Total Assets
$8M
Total balance-sheet footings
FDIC Cert #16583 · Burrton, Kansas · Est. 1947
State Bank of Burrton - FDIC Bank Health Profile
This profile flags real pressure points from the bank's own quarterly Call Report, read past the headline grade before drawing conclusions.
- $8M
- Total assets
- F
- Health grade · At Risk
- -2.76%
- Return on assets
- 9.6%
- Tier 1 capital
Data updated July 2026
The verdict
State Bank of Burrton earns a PlainBankData health grade of F (34/100), with 9.64% Tier 1 capital, -2.76% ROA, 86% efficiency ratio.
- #4,302
- largest of 4,313 FDIC banks by assets
- 0th
- percentile by asset size, nationally
- 9.64%
- Tier 1 ratio - below the 10% well-capitalized line
- 1st
- percentile for profitability (ROA), nationally
A weak grade is PlainBankData's own read of the Call Report data, not an official FDIC rating, and it does not change your insurance coverage: every dollar stays protected to $250,000 per depositor, per category.
FDIC Call Report plate
Cert 16583 · KS F · 34/100
GRADE-F · BOTTOM-DECILE · SOLO-SHEET · TIER1-ADEQ · TEXAS-CLEAN · ROA-LOSS · SIZE-COMMUNITY · BOOK-FULL
- GRADE-F F (34/100)
- BOTTOM-DECILE #4269/4307
- SOLO-SHEET No peer gap
- TIER1-ADEQ 9.6% Tier 1
- TEXAS-CLEAN 14.9% Texas
- ROA-LOSS -2.76% ROA
- SIZE-COMMUNITY <$100M
- BOOK-FULL 9/9 fields
Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.
Health-score neighbourhood around State Bank of Burrton
Lowest and highest poles plus nearest scored peers outside Kansas, not a full FDIC corpus board reprint.
Call Report read for State Bank of Burrton in a high-failure state
State Bank of Burrton (FDIC Cert #16583) carries a PlainBankData health grade of F at 34/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #4,269 of 4,307. Tier 1 capital prints at 9.64%, missing the 10% well-capitalized line. The Texas Ratio is 14.86%, inside the sub-50% band analysts treat as healthy. Return on assets is -2.76%. Balance-sheet scale is $8M, 4,302nd of 4,313 FDIC-insured banks by assets. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.
State failure history around State Bank of Burrton
12 FAILURE resolutions in Kansas since 2000, heavy vs the state corpus
State Bank of Burrton sits in one of the heavier post-2000 FAILURE states (12 resolutions; latest year 2023). The list below is state history from the Failed Bank List, not a claim about State Bank of Burrton's current Call Report.
- HEARTLAND TRI-STATE BANK ELKHART, KS 2023 → DREAM FIRST BANK,NATIONAL ASSOCIATION
- ALMENA STATE BANK ALMENA, KS 2020 → EQUITY BANK
- THE FARMERS AND MERCHANTS STATE BANK OF ARGONIA ARGONIA, KS 2017 → CONWAY BANK
Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Kansas banks.
How State Bank of Burrton's 34/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
Tier 1 Capital Ratio (9.64%) 18/40
Return on Assets (ROA) (-2.76%) 0/25
Texas Ratio (14.86%) 16/20
Efficiency Ratio (85.62%) 0/15
34 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$8M
Customer-funded liabilities
Net Loans
$5M
Outstanding loan book
Net Income
$-275K
Bottom-line earnings
Capital adequacy vs federal thresholds
Where State Bank of Burrton ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. State Bank of Burrton's score of 34/100 falls in the highlighted band.
State Bank of Burrton: health score vs. every FDIC-insured bank
0-100 composite health score, FDIC Call Reports
34 1st percentile higher than 1% of 4,307 FDIC-insured banks
Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FDIC Call Reports · July 2026
State Bank of Burrton's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). State Bank of Burrton's $8M falls in the highlighted band.
Capital & credit buffers at State Bank of Burrton
Tier 1 capital ratio
Well-capitalized 10%
9.64% of risk-weighted assets - below the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
9.64%
Texas Ratio
14.86%
Equity Capital
$890K
Profitability metrics: State Bank of Burrton
Return on Assets (ROA)
1st percentile nationally
-2.76%
Return on Equity (ROE)
-29.59%
Efficiency Ratio
85.62%
Income & expense: loss period at State Bank of Burrton
$529K
Interest Income
$25K
Non-Interest Income
$393K
Non-Interest Expense
Asset quality, Texas Ratio detail
The Texas Ratio compares troubled assets to the capital available to absorb losses. State Bank of Burrton reports a Texas Ratio of 14.86% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.
Texas Ratio
Caution 50%
14.86% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.
What to watch at State Bank of Burrton
State Bank of Burrton's grade of F reflects specific pressure points in the FDIC Call Report. The bank reported negative net income of $-275K for the period, a loss that, if sustained, erodes the equity cushion. Its Tier 1 capital ratio of 9.64% is below the 10% "well-capitalized" benchmark.
Your deposits are still protected. Regardless of grade, FDIC insurance covers every dollar on deposit at State Bank of Burrton up to $250,000 per depositor, per ownership category. A weak grade signals institutional financial stress for analysts, it is not a prediction of failure, and it does not affect insured-deposit safety.
Top banks in Kansas by total assets
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) State Bank of Burrton (FDIC Cert #16583) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
State Bank of Burrton Call Report profile · FDIC Failed Bank List · Kansas FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.
Other banks in Kansas
All Kansas banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| Capitol Federal Savings BankTopeka | $9.8B | C | 0.76% |
| Intrust Bank, National AssociationWichita | $7.0B | B | 1.20% |
| Equity BankAndover | $6.3B | B | 0.55% |
| Security Bank of Kansas CityKansas City | $3.8B | A | 1.37% |
| Fidelity Bank, National AssociationWichita | $3.3B | B | 0.99% |
| Emprise BankWichita | $2.8B | B | 1.32% |
| KS StateBankManhattan | $2.6B | A | 1.69% |
| Community National Bank & TrustChanute | $2.5B | B | 0.96% |