FDIC Cert #13926 · Canton, Kansas · Est. 1895

The State Bank of Canton, Canton, Kansas - FDIC Bank Health Profile

A community-scale look at The State Bank of Canton, Canton, Kansas's own numbers, pulled straight from its quarterly FDIC Call Report.

Compiled from official public sources by the publisher.
$34M
Total assets
A
Health grade · Excellent
0.99%
Return on assets
40.9%
Tier 1 capital

Data updated July 2026

The verdict

The State Bank of Canton, Canton, Kansas earns a PlainBankData health grade of A (82/100), with well-capitalized at 40.86% Tier 1, 0.99% ROA, 67% efficiency ratio.

#4,222
largest of 4,313 FDIC banks by assets
2nd
percentile by asset size, nationally
40.86%
Tier 1 ratio - above the 10% well-capitalized line
42nd
percentile for profitability (ROA), nationally

The grade above reflects PlainBankData's own read of the bank's regulatory filings, not an FDIC judgment, deposit coverage stays at $250,000 per depositor, per category, unaffected by it.

FDIC Call Report plate

Cert 13926 · KS A · 82/100

GRADE-A · MID-PACK · PHOTO-FINISH · TIER1-WELL · TEXAS-CLEAN · ROA-PAR · SIZE-COMMUNITY · BOOK-FULL

  • GRADE-A A (82/100)
  • MID-PACK #1841/4307
  • PHOTO-FINISH Farmers State Bank · TN
  • TIER1-WELL 40.9% Tier 1
  • TEXAS-CLEAN 0.0% Texas
  • ROA-PAR 0.99% ROA
  • SIZE-COMMUNITY <$100M
  • BOOK-FULL 9/9 fields

Nearest health peer outside Kansas: Farmers State Bank, TN (±0 health pts)

Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.

Health-score neighbourhood around The State Bank of Canton, Canton, Kan…

Lowest and highest poles plus nearest scored peers outside Kansas, not a full FDIC corpus board reprint.

Morgan Stanley Bank,… · UT ·…100/100Bank of Salem · MO · near82/100Citizens State Bank… · IN · …82/100Farmers State Bank · TN · ne…82/100First State Bank and… · MO ·…82/100The State Bank of Ca… · KS ·…82/100Tioga-Franklin Savin… · PA ·…0/100
PlainBankData health composite · neighbourhood around The State Bank of Canton, Canton, Kan… · July 2026

Call Report read for The State Bank of Canton, Canton, Kan… in a high-failure state

The State Bank of Canton, Canton, Kansas (FDIC Cert #13926) carries a PlainBankData health grade of A at 82/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #1,841 of 4,307. Tier 1 capital prints at 40.86%, clearing the 10% well-capitalized line. The Texas Ratio is 0.00%, inside the sub-50% band analysts treat as healthy. Return on assets is 0.99%. Balance-sheet scale is $34M, 4,222nd of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is Farmers State Bank (TN), tied on the composite. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.

State failure history around The State Bank of Canton, Canton, Kan…

12 FAILURE resolutions in Kansas since 2000, heavy vs the state corpus

The State Bank of Canton, Canton, Kansas sits in one of the heavier post-2000 FAILURE states (12 resolutions; latest year 2023). The list below is state history from the Failed Bank List, not a claim about The State Bank of Canton, Canton, Kansas's current Call Report.

  • HEARTLAND TRI-STATE BANK ELKHART, KS 2023 → DREAM FIRST BANK,NATIONAL ASSOCIATION
  • ALMENA STATE BANK ALMENA, KS 2020 → EQUITY BANK
  • THE FARMERS AND MERCHANTS STATE BANK OF ARGONIA ARGONIA, KS 2017 → CONWAY BANK

Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Kansas banks.

How The State Bank of Canton, Canton, Kansas's 82/100 score adds up

Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.

0/100100/100National avg77/10082/100
The State Bank of Canton, Canton, Kansas's composite health score
Tier 1 Capital Ratio (40.86%) 40/40
Return on Assets (ROA) (0.99%) 14/25
Texas Ratio (0.00%) 20/20
Efficiency Ratio (67.02%) 8/15

82 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.

Balance sheet at a glance

Total Assets

$34M

Total balance-sheet footings

Total Deposits

$26M

Customer-funded liabilities

Net Loans

$17M

Outstanding loan book

Net Income

$338K

Bottom-line earnings

Capital adequacy vs federal thresholds

0% 10% 20% 30% 40% 50% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 39.46% 40.86% 42.26%
Basel III capital ratios - The State Bank of Canton, Canton, Kansas

Where The State Bank of Canton, Canton, Kansas ranks

Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. The State Bank of Canton, Canton, Kansas's score of 82/100 falls in the highlighted band.

The State Bank of Canton, Canton, Kansas: health score vs. every FDIC-insured bank

0-100 composite health score, FDIC Call Reports

82 Top 43% higher than 57% of 4,307 FDIC-insured banks

0–10: 3 FDIC-insured banks (0%). Below this entry. 10–20: 6 FDIC-insured banks (0%). Below this entry. 20–30: 26 FDIC-insured banks (1%). Below this entry. 30–40: 36 FDIC-insured banks (1%). Below this entry. 40–50: 98 FDIC-insured banks (2%). Below this entry. 50–60: 279 FDIC-insured banks (6%). Below this entry. 60–70: 777 FDIC-insured banks (18%). Below this entry. 70–80: 1,030 FDIC-insured banks (24%). Below this entry. 80–90: 1,237 FDIC-insured banks (29%). This entry sits in this band. 90–100: 815 FDIC-insured banks (19%). Above this entry. The State Bank of Canton, Canton, Kan… 0 100 every FDIC-insured bank with a health score, bucketed by value

Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FDIC Call Reports · July 2026

The State Bank of Canton, Canton, Kansas's size among FDIC-insured banks

Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). The State Bank of Canton, Canton, Kansas's $34M falls in the highlighted band.

Capital & credit buffers at The State Bank of Canton, Canton, Kan…

Tier 1 capital ratio
Well-capitalized 10%

40.86% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
40.86%
Texas Ratio
0.00%
Equity Capital
$8M

What these ratios mean →

Profitability metrics: The State Bank of Canton, Canton, Kan…

Return on Assets (ROA)
42nd percentile nationally
0.99%
Return on Equity (ROE)
4.38%
Efficiency Ratio
67.02%

What these mean →

Income & expense at The State Bank of Canton, Canton, Kan…

$2M
Interest Income
$103K
Non-Interest Income
$876K
Non-Interest Expense

Asset quality, Texas Ratio detail

The Texas Ratio compares troubled assets to the capital available to absorb losses. The State Bank of Canton, Canton, Kansas reports a Texas Ratio of 0.00% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.

Texas Ratio
Caution 50%

0.00% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.

FDIC Failed Bank List → View The State Bank of Canton, Canton, Kansas on FDIC BankFind →

Top banks in Kansas by total assets

Largest banks headquartered in Kansas
  1. 1
    Capitol Federal Savings Bank $9.8B

    Topeka, KS · Grade C

  2. 2
    Intrust Bank $7.0B

    Wichita, KS · Grade B

  3. 3
    Equity Bank $6.3B

    Andover, KS · Grade B

  4. 4
    Security Bank of Kansas City $3.8B

    Kansas City, KS · Grade A

  5. 5
    Fidelity Bank $3.3B

    Wichita, KS · Grade B

Top 5 banks in Kansas ranked by total assets · FDIC Call Report Q4 2025.

Nationwide banks with similar total assets

Nearest other-state banks with ≥$10M assets ($34M here), outside Kansas so the neighborhood is not state containment.

The Farmers and Merchants State Bank $34M · SD Five Rivers Bank $34M · NJ Farmers State Bank of Hoffman $35M · MN The First National Bank of Proctor $35M · MN

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) The State Bank of Canton, Canton, Kansas (FDIC Cert #13926) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

The State Bank of Canton, Canton, Kansas Call Report profile · FDIC Failed Bank List · Kansas FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.

Other banks in Kansas

All Kansas banks →
BankAssetsGradeROA
Capitol Federal Savings BankTopeka $9.8B C 0.76%
Intrust Bank, National AssociationWichita $7.0B B 1.20%
Equity BankAndover $6.3B B 0.55%
Security Bank of Kansas CityKansas City $3.8B A 1.37%
Fidelity Bank, National AssociationWichita $3.3B B 0.99%
Emprise BankWichita $2.8B B 1.32%
KS StateBankManhattan $2.6B A 1.69%
Community National Bank & TrustChanute $2.5B B 0.96%