Total Assets
$224M
Total balance-sheet footings
FDIC Cert #34457 · Jackson, Tennessee · Est. 1997
The Bank of Jackson - FDIC Bank Health Profile
A community-scale look at The Bank of Jackson's own numbers, pulled straight from its quarterly FDIC Call Report.
- $224M
- Total assets
- B
- Health grade · Good
- 0.19%
- Return on assets
- 18.6%
- Tier 1 capital
Data updated July 2026
The verdict
The Bank of Jackson earns a PlainBankData health grade of B (67/100), with well-capitalized at 18.57% Tier 1, 0.19% ROA, 91% efficiency ratio.
- #2,879
- largest of 4,313 FDIC banks by assets
- 33rd
- percentile by asset size, nationally
- 18.57%
- Tier 1 ratio - above the 10% well-capitalized line
- 8th
- percentile for profitability (ROA), nationally
The grade above reflects PlainBankData's own read of the bank's regulatory filings, not an FDIC judgment, deposit coverage stays at $250,000 per depositor, per category, unaffected by it.
FDIC Call Report plate
Cert 34457 · TN B · 67/100
GRADE-B · LOWER-Q · PHOTO-FINISH · TIER1-WELL · TEXAS-CLEAN · ROA-THIN · SIZE-MID · BOOK-FULL
- GRADE-B B (67/100)
- LOWER-Q #3237/4307
- PHOTO-FINISH Farmers Building and… · PA
- TIER1-WELL 18.6% Tier 1
- TEXAS-CLEAN 0.5% Texas
- ROA-THIN 0.19% ROA
- SIZE-MID $100M–1B
- BOOK-FULL 9/9 fields
Nearest health peer outside Tennessee: Farmers Building and Savings Bank, PA (±0 health pts)
Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.
Health-score neighbourhood around The Bank of Jackson
Lowest and highest poles plus nearest scored peers outside Tennessee, not a full FDIC corpus board reprint.
What The Bank of Jackson's Call Report plate shows
The Bank of Jackson (FDIC Cert #34457) carries a PlainBankData health grade of B at 67/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #3,237 of 4,307. Tier 1 capital prints at 18.57%, clearing the 10% well-capitalized line. The Texas Ratio is 0.52%, inside the sub-50% band analysts treat as healthy. Return on assets is 0.19%. Balance-sheet scale is $224M, 2,879th of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is Farmers Building and Savings Bank (PA), tied on the composite. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.
State failure history around The Bank of Jackson
7 FAILURE resolutions in Tennessee since 2000 (6 since 2008)
The Bank of Jackson's home state sits in the middle band of post-2000 FAILURE counts (7; 6 since the 2008 crisis window). Recent named resolutions below are Failed Bank List rows for this state only; The Bank of Jackson remains an active FDIC-insured reporter.
- TRUST COMPANY BANK MEMPHIS, TN 2016 → THE BANK OF FAYETTE COUNTY
- COMMUNITY SOUTH BANK PARSONS, TN 2013 → CB&S BANK, INC.
- MOUNTAIN NATIONAL BANK SEVIERVILLE, TN 2013 → FIRST TENNESSEE BANK, NATIONAL ASSOCIATION
Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Tennessee banks.
How The Bank of Jackson's 67/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
Tier 1 Capital Ratio (18.57%) 40/40
Return on Assets (ROA) (0.19%) 7/25
Texas Ratio (0.52%) 20/20
Efficiency Ratio (91.27%) 0/15
67 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$198M
Customer-funded liabilities
Net Loans
$51M
Outstanding loan book
Net Income
$404K
Bottom-line earnings
Capital adequacy vs federal thresholds
Where The Bank of Jackson ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. The Bank of Jackson's score of 67/100 falls in the highlighted band.
The Bank of Jackson: health score vs. every FDIC-insured bank
0-100 composite health score, FDIC Call Reports
67 25th percentile higher than 25% of 4,307 FDIC-insured banks
Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FDIC Call Reports · July 2026
The Bank of Jackson's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). The Bank of Jackson's $224M falls in the highlighted band.
Safety ratios for The Bank of Jackson
Tier 1 capital ratio
Well-capitalized 10%
18.57% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
18.57%
Texas Ratio
0.52%
Equity Capital
$20M
Profitability metrics: The Bank of Jackson
Return on Assets (ROA)
8th percentile nationally
0.19%
Return on Equity (ROE)
2.14%
Efficiency Ratio
91.27%
Income & expense at The Bank of Jackson
$8M
Interest Income
$274K
Non-Interest Income
$4M
Non-Interest Expense
Asset quality, Texas Ratio detail
The Texas Ratio compares troubled assets to the capital available to absorb losses. The Bank of Jackson reports a Texas Ratio of 0.52% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.
Texas Ratio
Caution 50%
0.52% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.
Top banks in Tennessee by total assets
Nationwide banks with similar total assets
Nearest other-state banks with ≥$10M assets ($224M here), outside Tennessee so the neighborhood is not state containment.
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) The Bank of Jackson (FDIC Cert #34457) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
The Bank of Jackson Call Report profile · FDIC Failed Bank List · Tennessee FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.
Other banks in Tennessee
All Tennessee banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| First Horizon BankMemphis | $83.6B | B | 1.35% |
| Pinnacle BankNashville | $57.6B | A | 1.25% |
| FirstBankNashville | $16.3B | B | 0.89% |
| Wilson Bank and TrustLebanon | $5.9B | A | 1.38% |
| SmartBankPigeon Forge | $5.9B | B | 1.00% |
| SouthEast BankFarragut | $3.5B | C | 0.68% |
| Home Federal Bank of TennesseeKnoxville | $2.7B | C | 0.21% |
| Builtwell BankChattanooga | $2.3B | A | 2.07% |