State directory · OK

Oklahoma Banks

Every FDIC-insured bank headquartered in Oklahoma, with health grades, capital, and profitability from the quarterly FDIC Call Report.

172
FDIC banks
76/100
Avg health score
$206.2B
Total assets
8
Failures since 2000

Data updated July 2026

The state picture

Oklahoma's 172 FDIC banks hold $206.2B in assets and average 76/100 on health - 76% earn an A or B grade.

172
FDIC-insured banks
76%
grade A or B (131 banks)
$52.0B
largest - BOKF
8
failures since 2000

Figures from public FDIC Call Reports. A lower grade does not mean your money is at risk, deposits are FDIC-insured to $250,000 per depositor, per category, at every bank here.

For context: Oklahoma's average health score of 76/100 is below the 77/100 national average across all FDIC-insured banks PlainBankData tracks.

Health grade distribution

A
81
47% of banks
B
50
29% of banks
C
33
19% of banks
D
6
3% of banks
F
2
1% of banks

Largest banks in Oklahoma

Top 10 Oklahoma banks by total assets
  1. 1
    BOKF $52.0B

    Tulsa, OK · Grade A

  2. 2
    MidFirst Bank $41.4B

    Oklahoma City, OK · Grade B

  3. 3

    Durant, OK · Grade B

  4. 4
    BancFirst $12.1B

    Oklahoma City, OK · Grade A

  5. 5
    InterBank $5.5B

    Oklahoma City, OK · Grade B

  6. 6
    Stride Bank $4.9B

    Enid, OK · Grade A

  7. 7
    RCB Bank $4.1B

    Claremore, OK · Grade A

  8. 8

    Oklahoma City, OK · Grade B

  9. 9

    Muskogee, OK · Grade A

  10. 10

    Jenks, OK · Grade C

Top 10 of 172 Oklahoma banks · FDIC Call Report Q4 2025.

Oklahoma banks by health grade

0 20 40 60 80 100 A B C D F 81 50 33 6 2

How Oklahoma compares nationally

Oklahoma ranks #26 of 55 states and territories by average bank health score - better than 54% of them.

States grouped by average health score

All 172 Oklahoma banks · Page 1 of 2

Bank Assets Grade
BOKF, National Association $52.0B A
MidFirst Bank $41.4B B
First United Bank and Trust Company $16.3B B
BancFirst $12.1B A
InterBank $5.5B B
Stride Bank, National Association $4.9B A
RCB Bank $4.1B A
First Fidelity Bank $2.9B B
Armstrong Bank $2.7B A
Gateway First Bank $2.0B C
Regent Bank $2.0B B
Mabrey Bank $2.0B B
Bank 7 $2.0B A
Great Plains National Bank $1.9B B
International Bank of Commerce $1.6B A
American Heritage Bank $1.4B A
Sovereign Bank $1.4B B
Liberty National Bank $1.3B A
Blue Sky Bank $1.3B C
First Oklahoma Bank $1.3B C
Firstar Bank $1.1B A
The First National Bank and Trust Co., Chickasha, Oklahoma $1.1B A
Kirkpatrick Bank $1.0B B
Grand Savings Bank $1.0B A
MapleMark Bank $1.0B C
Vision Bank $959M B
First Bank & Trust Co. $948M A
SpiritBank $936M B
First National Bank of Oklahoma $912M A
Security Bank $898M A
First Liberty Bank $851M A
Quail Creek Bank $822M A
F&M Bank $810M A
Valliance Bank $803M A
American Nation Bank $684M A
First National Bank and Trust Company of Ardmore $672M B
Legacy Bank $661M B
Grand Bank $654M A
Prism Bank $645M B
FirstBank $645M B
Alva State Bank & Trust Company $631M A
All America Bank $594M C
Frontier State Bank $588M A
First Bank of Owasso $584M A
Cattlemens Bank $579M C
Panhandle First Bank $569M A
Vast Bank, National Association $565M B
First National Bank & Trust Company of McAlester $564M A
AVB Bank $548M B
First Pryority Bank $524M B
Shamrock Bank, N.A. $486M B
FSNB, National Association $479M A
The Bank, National Association $477M B
FNB Community Bank $475M B
Ameristate Bank $467M D
Bank of Western Oklahoma $463M A
Chickasaw Community Bank $436M C
The City National Bank and Trust Company of Lawton, Oklahoma $435M A
Welch State Bank of Welch, Okla. $434M B
Local Bank $429M C
Exchange Bank and Trust Company $418M B
The Citizens Bank of Edmond $418M C
Watermark Bank $407M A
Anchor D Bank $395M A
Security State Bank of Oklahoma $395M A
The Security National Bank of Enid $390M A
McCurtain County National Bank $383M A
The Community State Bank $380M B
Cowboy Bank $369M A
Bank of Commerce $352M C
The Pauls Valley National Bank $349M C
Frazer Bank $345M B
Citizens Bank of Ada $343M A
Sooner State Bank $331M A
The Bankers Bank $330M B
American Bank and Trust Company $323M B
Citizens Bank and Trust Company of Ardmore $320M A
Patrons Bank, National Association $298M B
The Payne County Bank $295M A
The First National Bank & Trust $294M A
First Bethany Bank & Trust $291M C
The Stock Exchange Bank $290M A
VALOR BANK $287M A
The First Security Bank $285M C
McClain Bank $282M A
The First National Bank and Trust Company of Broken Arrow $278M A
Security State Bank $277M A
Old Glory Bank $257M C
First Security Bank and Trust Company $255M C
The Idabel National Bank $253M B
YNB $249M C
First Bank & Trust Company $245M A
Method Bank $244M C
Bank of Grand Lake $236M A
First Texoma National Bank $218M C
High Plains Bank $212M A
Oklahoma Bank and Trust Company $209M A
The First National Bank and Trust Company of Miami $207M B
First Enterprise Bank $198M F
Triad Bank, National Association $198M B

How to read the Oklahoma bank directory

This page lists every FDIC-insured bank with a primary regulatory address in Oklahoma. Both state-chartered and nationally-chartered banks appear when the FDIC institution directory places their headquarters here. Branch locations, ATM networks, and credit unions are not in scope, this is a headquarters-anchored view. The 172 institutions shown reflect the most recent quarterly FDIC release.

Health grade interpretation

Each bank's letter grade (A–F) is computed from four FDIC-reported metrics: Tier 1 capital ratio, return on assets, the Texas Ratio (non-performing assets ÷ tangible capital), and the efficiency ratio. Across Oklahoma, 131 institutions (76%) sit in the A or B band, while 8 (5%) fall in the D or F band. The C cluster, the broad middle, typically captures roughly half of any state's banks and is not a warning signal on its own.

When failures matter

Since 2000, 8 banks headquartered in Oklahoma have failed. Every depositor was made whole up to the standard FDIC ceiling ($250,000 per depositor, per ownership category, per institution). Failures cluster around macro events (the 2008–2010 wave, the 2023 regional-bank stress) rather than steady attrition, so a clean recent record reflects the absence of a triggering shock more than guaranteed safety. The "Under Stress" ranking is more forward-looking, because it scores current capital and credit-loss capacity.

Sources, refresh cadence, and corrections

Every figure derives from the FDIC Quarterly Banking Profile and the FDIC Institution Directory, both public-domain. We re-pull on the FDIC's schedule (quarterly release plus monthly directory deltas for mergers and closures). Asset and capital figures are reported as of the most recent quarter-end and lag the calendar by ~90 days, the FDIC's reporting lag, not ours.

Using the Oklahoma directory

Three ways to put this state view to work.

Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings.

Data compiled from the Federal Deposit Insurance Corporation (FDIC) (FDIC Quarterly Banking Profile, Institution Directory, Failed Bank List). See our methodology for the full pipeline and source vintage.

Retrieved and compiled by PlainBankData Editorial from FDIC Call Report (FFIEC 031/041) filings, Q4 2025.

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Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. This page draws directly on FDIC federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.

Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.