State directory · NE

Nebraska Banks

Every FDIC-insured bank headquartered in Nebraska, with health grades, capital, and profitability from the quarterly FDIC Call Report.

Compiled from official source data by PlainBankData Editorial
142
FDIC banks
78/100
Avg health score
$114.3B
Total assets
4
Failures since 2000

Data updated July 2026

The state picture

Nebraska's 142 FDIC banks hold $114.3B in assets and average 78/100 on health - 86% earn an A or B grade.

142
FDIC-insured banks
86%
grade A or B (122 banks)
$34.6B
largest - First National Bank of Omaha
4
failures since 2000

Figures from public FDIC Call Reports. A lower grade does not mean your money is at risk, deposits are FDIC-insured to $250,000 per depositor, per category, at every bank here.

For context: Nebraska's average health score of 78/100 is above the 77/100 national average across all FDIC-insured banks PlainBankData tracks.

Health grade distribution

A
69
49% of banks
B
53
37% of banks
C
17
12% of banks
D
3
2% of banks
F
0
0% of banks

Largest banks in Nebraska

Top 10 Nebraska banks by total assets
  1. 1
    First National Bank of Omaha $34.6B

    Omaha, NE · Grade A

  2. 2
    Union Bank and Trust Company $9.1B

    Lincoln, NE · Grade A

  3. 3
    Pinnacle Bank $8.9B

    Lincoln, NE · Grade A

  4. 4
    American National Bank $5.2B

    Omaha, NE · Grade A

  5. 5
    Cornerstone Bank $2.8B

    York, NE · Grade B

  6. 6
    Security First Bank $2.2B

    Lincoln, NE · Grade B

  7. 7
    Five Points Bank $2.1B

    Grand Island, NE · Grade A

  8. 8
    Security National Bank of Omaha $1.7B

    Omaha, NE · Grade A

  9. 9
    Exchange Bank $1.6B

    Kearney, NE · Grade A

  10. 10
    Elkhorn Valley Bank & Trust $1.4B

    Norfolk, NE · Grade A

Top 10 of 142 Nebraska banks · FDIC Call Report Q4 2025.

Nebraska banks by health grade

0 10 20 30 40 50 60 70 A B C D F 69 53 17 3 0

How Nebraska compares nationally

Nebraska ranks #14 of 55 states and territories by average bank health score - better than 76% of them.

States grouped by average health score

All 142 Nebraska banks · Page 2 of 2

Bank Assets Grade
Countryside Bank $117M A
Wahoo State Bank $114M B
First Bank and Trust of Fullerton $111M B
Platte Valley Bank $105M A
Bank of Lindsay $102M C
First Bank and Trust Company $94M B
The First National Bank of Johnson $93M B
Scribner Bank $92M A
Thayer County Bank $90M B
Siouxland Bank $87M A
Bank of Elgin $86M A
Chambers State Bank $86M A
First Bank of Utica $80M B
First State Bank $80M A
Clarkson Bank $79M A
CerescoBank $77M B
Commercial State Bank $75M A
First Tri County Bank $74M D
Nebraska State Bank $71M A
Genoa Community Bank $71M A
American Exchange Bank $70M B
Adams State Bank $70M A
Bank of Clarks $62M C
Generations Bank $62M C
Stanton State Bank $61M B
Cedar Security Bank $60M A
Commercial Bank $60M A
Butte State Bank $58M B
State Bank of Scotia $58M B
Battle Creek State Bank $54M B
The Potter State Bank of Potter $54M B
Tecumseh Federal Bank $53M B
Sidney Federal Savings and Loan Association $51M A
Bank of Prague $46M A
First State Bank $44M C
Bank of Mead $38M B
Corn Growers State Bank $37M B
Citizens State Bank $36M B
Boelus State Bank $23M A
Nebraska State Bank $22M A
Nebraska State Bank $21M C
The Bank of Steinauer $19M C

How to read the Nebraska bank directory

This page lists every FDIC-insured bank with a primary regulatory address in Nebraska. Both state-chartered and nationally-chartered banks appear when the FDIC institution directory places their headquarters here. Branch locations, ATM networks, and credit unions are not in scope, this is a headquarters-anchored view. The 142 institutions shown reflect the most recent quarterly FDIC release.

Health grade interpretation

Each bank's letter grade (A–F) is computed from four FDIC-reported metrics: Tier 1 capital ratio, return on assets, the Texas Ratio (non-performing assets ÷ tangible capital), and the efficiency ratio. Across Nebraska, 122 institutions (86%) sit in the A or B band, while 3 (2%) fall in the D or F band. The C cluster, the broad middle, typically captures roughly half of any state's banks and is not a warning signal on its own.

When failures matter

Since 2000, 4 banks headquartered in Nebraska have failed. Every depositor was made whole up to the standard FDIC ceiling ($250,000 per depositor, per ownership category, per institution). Failures cluster around macro events (the 2008–2010 wave, the 2023 regional-bank stress) rather than steady attrition, so a clean recent record reflects the absence of a triggering shock more than guaranteed safety. The "Under Stress" ranking is more forward-looking, because it scores current capital and credit-loss capacity.

Sources, refresh cadence, and corrections

Every figure derives from the FDIC Quarterly Banking Profile and the FDIC Institution Directory, both public-domain. We re-pull on the FDIC's schedule (quarterly release plus monthly directory deltas for mergers and closures). Asset and capital figures are reported as of the most recent quarter-end and lag the calendar by ~90 days, the FDIC's reporting lag, not ours.

Using the Nebraska directory

Three ways to put this state view to work.

Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings.

Data compiled from the Federal Deposit Insurance Corporation (FDIC) (FDIC Quarterly Banking Profile, Institution Directory, Failed Bank List). See our methodology for the full pipeline and source vintage.

Retrieved and compiled by PlainBankData Editorial from FDIC Call Report (FFIEC 031/041) filings, Q4 2025.

← All US states

Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. This page draws directly on FDIC federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.

Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.