Total Assets
$121M
Total balance-sheet footings
FDIC Cert #24443 · Mansfield, Louisiana · Est. 1983
Progressive National Bank - FDIC Bank Health Profile
A community-scale look at Progressive National Bank's own numbers, pulled straight from its quarterly FDIC Call Report.
- $121M
- Total assets
- B
- Health grade · Good
- 1.08%
- Return on assets
- 10.1%
- Tier 1 capital
Data updated July 2026
The verdict
Progressive National Bank earns a PlainBankData health grade of B (68/100), with well-capitalized at 10.09% Tier 1, profitable at 1.08% ROA, 77% efficiency ratio.
- #3,570
- largest of 4,313 FDIC banks by assets
- 17th
- percentile by asset size, nationally
- 10.09%
- Tier 1 ratio - above the 10% well-capitalized line
- 49th
- percentile for profitability (ROA), nationally
The grade above reflects PlainBankData's own read of the bank's regulatory filings, not an FDIC judgment, deposit coverage stays at $250,000 per depositor, per category, unaffected by it.
How Progressive National Bank's 68/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
Progressive National Bank's composite health score
Tier 1 Capital Ratio (10.09%) 28/40
Return on Assets (ROA) (1.08%) 20/25
Texas Ratio (11.77%) 16/20
Efficiency Ratio (76.97%) 4/15
68 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$109M
Customer-funded liabilities
Net Loans
$82M
Outstanding loan book
Net Income
$1M
Bottom-line earnings
Capital adequacy vs federal thresholds
Where Progressive National Bank ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Progressive National Bank's score of 68/100 falls in the highlighted band.
Progressive National Bank's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Progressive National Bank's $121M falls in the highlighted band.
Safety metrics
Tier 1 capital ratio
Well-capitalized 10%
10.09% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
10.09%
Texas Ratio
11.77%
Equity Capital
$12M
Profitability metrics
Return on Assets (ROA)
49th percentile nationally
1.08%
Return on Equity (ROE)
10.19%
Efficiency Ratio
76.97%
What the numbers say about Progressive National Bank
Progressive National Bank is an FDIC-insured institution (Certificate #24443) headquartered in Mansfield, Louisiana, established in 1983. It holds $121M in total assets - 3,570th of 4,313 FDIC-insured banks, $109M in customer deposits, and $82M in net loans. Looking at capital strength, Tier 1 stands at 10.09%, over the 10% well-capitalized line regulators set, while the Texas Ratio comes in at 11.77%, comfortably below the 50% caution mark. It earns a PlainBankData health grade of B (68/100), a composite of Tier 1 capital, ROA, the Texas Ratio, and efficiency. All of it traces back to the bank's own quarterly FDIC Call Report filing.
By assets, Progressive National Bank ranks 91st of 106 banks based in Louisiana -- squarely in the community-bank tier. Size alone doesn't determine a bank's local importance; a bank this size often has deeper, longer-standing relationships with the specific businesses and depositors it serves than a much larger institution would.
Income & expense breakdown
$7M
Interest Income
$943K
Non-Interest Income
$4M
Non-Interest Expense
Asset quality, Texas Ratio detail
The Texas Ratio compares troubled assets to the capital available to absorb losses. Progressive National Bank reports a Texas Ratio of 11.77% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.
Texas Ratio
Caution 50%
11.77% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.
Top banks in Louisiana by total assets
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Progressive National Bank (FDIC Cert #24443) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other banks in Louisiana
All Louisiana banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| Origin BankChoudrant | $9.6B | B | 0.76% |
| b1BANKBaton Rouge | $8.2B | A | 1.23% |
| First Guaranty BankHammond | $4.1B | C | -1.33% |
| Gulf Coast Bank and Trust CompanyNew Orleans | $3.6B | B | 1.15% |
| Home Bank, National AssociationLafayette | $3.5B | A | 1.41% |
| Red River BankAlexandria | $3.3B | A | 1.36% |
| Investar Bank, National AssociationBaton Rouge | $2.8B | B | 0.89% |
| Bonvenu Bank, National AssociationBossier City | $1.6B | B | 0.54% |
Frequently asked questions
What is Progressive National Bank's health grade?▼
Progressive National Bank receives a health grade of B (68/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank shows good financial health with solid capital levels above regulatory minimums.
How large is Progressive National Bank?▼
Progressive National Bank holds $121M in total assets and $109M in deposits, ranking 3,570th of 4,313 FDIC-insured banks by asset size. It is headquartered in Mansfield, Louisiana.
Is my money safe at Progressive National Bank?▼
Yes, deposits at Progressive National Bank (Certificate #24443) are FDIC-insured up to $250,000 per depositor, per ownership category, regardless of health grade.
What is Progressive National Bank's Tier 1 Capital Ratio?▼
Progressive National Bank has a Tier 1 Capital Ratio of 10.09%. This exceeds the 10% threshold for "well-capitalized" status under federal banking regulations.
What is the Texas Ratio for Progressive National Bank?▼
Progressive National Bank has a Texas Ratio of 11.77%. A ratio below 50% is generally considered healthy. The Texas Ratio measures non-performing loans against equity and reserves, a higher ratio signals greater exposure to loan losses.
How efficient is Progressive National Bank?▼
Progressive National Bank has an Efficiency Ratio of 76.97%. Above 60% means a larger share of revenue goes to operating costs. This metric compares non-interest expenses to total revenue.
What to do with this
How to read Progressive National Bank's profile as a depositor or analyst.
- Progressive National Bank's grade reflects capital, profitability, and asset quality, read the four pillars before drawing conclusions. How grades work
- Compare Progressive National Bank against other Louisiana banks before moving funds. Louisiana banks
Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions. Verify the latest figures at the FDIC BankFind Suite.
Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. Informational only, not professional advice; consult a qualified professional before acting on it. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.
Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.