FDIC Cert #3182 · Tulsa, Oklahoma · Est. 1909

MapleMark Bank - FDIC Bank Health Profile

A community-scale look at MapleMark Bank's own numbers, pulled straight from its quarterly FDIC Call Report.

$1.0B
Total assets
C
Health grade · Fair
0.50%
Return on assets
14.5%
Tier 1 capital

Data updated July 2026

The verdict

MapleMark Bank earns a PlainBankData health grade of C (62/100), with well-capitalized at 14.51% Tier 1, 0.50% ROA, 81% efficiency ratio.

#1,038
largest of 4,313 FDIC banks by assets
76th
percentile by asset size, nationally
14.51%
Tier 1 ratio - above the 10% well-capitalized line
15th
percentile for profitability (ROA), nationally

This grade is PlainBankData's own interpretation of the bank's Call Report, not an FDIC rating, deposits here stay federally insured to $250,000 per depositor, per category, regardless of grade.

How MapleMark Bank's 62/100 score adds up

Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.

MapleMark Bank's composite health score

0/100100/100National avg77/10062/100
MapleMark Bank's composite health score
Tier 1 Capital Ratio (14.51%) 35/40
Return on Assets (ROA) (0.50%) 7/25
Texas Ratio (3.56%) 20/20
Efficiency Ratio (80.83%) 0/15

62 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.

Balance sheet at a glance

Total Assets

$1.0B

Total balance-sheet footings

Total Deposits

$836M

Customer-funded liabilities

Net Loans

$789M

Outstanding loan book

Net Income

$5M

Bottom-line earnings

Capital adequacy vs federal thresholds

0% 3% 6% 9% 12% 15% 18% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 13.11% 14.51% 15.91%
Basel III capital ratios - MapleMark Bank

Where MapleMark Bank ranks

Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. MapleMark Bank's score of 62/100 falls in the highlighted band.

MapleMark Bank's size among FDIC-insured banks

Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). MapleMark Bank's $1.0B falls in the highlighted band.

Safety metrics

Tier 1 capital ratio
Well-capitalized 10%

14.51% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
14.51%
Texas Ratio
3.56%
Equity Capital
$113M

What these ratios mean →

Profitability metrics

Return on Assets (ROA)
15th percentile nationally
0.50%
Return on Equity (ROE)
4.73%
Efficiency Ratio
80.83%

What these mean →

What the numbers say about MapleMark Bank

MapleMark Bank is an FDIC-insured institution (Certificate #3182) headquartered in Tulsa, Oklahoma, established in 1909. It holds $1.0B in total assets - 1,038th of 4,313 FDIC-insured banks, $836M in customer deposits, and $789M in net loans. Capital-wise, the Tier 1 ratio sits at 14.51%, clearing the federal 10% well-capitalized bar; the Texas Ratio reads 3.56%, a healthy figure under the 50% watch level. That combination rolls up into a PlainBankData health grade of C (62 of 100), blending Tier 1 capital, ROA, the Texas Ratio, and efficiency. These figures come directly from the bank's quarterly FDIC Call Report.

MapleMark Bank sits 25th of 172 banks headquartered in Oklahoma by total assets, placing it in the middle tier of the state's banking landscape.

Income & expense breakdown

$65M
Interest Income
$3M
Non-Interest Income
$31M
Non-Interest Expense

Asset quality, Texas Ratio detail

The Texas Ratio compares troubled assets to the capital available to absorb losses. MapleMark Bank reports a Texas Ratio of 3.56% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.

Texas Ratio
Caution 50%

3.56% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.

FDIC Failed Bank List → View MapleMark Bank on FDIC BankFind →

Top banks in Oklahoma by total assets

Largest banks headquartered in Oklahoma
  1. 1
    BOKF $52.0B

    Tulsa, OK · Grade A

  2. 2
    MidFirst Bank $41.4B

    Oklahoma City, OK · Grade B

  3. 3

    Durant, OK · Grade B

  4. 4
    BancFirst $12.1B

    Oklahoma City, OK · Grade A

  5. 5
    InterBank $5.5B

    Oklahoma City, OK · Grade B

Top 5 banks in Oklahoma ranked by total assets · FDIC Call Report Q4 2025.

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) MapleMark Bank (FDIC Cert #3182) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

Other banks in Oklahoma

All Oklahoma banks →
BankAssetsGradeROA
BOKF, National AssociationTulsa $52.0B A 1.10%
MidFirst BankOklahoma City $41.4B B 1.19%
First United Bank and Trust CompanyDurant $16.3B B 0.97%
BancFirstOklahoma City $12.1B A 1.79%
InterBankOklahoma City $5.5B B 3.60%
Stride Bank, National AssociationEnid $4.9B A 2.10%
RCB BankClaremore $4.1B A 1.32%
First Fidelity BankOklahoma City $2.9B B 0.94%

Frequently asked questions

What is MapleMark Bank's health grade?
MapleMark Bank receives a health grade of C (62/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank meets regulatory minimums but has some areas of financial weakness to monitor.
How large is MapleMark Bank?
MapleMark Bank holds $1.0B in total assets and $836M in deposits, ranking 1,038th of 4,313 FDIC-insured banks by asset size. It is headquartered in Tulsa, Oklahoma.
Is my money safe at MapleMark Bank?
Yes, deposits at MapleMark Bank (Certificate #3182) are FDIC-insured up to $250,000 per depositor, per ownership category, regardless of health grade.
What is MapleMark Bank's Tier 1 Capital Ratio?
MapleMark Bank has a Tier 1 Capital Ratio of 14.51%. That clears the federal 10% bar regulators use to call a bank "well-capitalized."
What is the Texas Ratio for MapleMark Bank?
MapleMark Bank has a Texas Ratio of 3.56%. Staying under 50% is the level analysts treat as healthy. The Texas Ratio measures non-performing loans against equity and reserves, a higher ratio signals greater exposure to loan losses.
How efficient is MapleMark Bank?
MapleMark Bank has an Efficiency Ratio of 80.83%. Past the 60% mark, a bigger slice of revenue is absorbed by operating costs. This metric compares non-interest expenses to total revenue.

What to do with this

How to read MapleMark Bank's profile as a depositor or analyst.

  • MapleMark Bank's grade reflects capital, profitability, and asset quality, read the four pillars before drawing conclusions. How grades work
  • Compare MapleMark Bank against other Oklahoma banks before moving funds. Oklahoma banks

Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions. Verify the latest figures at the FDIC BankFind Suite.

Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. Informational only, not professional advice; consult a qualified professional before acting on it. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.

Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.