & Merchants… · OH
  • TIER1-WELL 18.0% Tier 1
  • TEXAS-CLEAN 12.7% Texas
  • ROA-STRONG 1.27% ROA
  • SIZE-MID $100M–1B
  • BOOK-FULL 9/9 fields

Nearest health peer outside Virginia: Farmers & Merchants Bank, OH (±0 health pts)

Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.

Health-score neighbourhood around The Bank of Marion

Lowest and highest poles plus nearest scored peers outside Virginia, not a full FDIC corpus board reprint.

Morgan Stanley Bank,… · UT ·…100/100Alden State Bank · NY · near84/100Commercial Bank · KY · near84/100Farmers & Merchants… · OH · …84/100Home State Bank · MN · near84/100The Bank of Marion · VA · th…84/100Tioga-Franklin Savin… · PA ·…0/100
PlainBankData health composite · neighbourhood around The Bank of Marion · July 2026

What The Bank of Marion's Call Report plate shows

The Bank of Marion (FDIC Cert #9507) carries a PlainBankData health grade of A at 84/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #1,434 of 4,307. Tier 1 capital prints at 17.99%, clearing the 10% well-capitalized line. The Texas Ratio is 12.67%, inside the sub-50% band analysts treat as healthy. Return on assets is 1.27%. Balance-sheet scale is $614M, 1,546th of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is Farmers & Merchants Bank (OH), tied on the composite. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.

State failure history around The Bank of Marion

5 FAILURE resolutions in Virginia since 2000 (5 since 2008)

The Bank of Marion's home state sits in the middle band of post-2000 FAILURE counts (5; 5 since the 2008 crisis window). Recent named resolutions below are Failed Bank List rows for this state only; The Bank of Marion remains an active FDIC-insured reporter.

  • MILLENNIUM BANK, NATIONAL ASSOCIATION STERLING, VA 2014 → WASHINGTONFIRST BANK
  • BANK OF THE COMMONWEALTH NORFOLK, VA 2011 → SOUTHERN BANK AND TRUST COMPANY
  • VIRGINIA BUSINESS BANK RICHMOND, VA 2011 → XENITH BANK

Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Virginia banks.

How The Bank of Marion's 84/100 score adds up

Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.

0/100100/100National avg77/10084/100
The Bank of Marion's composite health score
Tier 1 Capital Ratio (17.99%) 40/40
Return on Assets (ROA) (1.27%) 20/25
Texas Ratio (12.67%) 16/20
Efficiency Ratio (64.87%) 8/15

84 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.

Balance sheet at a glance

Total Assets

$614M

Total balance-sheet footings

Total Deposits

$548M

Customer-funded liabilities

Net Loans

$414M

Outstanding loan book

Net Income

$8M

Bottom-line earnings

Capital adequacy vs federal thresholds

0% 3% 6% 9% 12% 15% 18% 21% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 16.59% 17.99% 19.39%
Basel III capital ratios - The Bank of Marion

Where The Bank of Marion ranks

Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. The Bank of Marion's score of 84/100 falls in the highlighted band.

The Bank of Marion: health score vs. every FDIC-insured bank

0-100 composite health score, FDIC Call Reports

84 Top 33% higher than 67% of 4,307 FDIC-insured banks

0–10: 3 FDIC-insured banks (0%). Below this entry. 10–20: 6 FDIC-insured banks (0%). Below this entry. 20–30: 26 FDIC-insured banks (1%). Below this entry. 30–40: 36 FDIC-insured banks (1%). Below this entry. 40–50: 98 FDIC-insured banks (2%). Below this entry. 50–60: 279 FDIC-insured banks (6%). Below this entry. 60–70: 777 FDIC-insured banks (18%). Below this entry. 70–80: 1,030 FDIC-insured banks (24%). Below this entry. 80–90: 1,237 FDIC-insured banks (29%). This entry sits in this band. 90–100: 815 FDIC-insured banks (19%). Above this entry. The Bank of Marion 0 100 every FDIC-insured bank with a health score, bucketed by value

Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FDIC Call Reports · July 2026

The Bank of Marion's size among FDIC-insured banks

Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). The Bank of Marion's $614M falls in the highlighted band.

Safety ratios for The Bank of Marion

Tier 1 capital ratio
Well-capitalized 10%

17.99% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
17.99%
Texas Ratio
12.67%
Equity Capital
$54M

What these ratios mean →

Earnings posture at The Bank of Marion

Return on Assets (ROA)
62nd percentile nationally
1.27%
Return on Equity (ROE)
15.30%
Efficiency Ratio
64.87%

What these mean →

Income & expense at The Bank of Marion

$29M
Interest Income
$5M
Non-Interest Income
$18M
Non-Interest Expense

Asset quality, Texas Ratio detail

The Texas Ratio compares troubled assets to the capital available to absorb losses. The Bank of Marion reports a Texas Ratio of 12.67% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.

Texas Ratio
Caution 50%

12.67% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.

FDIC Failed Bank List → View The Bank of Marion on FDIC BankFind →

Top banks in Virginia by total assets

Largest banks headquartered in Virginia
  1. 1
    Capital One $658.5B

    Mclean, VA · Grade B

  2. 2
    HSBC Bank USA $165.3B

    Tysons, VA · Grade A

  3. 3
    Atlantic Union Bank $37.5B

    Richmond City, VA · Grade A

  4. 4
    United Bank $33.5B

    Fairfax, VA · Grade A

  5. 5
    TowneBank $19.7B

    Portsmouth, VA · Grade B

Top 5 banks in Virginia ranked by total assets · FDIC Call Report Q4 2025.

Nationwide banks with similar total assets

Nearest other-state banks with ≥$10M assets ($614M here), outside Virginia so the neighborhood is not state containment.

Andrew Johnson Bank $614M · TN Range Bank $614M · MI First State Bank $614M · AR CS Bank $614M · AR

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) The Bank of Marion (FDIC Cert #9507) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

The Bank of Marion Call Report profile · FDIC Failed Bank List · Virginia FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.

Other banks in Virginia

All Virginia banks →
BankAssetsGradeROA
Capital One, National AssociationMclean $658.5B B 0.55%
HSBC Bank USA, National AssociationTysons $165.3B A 0.92%
Atlantic Union BankRichmond City $37.5B A 0.99%
United BankFairfax $33.5B A 1.50%
TowneBankPortsmouth $19.7B B 0.90%
Burke & Herbert Bank & Trust CompanyAlexandria $7.9B A 1.69%
Carter Bank & TrustMartinsville $4.8B D 0.72%
The First Bank and Trust CompanyLebanon $4.2B A 1.62%