Top 10 US Banks by FDIC-Reported Total Assets
Top US FDIC-insured banks ranked by reported total assets from the current FDIC Call Report dataset.
Research period:
Research question
Among the FDIC-insured banks tracked by PlainBankData, which carry the largest total assets, and how do their deposit bases, equity capital, and FDIC-derived health grades compare across the top of the ranking?
Methodology
This ranking reflects the data currently in our database, sourced from the agency referenced in the citation below and updated automatically as new filings are processed.
Coverage and exclusions: the source agency occasionally suppresses values for confidentiality, small sample size, or quality control, and suppressed rows are excluded from this ranking rather than shown as zero. If the agency later revises a figure, the revised value replaces the old one automatically the next time our data is refreshed.
Data provenance: we pull each release as it becomes available and normalize it into our database; a later release simply supersedes the one before it, so readers never see a mix of old and new figures on the same page.
Comparability across years: when the source agency revises its release schedule, definitions, or coverage, we note the affected years on the methodology page so readers can compare like-with-like rather than across a changed measurement.
Editorial governance: a named editor reviews every ranking page before publication (see the byline above). If an entity disputes a figure attributed to it, corrections are checked against the official source record before any change is made.
Every number on this page can be traced back to its source by following the entity links and the citation below, so independent verification never requires anything beyond the original public source.
See the methodology page for the complete ETL pipeline, source vintage, and column lineage.
Top 10 US Banks by FDIC-Reported Total Assets
Live data: reflects the current dataset
The ranked top 10
Every row below reflects the current 10-record dataset. Reload the page after new data is processed to see the latest values.
| # | Bank | HQ state | Total assets ($) | Total deposits ($) | Health grade |
|---|---|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association | OH | 3,752,662,000 | 2,697,842,000 | A |
| 2 | Bank of America, National Association | NC | 2,636,823,000 | 2,101,968,000 | A |
| 3 | Citibank, National Association | SD | 1,836,436,000 | 1,465,300,000 | A |
| 4 | Wells Fargo Bank, National Association | SD | 1,822,693,000 | 1,483,390,000 | A |
| 5 | U.S. Bank National Association | OH | 676,125,227 | 533,475,213 | A |
| 6 | Capital One, National Association | VA | 658,464,240 | 504,752,862 | B |
| 7 | Goldman Sachs Bank USA | NY | 644,997,000 | 438,331,000 | A |
| 8 | PNC Bank, National Association | DE | 568,338,163 | 450,665,135 | A |
| 9 | Truist Bank | NC | 539,519,000 | 409,427,000 | A |
| 10 | The Bank of New York Mellon | NY | 380,997,000 | 332,433,000 | A |
Source: U.S. Federal Deposit Insurance Corporation, FDIC Institution Directory and Call Report Data. Values reflect the current dataset, refreshed as new filings are processed.
Findings
Top entity in the ranking
The top-ranked record in this dataset is JPMorgan Chase Bank, National Association, with a value of 3,752,662,000 on the Total assets ($) column. The full top-10 set is rendered in the table above. Every value comes directly from the current dataset; no number is hardcoded into this page. When the U.S. Federal Deposit Insurance Corporation publishes a revision, the ranking and the prose around it update automatically.
Distribution shape
The gap between the top-ranked record (3,752,662,000) and the 10th-ranked record (380,997,000) characterizes how concentrated the top of the distribution is. Where the top value is many multiples of the median value of the visible set, the population is highly concentrated, a small number of entities accumulate the bulk of the measured quantity. Where the top and bottom of the visible set are close together, the distribution is relatively flat across the top end. The full distribution beyond this top-10 cut is summarized in the aggregate context section below and explored in the linked entity profiles.
Aggregate context
Across the full population behind this ranking, here are the summary statistics: how many records exist in total, the sum of the ranking metric across all qualifying records, and the mean per-record value. The methodology page documents the exact filter applied (records with null or zero values on the ranking metric are excluded). This aggregate row is computed from the same dataset that powers the ranking above.
Source provenance
The records in this ranking originate from U.S. Federal Deposit Insurance Corporation, specifically the FDIC Institution Directory and Call Report Data. PlainBankData ingests the source vintage published by the agency and keeps this page current, there is no static export carrying stale numbers, and a newly published dataset is reflected here within hours. The methodology page documents the source URL, the vintage date, and the steps applied to prepare the data.
Why this ranking matters
Rankings like this one let a reader scan a population quickly and identify outliers, concentrations, and patterns that warrant deeper investigation. The detail pages linked from each entity in the table above give the full per-entity context: time-series history where available, related metrics from adjacent tables, and links onward to the underlying source records. The methodology page explains how an entity earns inclusion in the dataset and how the ranking column is computed at the source.
What this analysis cannot tell us
FDIC Call Report data reports balance-sheet metrics as of the most recent quarterly filing date for each insured institution. Total assets and total deposits reflect on-balance-sheet positions and exclude off-balance-sheet items such as derivative notional positions, undrawn commitments, and trust assets under management. The largest US banks operate substantial off-balance-sheet capital-markets activity that does not appear in the on-balance-sheet total. Health grades displayed in this ranking are PlainBankData-computed signals derived from FDIC-published capital-adequacy and asset-quality ratios; the methodology page documents the input ratios and the grade thresholds. A bank's appearance in this ranking reflects its absolute balance-sheet size, not its profitability, capital strength, or geographic reach. Holding-company parents that consolidate multiple insured subsidiaries appear as the consolidated entity in FDIC reporting only when the subsidiaries operate under a single insured charter; multi-charter holding companies have each insured subsidiary reported separately.
Secondary cut from the same source
Top 10 banks by total deposit base (FDIC Call Report)
Sources
- Federal Deposit Insurance Corporation, Quarterly Banking Profile and Call Reports - https://www.fdic.gov/analysis/quarterly-banking-profile/
- FDIC Institution Directory, institution-level Call Report data - https://banks.data.fdic.gov/api/