Total Assets
$358M
Total balance-sheet footings
FDIC Cert #59043 · Greenville, Delaware · Est. 2010
Stifel Trust Company Delaware, National Association - FDIC Bank Health Profile
A community-scale look at Stifel Trust Company Delaware, National Association's own numbers, pulled straight from its quarterly FDIC Call Report.
- $358M
- Total assets
- A
- Health grade · Excellent
- 2.48%
- Return on assets
- 51.7%
- Tier 1 capital
Data updated July 2026
The verdict
Stifel Trust Company Delaware, National Association earns a PlainBankData health grade of A (100/100), with well-capitalized at 51.67% Tier 1, profitable at 2.48% ROA, efficient (29% cost ratio).
- #2,248
- largest of 4,313 FDIC banks by assets
- 48th
- percentile by asset size, nationally
- 51.67%
- Tier 1 ratio - above the 10% well-capitalized line
- 96th
- percentile for profitability (ROA), nationally
The grade above reflects PlainBankData's own read of the bank's regulatory filings, not an FDIC judgment, deposit coverage stays at $250,000 per depositor, per category, unaffected by it.
How Stifel Trust Company Delaware, National Association's 100/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
Stifel Trust Company Delaware, National Association's composite health score
Tier 1 Capital Ratio (51.67%) 40/40
Return on Assets (ROA) (2.48%) 25/25
Texas Ratio (0.00%) 20/20
Efficiency Ratio (28.64%) 15/15
100 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$327M
Customer-funded liabilities
Net Loans
-
Outstanding loan book
Net Income
$8M
Bottom-line earnings
Capital adequacy vs federal thresholds
Where Stifel Trust Company Delaware, National Association ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Stifel Trust Company Delaware, National Association's score of 100/100 falls in the highlighted band.
Stifel Trust Company Delaware, National Association's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Stifel Trust Company Delaware, National Association's $358M falls in the highlighted band.
Safety metrics
Tier 1 capital ratio
Well-capitalized 10%
51.67% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
51.67%
Texas Ratio
0.00%
Equity Capital
$28M
Profitability metrics
Return on Assets (ROA)
96th percentile nationally
2.48%
Return on Equity (ROE)
35.51%
Efficiency Ratio
28.64%
What the numbers say about Stifel Trust Company Delaware, National Association
Stifel Trust Company Delaware, National Association is an FDIC-insured institution (Certificate #59043) headquartered in Greenville, Delaware, established in 2010. It holds $358M in total assets - 2,248th of 4,313 FDIC-insured banks, $327M in customer deposits, and - in net loans. On safety, its Tier 1 capital ratio of 51.67% is above the 10% well-capitalized threshold, and its Texas Ratio of 0.00% sits in the healthy range below 50%. It earns a PlainBankData health grade of A (100/100), a composite of Tier 1 capital, ROA, the Texas Ratio, and efficiency. All of it traces back to the bank's own quarterly FDIC Call Report filing.
Within Delaware, Stifel Trust Company Delaware, National Association ranks 12th of 16 FDIC-insured banks by asset size -- a mid-sized institution, neither among the state's largest nor its smallest.
Income & expense breakdown
$13M
Interest Income
$6M
Non-Interest Income
$5M
Non-Interest Expense
Asset quality, Texas Ratio detail
The Texas Ratio compares troubled assets to the capital available to absorb losses. Stifel Trust Company Delaware, National Association reports a Texas Ratio of 0.00% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.
Texas Ratio
Caution 50%
0.00% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.
Top banks in Delaware by total assets
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Stifel Trust Company Delaware, National Association (FDIC Cert #59043) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other banks in Delaware
All Delaware banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| PNC Bank, National AssociationWilmington | $568.3B | A | 1.30% |
| TD Bank, National AssociationWilmington | $346.2B | A | 0.54% |
| Santander Bank, N.A.Wilmington | $104.1B | A | 1.36% |
| Barclays Bank DelawareWilmington | $47.6B | B | 0.87% |
| TD Bank USA, National AssociationWilmington | $34.6B | A | 1.16% |
| Wilmington Savings Fund Society, FSBWilmington | $21.2B | A | 1.43% |
| Comenity BankWilmington | $7.8B | A | 4.91% |
| Wilmington Trust, National AssociationWilmington | $773M | A | 7.95% |
Frequently asked questions
What is Stifel Trust Company Delaware, National Association's health grade?▼
Stifel Trust Company Delaware, National Association receives a health grade of A (100/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank demonstrates excellent financial health with strong capital ratios and profitability.
How large is Stifel Trust Company Delaware, National Association?▼
Stifel Trust Company Delaware, National Association holds $358M in total assets and $327M in deposits, ranking 2,248th of 4,313 FDIC-insured banks by asset size. It is headquartered in Greenville, Delaware.
Is my money safe at Stifel Trust Company Delaware, National Association?▼
Yes, deposits at Stifel Trust Company Delaware, National Association (Certificate #59043) are FDIC-insured up to $250,000 per depositor, per ownership category, regardless of health grade.
What is Stifel Trust Company Delaware, National Association's Tier 1 Capital Ratio?▼
Stifel Trust Company Delaware, National Association has a Tier 1 Capital Ratio of 51.67%. This exceeds the 10% threshold for "well-capitalized" status under federal banking regulations.
What is the Texas Ratio for Stifel Trust Company Delaware, National Association?▼
Stifel Trust Company Delaware, National Association has a Texas Ratio of 0.00%. A ratio below 50% is generally considered healthy. The Texas Ratio measures non-performing loans against equity and reserves, a higher ratio signals greater exposure to loan losses.
How efficient is Stifel Trust Company Delaware, National Association?▼
Stifel Trust Company Delaware, National Association has an Efficiency Ratio of 28.64%. Below 60% is considered efficient, the bank converts a strong share of revenue into profit. This metric compares non-interest expenses to total revenue.
What to do with this
How to read Stifel Trust Company Delaware, National Association's profile as a depositor or analyst.
- Stifel Trust Company Delaware, National Association's grade reflects capital, profitability, and asset quality, read the four pillars before drawing conclusions. How grades work
- Compare Stifel Trust Company Delaware, National Association against other Delaware banks before moving funds. Delaware banks
Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions. Verify the latest figures at the FDIC BankFind Suite.
Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. Informational only, not professional advice; consult a qualified professional before acting on it. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.
Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.