FDIC Cert #59043 · Greenville, Delaware · Est. 2010

Stifel Trust Company Delaware, National Association - FDIC Bank Health Profile

A community-scale look at Stifel Trust Company Delaware, National Association's own numbers, pulled straight from its quarterly FDIC Call Report.

Compiled from official public sources by the publisher.
$358M
Total assets
A
Health grade · Excellent
2.48%
Return on assets
51.7%
Tier 1 capital

Data updated July 2026

The verdict

Stifel Trust Company Delaware, National Association earns a PlainBankData health grade of A (100/100), with well-capitalized at 51.67% Tier 1, profitable at 2.48% ROA, efficient (29% cost ratio).

#2,248
largest of 4,313 FDIC banks by assets
48th
percentile by asset size, nationally
51.67%
Tier 1 ratio - above the 10% well-capitalized line
96th
percentile for profitability (ROA), nationally

The grade above reflects PlainBankData's own read of the bank's regulatory filings, not an FDIC judgment, deposit coverage stays at $250,000 per depositor, per category, unaffected by it.

FDIC Call Report plate

Cert 59043 · DE A · 100/100

GRADE-A · TOP-DECILE · PHOTO-FINISH · TIER1-WELL · TEXAS-CLEAN · ROA-STRONG · SIZE-MID · BOOK-RICH

  • GRADE-A A (100/100)
  • TOP-DECILE #83/4307
  • PHOTO-FINISH Charles Schwab Trust… · TX
  • TIER1-WELL 51.7% Tier 1
  • TEXAS-CLEAN 0.0% Texas
  • ROA-STRONG 2.48% ROA
  • SIZE-MID $100M–1B
  • BOOK-RICH 8/9 fields

Nearest health peer outside Delaware: Charles Schwab Trust Bank, TX (±0 health pts)

Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.

Health-score neighbourhood around Stifel Trust Company Delaware

Lowest and highest poles plus nearest scored peers outside Delaware, not a full FDIC corpus board reprint.

Charles Schwab Trust… · TX ·…100/100Community State Bank · CO · …100/100GS&L Municipal Bank · NY · n…100/100Morgan Stanley Bank,… · UT ·…100/100Square Financial Ser… · UT ·…100/100Stifel Trust Company… · DE ·…100/100Tioga-Franklin Savin… · PA ·…0/100
PlainBankData health composite · neighbourhood around Stifel Trust Company Delaware · July 2026

Plate reading for Stifel Trust Company Delaware where failures stay rare

Stifel Trust Company Delaware, National Association (FDIC Cert #59043) carries a PlainBankData health grade of A at 100/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #83 of 4,307. Tier 1 capital prints at 51.67%, clearing the 10% well-capitalized line. The Texas Ratio is 0.00%, inside the sub-50% band analysts treat as healthy. Return on assets is 2.48%. Balance-sheet scale is $358M, 2,248th of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is Charles Schwab Trust Bank (TX), tied on the composite. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.

State failure history around Stifel Trust Company Delaware

Zero FAILURE resolutions in Delaware since 2000

Stifel Trust Company Delaware, National Association is headquartered in a state where FDIC FAILURE resolutions have been rare or absent since 2000 (0 of 578 nationwide). That is a historical count of closed institutions, not a forecast for this Call Report sheet.

  • FIRST REPUBLICBANK DELAWARE NEWARK, DE 1988 → CITIBANK DELAWARE

Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Delaware banks.

How Stifel Trust Company Delaware, National Association's 100/100 score adds up

Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.

0/100100/100National avg77/100100/100
Stifel Trust Company Delaware, National Association's composite health score
Tier 1 Capital Ratio (51.67%) 40/40
Return on Assets (ROA) (2.48%) 25/25
Texas Ratio (0.00%) 20/20
Efficiency Ratio (28.64%) 15/15

100 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.

Balance sheet at a glance

Total Assets

$358M

Total balance-sheet footings

Total Deposits

$327M

Customer-funded liabilities

Net Loans

-

Outstanding loan book

Net Income

$8M

Bottom-line earnings

Capital adequacy vs federal thresholds

0% 10% 20% 30% 40% 50% 60% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 50.27% 51.67% 53.07%
Basel III capital ratios - Stifel Trust Company Delaware, National Association

Where Stifel Trust Company Delaware, National Association ranks

Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Stifel Trust Company Delaware, National Association's score of 100/100 falls in the highlighted band.

Stifel Trust Company Delaware, National Association: health score vs. every FDIC-insured bank

0-100 composite health score, FDIC Call Reports

100 Top 2% higher than 98% of 4,307 FDIC-insured banks

0–10: 3 FDIC-insured banks (0%). Below this entry. 10–20: 6 FDIC-insured banks (0%). Below this entry. 20–30: 26 FDIC-insured banks (1%). Below this entry. 30–40: 36 FDIC-insured banks (1%). Below this entry. 40–50: 98 FDIC-insured banks (2%). Below this entry. 50–60: 279 FDIC-insured banks (6%). Below this entry. 60–70: 777 FDIC-insured banks (18%). Below this entry. 70–80: 1,030 FDIC-insured banks (24%). Below this entry. 80–90: 1,237 FDIC-insured banks (29%). Below this entry. 90–100: 815 FDIC-insured banks (19%). This entry sits in this band. Stifel Trust Company Delaware 0 100 every FDIC-insured bank with a health score, bucketed by value

Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FDIC Call Reports · July 2026

Stifel Trust Company Delaware, National Association's size among FDIC-insured banks

Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Stifel Trust Company Delaware, National Association's $358M falls in the highlighted band.

Safety metrics: Stifel Trust Company Delaware

Tier 1 capital ratio
Well-capitalized 10%

51.67% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
51.67%
Texas Ratio
0.00%
Equity Capital
$28M

What these ratios mean →

Earnings posture at Stifel Trust Company Delaware

Return on Assets (ROA)
96th percentile nationally
2.48%
Return on Equity (ROE)
35.51%
Efficiency Ratio
28.64%

What these mean →

Income & expense at Stifel Trust Company Delaware

$13M
Interest Income
$6M
Non-Interest Income
$5M
Non-Interest Expense

Asset quality, Texas Ratio detail

The Texas Ratio compares troubled assets to the capital available to absorb losses. Stifel Trust Company Delaware, National Association reports a Texas Ratio of 0.00% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.

Texas Ratio
Caution 50%

0.00% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.

FDIC Failed Bank List → View Stifel Trust Company Delaware, National Association on FDIC BankFind →

Top banks in Delaware by total assets

Largest banks headquartered in Delaware
  1. 1
    PNC Bank $568.3B

    Wilmington, DE · Grade A

  2. 2
    TD Bank $346.2B

    Wilmington, DE · Grade A

  3. 3
    Santander Bank $104.1B

    Wilmington, DE · Grade A

  4. 4
    Barclays Bank Delaware $47.6B

    Wilmington, DE · Grade B

  5. 5
    TD Bank USA $34.6B

    Wilmington, DE · Grade A

Top 5 banks in Delaware ranked by total assets · FDIC Call Report Q4 2025.

Nationwide banks with similar total assets

Nearest other-state banks with ≥$10M assets ($358M here), outside Delaware so the neighborhood is not state containment.

First National Bank of Giddings $357M · TX The First National Bank of Oneida $357M · TN Founders Bank $357M · DC AmeriFirst Bank $357M · AL

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Stifel Trust Company Delaware, National Association (FDIC Cert #59043) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

Stifel Trust Company Delaware, National Association Call Report profile · FDIC Failed Bank List · Delaware FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.

Other banks in Delaware

All Delaware banks →
BankAssetsGradeROA
PNC Bank, National AssociationWilmington $568.3B A 1.30%
TD Bank, National AssociationWilmington $346.2B A 0.54%
Santander Bank, N.A.Wilmington $104.1B A 1.36%
Barclays Bank DelawareWilmington $47.6B B 0.87%
TD Bank USA, National AssociationWilmington $34.6B A 1.16%
Wilmington Savings Fund Society, FSBWilmington $21.2B A 1.43%
Comenity BankWilmington $7.8B A 4.91%
Wilmington Trust, National AssociationWilmington $773M A 7.95%